[RHBBANK] QoQ TTM Result on 31-Mar-2024 [#1]

	30/09/24	30/06/24	31/03/24	31/12/23	30/09/23	30/06/23	31/03/23	CAGR
TTM Result
Revenue	17,730,205	17,435,047	17,064,869	16,580,531	16,131,608	15,400,681	14,338,899	15.15%
YoY %	1.69%	2.17%	2.92%	2.78%	4.75%	7.40%	-	-
Horiz. %	123.65%	121.59%	119.01%	115.63%	112.50%	107.40%	100.00%	-
PBT	3,778,524	3,569,489	3,658,323	3,753,344	4,169,732	4,329,704	4,285,416	-8.02%
YoY %	5.86%	-2.43%	-2.53%	-9.99%	-3.69%	1.03%	-	-
Horiz. %	88.17%	83.29%	85.37%	87.58%	97.30%	101.03%	100.00%	-
Tax	-902,846	-877,182	-879,103	-942,845	-1,172,577	-1,282,190	-1,412,018	-25.72%
YoY %	-2.93%	0.22%	6.76%	19.59%	8.55%	9.19%	-	-
Horiz. %	63.94%	62.12%	62.26%	66.77%	83.04%	90.81%	100.00%	-
NP	2,875,678	2,692,307	2,779,220	2,810,499	2,997,155	3,047,514	2,873,398	0.05%
YoY %	6.81%	-3.13%	-1.11%	-6.23%	-1.65%	6.06%	-	-
Horiz. %	100.08%	93.70%	96.72%	97.81%	104.31%	106.06%	100.00%	-
								-
YoY %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	-	-
Horiz. %	-	-	-	-	-	-	-	-
NP to SH	2,871,580	2,688,338	2,774,730	2,806,228	2,992,432	3,042,961	2,869,089	0.05%
YoY %	6.82%	-3.11%	-1.12%	-6.22%	-1.66%	6.06%	-	-
Horiz. %	100.09%	93.70%	96.71%	97.81%	104.30%	106.06%	100.00%	-
								-
YoY %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	-	-
Horiz. %	-	-	-	-	-	-	-	-
Tax Rate	23.89%	24.57%	24.03%	25.12%	28.12%	29.61%	32.95%	-
YoY %	-2.77%	2.25%	-4.34%	-10.67%	-5.03%	-10.14%	-	-
Horiz. %	72.50%	74.57%	72.93%	76.24%	85.34%	89.86%	100.00%	-
Total Cost	14,854,527	14,742,740	14,285,649	13,770,032	13,134,453	12,353,167	11,465,501	18.78%
YoY %	0.76%	3.20%	3.74%	4.84%	6.32%	7.74%	-	-
Horiz. %	129.56%	128.58%	124.60%	120.10%	114.56%	107.74%	100.00%	-
								-
YoY %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	-	-
Horiz. %	-	-	-	-	-	-	-	-
Net Worth	31,727,964	31,409,359	31,710,831	30,874,565	29,910,137	29,907,515	29,884,096	4.06%
YoY %	1.01%	-0.95%	2.71%	3.22%	0.01%	0.08%	-	-
Horiz. %	106.17%	105.10%	106.11%	103.31%	100.09%	100.08%	100.00%	-

	30/09/24	30/06/24	31/03/24	31/12/23	30/09/23	30/06/23	31/03/23	CAGR
Dividend
Div	1,720,085	1,720,085	1,711,712	1,711,712	1,698,419	1,698,419	1,681,442	1.52%
YoY %	0.00%	0.49%	0.00%	0.78%	0.00%	1.01%	-	-
Horiz. %	102.30%	102.30%	101.80%	101.80%	101.01%	101.01%	100.00%	-
Div Payout %	59.90%	63.98%	61.69%	61.00%	56.76%	55.81%	58.61%	-
YoY %	-6.38%	3.71%	1.13%	7.47%	1.70%	-4.78%	-	-
Horiz. %	102.20%	109.16%	105.26%	104.08%	96.84%	95.22%	100.00%	-

