[BIMB] YoY Cumulative Quarter Result on 30-Sep-2022 [#3]

Stock

[BIMB] BANK ISLAM MALAYSIA BERHAD

Announcement Date

30-Nov-2022

Admission Sponsor

Sponsor

Financial Year

31-Dec-2022

Quarter

30-Sep-2022 [#3]

Profit Trend

QoQ- 64.04%

YoY- -19.52%

Quarter Report

BIMB's Financial Summary

View:

Show?

YoY %

Horiz. %

	30/09/24	30/09/23	30/09/22	30/09/21	30/09/20	30/09/19	30/09/18	CAGR
Cumulative Result
Revenue	3,459,205	3,362,609	2,530,676	2,351,481	3,720,772	3,532,857	3,081,369	1.94%
YoY %	2.87%	32.87%	7.62%	-36.80%	5.32%	14.65%	-	-
Horiz. %	112.26%	109.13%	82.13%	76.31%	120.75%	114.65%	100.00%	-
PBT	538,390	542,776	559,555	627,816	794,501	938,407	807,256	-6.52%
YoY %	-0.81%	-3.00%	-10.87%	-20.98%	-15.34%	16.25%	-	-
Horiz. %	66.69%	67.24%	69.32%	77.77%	98.42%	116.25%	100.00%	-
Tax	-139,947	-148,010	-193,621	-173,149	-190,824	-214,042	-203,906	-6.07%
YoY %	5.45%	23.56%	-11.82%	9.26%	10.85%	-4.97%	-	-
Horiz. %	68.63%	72.59%	94.96%	84.92%	93.58%	104.97%	100.00%	-
NP	398,443	394,766	365,934	454,667	603,677	724,365	603,350	-6.67%
YoY %	0.93%	7.88%	-19.52%	-24.68%	-16.66%	20.06%	-	-
Horiz. %	66.04%	65.43%	60.65%	75.36%	100.05%	120.06%	100.00%	-
								-
YoY %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	-	-
Horiz. %	-	-	-	-	-	-	-	-
NP to SH	396,775	394,766	365,934	454,667	498,073	606,062	520,670	-4.42%
YoY %	0.51%	7.88%	-19.52%	-8.71%	-17.82%	16.40%	-	-
Horiz. %	76.20%	75.82%	70.28%	87.32%	95.66%	116.40%	100.00%	-
								-
YoY %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	-	-
Horiz. %	-	-	-	-	-	-	-	-
Tax Rate	25.99%	27.27%	34.60%	27.58%	24.02%	22.81%	25.26%	-
YoY %	-4.69%	-21.18%	25.45%	14.82%	5.30%	-9.70%	-	-
Horiz. %	102.89%	107.96%	136.98%	109.18%	95.09%	90.30%	100.00%	-
Total Cost	3,060,762	2,967,843	2,164,742	1,896,814	3,117,095	2,808,492	2,478,019	3.57%
YoY %	3.13%	37.10%	14.13%	-39.15%	10.99%	13.34%	-	-
Horiz. %	123.52%	119.77%	87.36%	76.55%	125.79%	113.34%	100.00%	-
								-
YoY %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	-	-
Horiz. %	-	-	-	-	-	-	-	-
Net Worth	7,772,348	7,456,696	6,810,650	7,790,980	6,525,296	6,016,204	5,131,504	7.15%
YoY %	4.23%	9.49%	-12.58%	19.40%	8.46%	17.24%	-	-
Horiz. %	151.46%	145.31%	132.72%	151.83%	127.16%	117.24%	100.00%	-

	30/09/24	30/09/23	30/09/22	30/09/21	30/09/20	30/09/19	30/09/18	CAGR
Dividend
Div	-	285,348	-	272,062	225,875	282,285	262,502	-
YoY %	-	0.00%	-	20.45%	-19.98%	7.54%	-	-
Horiz. %	-	108.70%	-	103.64%	86.05%	107.54%	100.00%	-
Div Payout %	-	72.28%	-	59.84%	45.35%	46.58%	50.42%	-
YoY %	-	0.00%	-	31.95%	-2.64%	-7.62%	-	-
Horiz. %	-	143.36%	-	118.68%	89.94%	92.38%	100.00%	-

