BANK ISLAM MALAYSIA BERHAD

KLSE (MYR): BIMB (5258)

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Last Price

2.44

Today's Change

-0.01 (0.41%)

Day's Change

2.42 - 2.45

Trading Volume

788,900

Financial
Market Cap

Market Cap

5,530 Million

NOSH

2,266 Million

Latest Quarter

Latest Quarter

31-Mar-2024 [#1]

Announcement Date

21-May-2024

Next Quarter

30-Jun-2024

Est. Ann. Date

29-Aug-2024

Est. Ann. Due Date

29-Aug-2024

QoQ | YoY

-18.39% | 9.39%

T4Q Result

Revenue | NP to SH

4,570,092.000 | 564,134.000

RPS | P/RPS

201.64 Cent | 1.21

EPS | P/E | EY

24.89 Cent | 9.80 | 10.20%

DPS | DY | Payout %

16.81 Cent | 6.89% | 67.54%

NAPS | P/NAPS

3.29 | 0.74

QoQ | YoY

2.0% | 11.97%

NP Margin | ROE

12.38% | 7.57%

F.Y. | Ann. Date

31-Mar-2024 | 21-May-2024

Latest Audited Result

Latest Audited Result

31-Dec-2023

Announcement Date

16-Apr-2024

Next Audited Result

31-Dec-2024

Est. Ann. Date

16-Apr-2025

Est. Ann. Due Date

29-Jun-2025

Annual (Unaudited)

Revenue | NP to SH

4,529,341.000 | 553,050.000

RPS | P/RPS

199.84 Cent | 1.22

EPS | P/E | EY

24.57 Cent | 10.00 | 10.00%

DPS | DY | Payout %

16.81 Cent | 6.89% | 68.89%

NAPS | P/NAPS

3.27 | 0.75

YoY

12.48%

NP Margin | ROE

12.21% | 7.46%

F.Y. | Ann. Date

31-Dec-2023 | 28-Feb-2024

Annualized Result

Revenue | NP to SH

4,578,016.000 | 516,688.000

RPS | P/RPS

201.99 Cent | 1.21

EPS | P/E | EY

22.80 Cent | 10.70 | 9.34%

DPS | DY | Payout %

-

NAPS | P/NAPS

-

QoQ | YoY

-6.57% | 9.39%

NP Margin | ROE

11.42% | 6.93%

F.Y. | Ann. Date

31-Mar-2024 | 21-May-2024

Business Process

Trailing 4 Quarters Trailing 8 Quarters
Available Quarters 4 Quarters 8 Quarters
Continuous Quarters Of Revenue Growth 0 / 4 0.00% 0 / 8 0.00%
Total Positive Profit Years 4 / 4 100.00% 8 / 8 100.00%
Continuous Quarters Of Positive Profit 4 / 4 100.00% 8 / 8 100.00%
Continuous Quarters Of Profit Growth 0 / 4 0.00% 0 / 8 0.00%
Continuous Quarters Of Adjusted EPS Growth 0 / 4 0.00% 0 / 8 0.00%
Total Dividend Years 2 / 4 50.00% 3 / 8 38.00%
Continuous Quarters Of Dividend 0 / 4 0.00% 0 / 8 0.00%
Continuous Quarters Of Dividend Growth 0 / 4 0.00% 0 / 8 0.00%
Continuous Quarters Of Adjusted Dps Growth 0 / 4 0.00% 0 / 8 0.00%
Average ROE 1.91% 1.88%
Average Net Profit Margin 12.37% 12.72%

Last 5 Financial Years Last 10 Financial Years
Available Years 5 Years 10 Years
Continuous Quarters Of Revenue Growth 2 / 5 40.00% 2 / 10 20.00%
Total Positive Profit Years 5 / 5 100.00% 10 / 10 100.00%
Continuous Quarters Of Positive Profit 5 / 5 100.00% 10 / 10 100.00%
Continuous Quarters Of Profit Growth 1 / 5 20.00% 1 / 10 10.00%
Continuous Quarters Of Adjusted EPS Growth 1 / 5 20.00% 1 / 10 10.00%
Total Dividend Years 5 / 5 100.00% 10 / 10 100.00%
Continuous Quarters Of Dividend 5 / 5 100.00% 10 / 10 100.00%
Continuous Quarters Of Dividend Growth 3 / 5 60.00% 3 / 10 30.00%
Continuous Quarters Of Adjusted Dps Growth 3 / 5 60.00% 3 / 10 30.00%
Average ROE 9.50% 12.33%
Average Net Profit Margin 15.53% 17.18%
Key Result

T4Q Annualized Annual (Unaudited) Last 10 FY Average Last 5 FY Average
Revenue 4,570,092 4,578,016 4,529,341 3,936,556 4,327,041
NP to SH 564,134 516,688 553,050 602,673 617,238
Dividend 380,994 0 380,994 264,566 282,695
Adjusted EPS 24.89 22.80 24.57 26.61 27.27
Adjusted DPS 16.81 0.00 16.81 11.67 12.47

NP to SH = Net Profit Attributable to Shareholder, EPS = Earning Per Share, DPS = Dividend Per Share

All figures in '000 unless specified.