	30/09/24	30/06/24	31/03/24	31/12/23	30/09/23	30/06/23	31/03/23	CAGR
Equity
Net Worth	31,727,964	31,409,359	31,710,831	30,874,565	29,910,137	29,907,515	29,884,096	4.06%
YoY %	1.01%	-0.95%	2.71%	3.22%	0.01%	0.08%	-	-
Horiz. %	106.17%	105.10%	106.11%	103.31%	100.09%	100.08%	100.00%	-
NOSH	4,359,973	4,359,489	4,286,348	4,286,348	4,286,348	4,286,348	4,247,373	1.75%
YoY %	0.01%	1.71%	0.00%	0.00%	0.00%	0.92%	-	-
Horiz. %	102.65%	102.64%	100.92%	100.92%	100.92%	100.92%	100.00%	-

	30/09/24	30/06/24	31/03/24	31/12/23	30/09/23	30/06/23	31/03/23	CAGR
Ratio Analysis
NP Margin	16.22%	15.44%	16.29%	16.95%	18.58%	19.79%	20.04%	-
YoY %	5.05%	-5.22%	-3.89%	-8.77%	-6.11%	-1.25%	-	-
Horiz. %	80.94%	77.05%	81.29%	84.58%	92.71%	98.75%	100.00%	-
ROE	9.05%	8.56%	8.75%	9.09%	10.00%	10.17%	9.60%	-
YoY %	5.72%	-2.17%	-3.74%	-9.10%	-1.67%	5.94%	-	-
Horiz. %	94.27%	89.17%	91.15%	94.69%	104.17%	105.94%	100.00%	-

	30/09/24	30/06/24	31/03/24	31/12/23	30/09/23	30/06/23	31/03/23	CAGR
Per Share
RPS	406.66	403.28	398.12	386.82	376.35	360.88	337.59	13.17%
YoY %	0.84%	1.30%	2.92%	2.78%	4.29%	6.90%	-	-
Horiz. %	120.46%	119.46%	117.93%	114.58%	111.48%	106.90%	100.00%	-
EPS	65.86	62.18	64.73	65.47	69.81	71.31	67.55	-1.67%
YoY %	5.92%	-3.94%	-1.13%	-6.22%	-2.10%	5.57%	-	-
Horiz. %	97.50%	92.05%	95.83%	96.92%	103.35%	105.57%	100.00%	-
DPS	40.00	40.00	40.00	40.00	40.00	40.00	39.59	0.68%
YoY %	0.00%	0.00%	0.00%	0.00%	0.00%	1.04%	-	-
Horiz. %	101.04%	101.04%	101.04%	101.04%	101.04%	101.04%	100.00%	-
NAPS	7.2771	7.2651	7.3981	7.203	6.978	7.0082	7.0359	2.26%
YoY %	0.17%	-1.80%	2.71%	3.22%	-0.43%	-0.39%	-	-
Horiz. %	103.43%	103.26%	105.15%	102.37%	99.18%	99.61%	100.00%	-

	30/09/24	30/06/24	31/03/24	31/12/23	30/09/23	30/06/23	31/03/23	CAGR
Adjusted Per Share Value based on latest NOSH - 4,286,348
RPS	406.66	399.89	391.40	380.29	369.99	353.23	328.88	15.15%
YoY %	1.69%	2.17%	2.92%	2.78%	4.74%	7.40%	-	-
Horiz. %	123.65%	121.59%	119.01%	115.63%	112.50%	107.40%	100.00%	-
EPS	65.86	61.66	63.64	64.36	68.63	69.79	65.81	0.05%
YoY %	6.81%	-3.11%	-1.12%	-6.22%	-1.66%	6.05%	-	-
Horiz. %	100.08%	93.69%	96.70%	97.80%	104.29%	106.05%	100.00%	-
DPS	40.00	39.45	39.26	39.26	38.95	38.95	38.57	2.44%
YoY %	1.39%	0.48%	0.00%	0.80%	0.00%	0.99%	-	-
Horiz. %	103.71%	102.28%	101.79%	101.79%	100.99%	100.99%	100.00%	-
NAPS	7.2771	7.204	7.2732	7.0814	6.8602	6.8596	6.8542	4.06%
YoY %	1.01%	-0.95%	2.71%	3.22%	0.01%	0.08%	-	-
Horiz. %	106.17%	105.10%	106.11%	103.31%	100.09%	100.08%	100.00%	-