	30/09/24	30/09/23	30/09/22	30/09/21	30/09/20	30/09/19	30/09/18	CAGR
Equity
Net Worth	7,772,348	7,456,696	6,810,650	7,790,980	6,525,296	6,016,204	5,131,504	7.15%
YoY %	4.23%	9.49%	-12.58%	19.40%	8.46%	17.24%	-	-
Horiz. %	151.46%	145.31%	132.72%	151.83%	127.16%	117.24%	100.00%	-
NOSH	2,265,990	2,266,473	2,155,269	2,075,872	1,792,663	1,764,282	1,693,566	4.96%
YoY %	-0.02%	5.16%	3.82%	15.80%	1.61%	4.18%	-	-
Horiz. %	133.80%	133.83%	127.26%	122.57%	105.85%	104.18%	100.00%	-

	30/09/24	30/09/23	30/09/22	30/09/21	30/09/20	30/09/19	30/09/18	CAGR
Ratio Analysis
NP Margin	11.52%	11.74%	14.46%	19.34%	16.22%	20.50%	19.58%	-
YoY %	-1.87%	-18.81%	-25.23%	19.24%	-20.88%	4.70%	-	-
Horiz. %	58.84%	59.96%	73.85%	98.77%	82.84%	104.70%	100.00%	-
ROE	5.10%	5.29%	5.37%	5.84%	7.63%	10.07%	10.15%	-
YoY %	-3.59%	-1.49%	-8.05%	-23.46%	-24.23%	-0.79%	-	-
Horiz. %	50.25%	52.12%	52.91%	57.54%	75.17%	99.21%	100.00%	-

	30/09/24	30/09/23	30/09/22	30/09/21	30/09/20	30/09/19	30/09/18	CAGR
Per Share
RPS	152.66	148.36	117.42	94.47	207.56	200.24	181.95	-2.88%
YoY %	2.90%	26.35%	24.29%	-54.49%	3.66%	10.05%	-	-
Horiz. %	83.90%	81.54%	64.53%	51.92%	114.08%	110.05%	100.00%	-
EPS	17.51	17.58	17.02	17.71	27.82	34.50	30.84	-8.99%
YoY %	-0.40%	3.29%	-3.90%	-36.34%	-19.36%	11.87%	-	-
Horiz. %	56.78%	57.00%	55.19%	57.43%	90.21%	111.87%	100.00%	-
DPS	0.00	12.59	0.00	10.93	12.60	16.00	15.50	-
YoY %	0.00%	0.00%	0.00%	-13.25%	-21.25%	3.23%	-	-
Horiz. %	0.00%	81.23%	0.00%	70.52%	81.29%	103.23%	100.00%	-
NAPS	3.43	3.29	3.16	3.13	3.64	3.41	3.03	2.08%
YoY %	4.26%	4.11%	0.96%	-14.01%	6.74%	12.54%	-	-
Horiz. %	113.20%	108.58%	104.29%	103.30%	120.13%	112.54%	100.00%	-

	30/09/24	30/09/23	30/09/22	30/09/21	30/09/20	30/09/19	30/09/18	CAGR
Adjusted Per Share Value based on latest NOSH - 2,155,269
RPS	152.76	148.49	111.75	103.84	164.31	156.01	136.07	1.94%
YoY %	2.88%	32.88%	7.62%	-36.80%	5.32%	14.65%	-	-
Horiz. %	112.27%	109.13%	82.13%	76.31%	120.75%	114.65%	100.00%	-
EPS	17.52	17.43	16.16	20.08	21.99	26.76	22.99	-4.42%
YoY %	0.52%	7.86%	-19.52%	-8.69%	-17.83%	16.40%	-	-
Horiz. %	76.21%	75.82%	70.29%	87.34%	95.65%	116.40%	100.00%	-
DPS	0.00	12.60	0.00	12.01	9.97	12.47	11.59	-
YoY %	0.00%	0.00%	0.00%	20.46%	-20.05%	7.59%	-	-
Horiz. %	0.00%	108.71%	0.00%	103.62%	86.02%	107.59%	100.00%	-
NAPS	3.4322	3.2928	3.0075	3.4404	2.8815	2.6567	2.266	7.15%
YoY %	4.23%	9.49%	-12.58%	19.40%	8.46%	17.24%	-	-
Horiz. %	151.47%	145.31%	132.72%	151.83%	127.16%	117.24%	100.00%	-