EPS & DPS's figures in Cent.

Growth

LQ QoQ LQ YoY CQ YoY LQ vs Average of T4Q LQ vs Average of T8Q
Revenue -1.91% 3.68% 3.68% 0.17% 8.02%
NP to Owner -18.39% 9.39% 9.39% -8.41% -3.24%
Dividend 0.00% 0.00% 0.00% 0.00% 0.00%
Adjusted EPS -18.34% 9.40% 9.40% -8.38% -3.22%
Adjusted DPS 0.00% 0.00% 0.00% 0.00% 0.00%

LQ = Latest Quarter, CQ = Cumulative Quarter, T4Q = Trailing 4 Quarters, T8Q = Trailing 8 Quarters, QoQ = Quarter on Quarter, YoY = Year on Year

T4Q vs LFY T4Q vs AL5FY T4Q vs AL10FY AQR vs LFY AQR vs AL5FY AQR vs AL10FY LFY YoY LFY vs AL5FY LFY vs AL10FY
Revenue 0.90% 5.62% 16.09% 1.07% 5.80% 16.29% 26.65% 4.68% 15.06%
NP to Owner 2.00% -8.60% -6.39% -6.57% -16.29% -14.27% 12.48% -10.40% -8.23%
Dividend 0.00% 34.77% 44.01% 0.00% 0.00% 0.00% 28.10% 34.77% 44.01%
Adjusted EPS 1.30% -8.72% -6.46% -7.20% -16.38% -14.31% 13.26% -9.89% -7.66%
Adjusted DPS 0.00% 34.77% 44.01% 0.00% 0.00% 0.00% 28.10% 34.77% 44.01%

T4Q = Trailing 4 Quarters, T8Q = Trailing 8 Quarters, AL5FY = Average of Last 5 Financial Years, AL10FY = Average of Last 10 Financial Years, LFY = Latest Financial Year AQR = Annualized Quarter Result, YoY = Year on Year

Discussions
32 people like this. Showing 50 of 9,275 comments

TheContrarian

2.50

2024-02-26 10:06

rlch

RM 2.6 if follow Affin can reach?

2024-02-26 11:02

potenza10

just sold off yesterday at 2.41...sighhhhhh

2024-02-26 15:22

TheContrarian

You mean last Friday?

2024-02-26 15:52

Yippy68

Do you guys think MBSB got good future as soon as it turn to another Islamic Bank and listed in BURSA. My cost is less than 60 cents after receiving 8.5 sen dividend I hold big quantity especially last year after my big sweep in Bplant. Likely @Contrarian can contribute your good knowledge in Banking stock.

2024-02-27 02:08

Yippy68

I made some profit after i bought Affin at 2,20 and sold at 2,65 around 30K, Thank @Contrarian for all you good sharing.

2024-02-27 02:21

TheContrarian

@Yippy68, EPS is more relevant than high DPS because high DPS isn't sustainable if EPS drops. MBSB doesn't appear to have the all round strength of other banks. Just rebranding itself as an Islamic bank doesn't transform it overnight to rival Bank Islam which is long established.

2024-02-27 02:24

Yippy68

Thank you and noted.

2024-02-27 02:31

TheContrarian

@Yippy68, I feel you are too heavily concentrated in MBSB. Your recent venturing into Affin has brought you financial rewards. Affin share price ran ahead because it is more superior to MBSB. Similarly, Bank Islam share price has also recently run ahead.

2024-02-27 02:34

newbie5354_

TheContrarian banking sifu? Which bank(or bank like) counters yet to move? Insas can move like Affin or BIMB?

2024-02-27 07:12

TheContrarian

I already sold 97% of my Insas last month when it moved from below 90 sen to above RM1.30. Only bank I like now is BIMB.

2024-02-27 10:23

TheContrarian

2.50 broken through.

2024-02-28 11:57

smartly

if closing can stay above 2.50 then nice....

2024-02-28 12:06

TheContrarian

Lately EPF has turned sellers, so who is buying aggressively?

2024-02-28 15:20

TheContrarian

QR out, declared second interim dividend of 4.22 sen.

2024-02-28 17:47

TheContrarian

I am rather surprised the forum here is very quiet.

2024-02-28 18:08

5354_

Like Affin should be foreign funds.

Posted by TheContrarian > 6 hours ago | Report Abuse

Lately EPF has turned sellers, so who is buying aggressively?

2024-02-28 21:26

5354_

Maybe those posted earlier have sold.

Posted by TheContrarian > 3 hours ago | Report Abuse

I am rather surprised the forum here is very quiet.

2024-02-28 21:29

TheContrarian

I will be lonely here.