	30/09/24	30/06/24	31/03/24	31/12/23	30/09/23	30/06/23	31/03/23	CAGR
Price Multiplier on Financial Quarter End Date
Date	30/09/24	28/06/24	29/03/24	29/12/23	29/09/23	30/06/23	31/03/23	-
Price	6.18	5.51	5.67	5.45	5.43	5.43	5.58	-
P/RPS	1.52	1.37	1.42	1.41	1.44	1.50	1.65	-5.30%
YoY %	10.95%	-3.52%	0.71%	-2.08%	-4.00%	-9.09%	-	-
Horiz. %	92.12%	83.03%	86.06%	85.45%	87.27%	90.91%	100.00%	-
P/EPS	9.38	8.86	8.76	8.32	7.78	7.62	8.26	8.82%
YoY %	5.87%	1.14%	5.29%	6.94%	2.10%	-7.75%	-	-
Horiz. %	113.56%	107.26%	106.05%	100.73%	94.19%	92.25%	100.00%	-
EY	10.66	11.29	11.42	12.01	12.86	13.13	12.11	-8.12%
YoY %	-5.58%	-1.14%	-4.91%	-6.61%	-2.06%	8.42%	-	-
Horiz. %	88.03%	93.23%	94.30%	99.17%	106.19%	108.42%	100.00%	-
DY	6.47	7.26	7.05	7.34	7.37	7.37	7.09	-5.90%
YoY %	-10.88%	2.98%	-3.95%	-0.41%	0.00%	3.95%	-	-
Horiz. %	91.26%	102.40%	99.44%	103.53%	103.95%	103.95%	100.00%	-
P/NAPS	0.85	0.76	0.77	0.76	0.78	0.77	0.79	4.98%
YoY %	11.84%	-1.30%	1.32%	-2.56%	1.30%	-2.53%	-	-
Horiz. %	107.59%	96.20%	97.47%	96.20%	98.73%	97.47%	100.00%	-

	30/09/24	30/06/24	31/03/24	31/12/23	30/09/23	30/06/23	31/03/23	CAGR
Price Multiplier on Announcement Date
Date	29/11/24	27/08/24	29/05/24	27/02/24	27/11/23	29/08/23	26/05/23	-
Price	6.69	5.92	5.48	5.68	5.57	5.70	5.46	-
P/RPS	1.65	1.47	1.38	1.47	1.48	1.58	1.62	1.22%
YoY %	12.24%	6.52%	-6.12%	-0.68%	-6.33%	-2.47%	-	-
Horiz. %	101.85%	90.74%	85.19%	90.74%	91.36%	97.53%	100.00%	-
P/EPS	10.16	9.52	8.47	8.68	7.98	7.99	8.08	16.45%
YoY %	6.72%	12.40%	-2.42%	8.77%	-0.13%	-1.11%	-	-
Horiz. %	125.74%	117.82%	104.83%	107.43%	98.76%	98.89%	100.00%	-
EY	9.84	10.50	11.81	11.53	12.53	12.51	12.37	-14.11%
YoY %	-6.29%	-11.09%	2.43%	-7.98%	0.16%	1.13%	-	-
Horiz. %	79.55%	84.88%	95.47%	93.21%	101.29%	101.13%	100.00%	-
DY	5.98	6.76	7.30	7.04	7.18	7.02	7.25	-12.01%
YoY %	-11.54%	-7.40%	3.69%	-1.95%	2.28%	-3.17%	-	-
Horiz. %	82.48%	93.24%	100.69%	97.10%	99.03%	96.83%	100.00%	-
P/NAPS	0.92	0.81	0.74	0.79	0.80	0.81	0.78	11.60%
YoY %	13.58%	9.46%	-6.33%	-1.25%	-1.23%	3.85%	-	-
Horiz. %	117.95%	103.85%	94.87%	101.28%	102.56%	103.85%	100.00%	-

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ ⃤ & YoY ⃤ figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

Discussions

Be the first to like this. Showing 0 of 0 comments

Featured Posts

MQ Trader

Introducing MY's First IPO Fund for Sophisticated Investors!

MQ Chat

New Update. Discover investment communities that resonate with your ideas

MQ Trader

M & A Value Partners IPO Equity Fund has been launched - Targeted 13% Return p.a

Latest Videos