	30/09/24	30/09/23	30/09/22	30/09/21	30/09/20	30/09/19	30/09/18	CAGR
Price Multiplier on Financial Quarter End Date
Date	30/09/24	29/09/23	30/09/22	30/09/21	30/09/20	30/09/19	28/09/18	-
Price	2.70	2.14	2.57	3.01	3.50	3.96	3.79	-
P/RPS	1.77	1.44	2.19	3.19	1.69	1.98	2.08	-2.65%
YoY %	22.92%	-34.25%	-31.35%	88.76%	-14.65%	-4.81%	-	-
Horiz. %	85.10%	69.23%	105.29%	153.37%	81.25%	95.19%	100.00%	-
P/EPS	15.42	12.29	15.14	16.48	12.60	11.53	12.33	3.79%
YoY %	25.47%	-18.82%	-8.13%	30.79%	9.28%	-6.49%	-	-
Horiz. %	125.06%	99.68%	122.79%	133.66%	102.19%	93.51%	100.00%	-
EY	6.49	8.14	6.61	6.07	7.94	8.67	8.11	-3.64%
YoY %	-20.27%	23.15%	8.90%	-23.55%	-8.42%	6.91%	-	-
Horiz. %	80.02%	100.37%	81.50%	74.85%	97.90%	106.91%	100.00%	-
DY	0.00	5.88	0.00	3.63	3.60	4.04	4.09	-
YoY %	0.00%	0.00%	0.00%	0.83%	-10.89%	-1.22%	-	-
Horiz. %	0.00%	143.77%	0.00%	88.75%	88.02%	98.78%	100.00%	-
P/NAPS	0.79	0.65	0.81	0.96	0.96	1.16	1.25	-7.35%
YoY %	21.54%	-19.75%	-15.62%	0.00%	-17.24%	-7.20%	-	-
Horiz. %	63.20%	52.00%	64.80%	76.80%	76.80%	92.80%	100.00%	-

	30/09/24	30/09/23	30/09/22	30/09/21	30/09/20	30/09/19	30/09/18	CAGR
Price Multiplier on Announcement Date
Date	29/11/24	28/11/23	30/11/22	29/11/21	30/11/20	29/11/19	28/11/18	-
Price	2.69	2.24	2.56	2.92	3.65	4.16	3.62	-
P/RPS	1.76	1.51	2.18	3.09	1.76	2.08	1.99	-2.02%
YoY %	16.56%	-30.73%	-29.45%	75.57%	-15.38%	4.52%	-	-
Horiz. %	88.44%	75.88%	109.55%	155.28%	88.44%	104.52%	100.00%	-
P/EPS	15.36	12.86	15.08	15.99	13.14	12.11	11.77	4.53%
YoY %	19.44%	-14.72%	-5.69%	21.69%	8.51%	2.89%	-	-
Horiz. %	130.50%	109.26%	128.12%	135.85%	111.64%	102.89%	100.00%	-
EY	6.51	7.78	6.63	6.26	7.61	8.26	8.49	-4.32%
YoY %	-16.32%	17.35%	5.91%	-17.74%	-7.87%	-2.71%	-	-
Horiz. %	76.68%	91.64%	78.09%	73.73%	89.63%	97.29%	100.00%	-
DY	0.00	5.62	0.00	3.74	3.45	3.85	4.28	-
YoY %	0.00%	0.00%	0.00%	8.41%	-10.39%	-10.05%	-	-
Horiz. %	0.00%	131.31%	0.00%	87.38%	80.61%	89.95%	100.00%	-
P/NAPS	0.78	0.68	0.81	0.93	1.00	1.22	1.19	-6.79%
YoY %	14.71%	-16.05%	-12.90%	-7.00%	-18.03%	2.52%	-	-
Horiz. %	65.55%	57.14%	68.07%	78.15%	84.03%	102.52%	100.00%	-

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ ⃤ & YoY ⃤ figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

Discussions

Be the first to like this. Showing 0 of 0 comments

Featured Posts

MQ Trader

Introducing MY's First IPO Fund for Sophisticated Investors!

MQ Chat

New Update. Discover investment communities that resonate with your ideas

MQ Trader

M & A Value Partners IPO Equity Fund has been launched - Targeted 13% Return p.a

Latest Videos