2024-02-28 22:10

5354_

After QR EPF U-turn buy back? 16.81 sen total BIMB dividend DY 6.70%(RM 2.51) is better than EPF 2022 & 2023 dividend?

2024-02-29 09:31

TheContrarian

We wait and see if there's notification from EPF.

2024-02-29 09:34

TheContrarian

It is lonely here.

2024-02-29 09:35

TheContrarian

Go, go, go BIMB.

2024-03-01 09:17

TheContrarian

EPF has been selling but someone else is buying aggressively.

2024-03-01 18:34

Mabel

Haha no worries...

This counter no need to monitor so much...so steady mah...

Dividend investing is like planting a tree...

The earlier you start, the bigger your tree is going to grow.

And before you know it, you will be resting in the shade of your own financial forest, enjoying the fruits of your labor, year after year...

Why?

Because dividends... GROW.

And that's how some Dividend Machines reached their milestones in dividends.

For the past 10 years...

DBS (Bank) increased their dividends by 158%
Wilmar (Plantation) increased their dividends by 112%
So if you think $5,000 in annual dividends today is too little...

Your $5,000 'passive' income just became:

$12,900 if you invested in DBS
$10,600 if you invested in Wilmar
All you did is buying the right dividend stocks...

...And wait

Get paid in year 1...

...And wait

Get paid more in year 2...

...And wait

Get paid even more in year 3...

https://www.youtube.com/watch?v=-0kcet4aPpQ

2024-03-02 00:11

TheContrarian

Loneliness can drive a guy to sell.

2024-03-03 13:03

TheContrarian

Wow, 2.59.

2024-03-04 12:29

speakup

Go go go Genting

2024-03-04 16:24

speakup

Oops wrong forum

2024-03-04 16:24

TheContrarian

EPF buying back BIMB.

2024-03-04 19:07

DividendGuy67

Fuiyoh ... biggest gain in my portfolio today. Feeling blessed and thankful ...

2024-03-05 22:41

DividendGuy67

Managed to trim a little bit, but still my Top 15% holdings by market value. Dividend yield on cost is 8.3%. Can hold for a long time if not look at markets and just collect dividends. Of course, sitting on winners and do nothing is often the right strategy unless it is a bear market or clearly sideways market.

2024-03-05 22:49

TheContrarian

1 week ago



rlch

RM 2.6 if follow Affin can reach?

@rlch , already reached 2.60 and is now higher than Affin. Thank you for your recommendation.

2024-03-06 22:34

Mabel

BIMB
Share Price 7 Day 1 Year
2.57 1.6% 16.3%

Upcoming dividend of RM0.042 per share

Eligible shareholders must have bought the stock before 15 March 2024.
Payment date: 05 April 2024.

Payout ratio is a comfortable 68% but the company is paying out more than the cash it is generating.

Trailing yield: 6.5%.

Within top quartile of Malaysian dividend payers (4.7%).
Higher than average of industry peers (5.3%).

2024-03-09 14:31

5354_

DY 6.6% who sell? I buy more because 1% more than EPF just declared dividend.

2024-03-11 09:45

5354_

024-03-04

EMPLOYEES PROVIDENT FUND BOARD (a substantial shareholder) acquired 1,483,900 shares on 28-Feb-2024.

2024-03-11 11:18

TheContrarian

Sold half at 2.58 this morning.

2024-03-12 16:16

KJTAN7

Build my portfolio on May 2023. My target is accumulate more share on this stock

2024-03-12 16:18

troy88

Solid!

2024-03-13 10:01

TheContrarian

Sold balance at 2.61. Approximately 15% gain within 5 weeks.

2024-03-13 11:16

mryong

islamic bank growth

2024-03-14 16:52

5354_

Axiata loss RM 2.457 billion RM 2.8 can why BIMB RM 553 mil profit cannot?

2024-03-15 09:57

speakup

https://themalaysianreserve.com/2024/03/16/pm-anwar-political-stability-transparent-policies-attract-foreign-investors/

Shame on u PMX! When PN was in power last time , u tried to topple PN through defection. Now u tell PN not to topple u for the sake of foreign investors

2024-03-17 16:49

JT1601

When will it drop back to RM2.4. Want top up...

2 months ago

speakup

Lu pandai main reverse psychologi ni

2 months ago

Mabel

BIMB Full year 2023 earnings: EPS and revenues exceed analyst expectations

Full year 2023 results:
EPS: RM0.25 (up from RM0.23 in FY 2022).
Revenue: RM2.28b (up 5.6% from FY 2022).
Net income: RM553.1m (up 13% from FY 2022).
Profit margin: 24% (up from 23% in FY 2022). The increase in margin was driven by higher revenue.
Cost-to-income ratio: 60.9% (up from 59.8% in FY 2022).
Non-performing loans: 0.94% (down from 1.27% in FY 2022).
Revenue exceeded analyst estimates by 5.2%. Earnings per share (EPS) also surpassed analyst estimates by 5.2%.

Revenue is forecast to grow 6.9% p.a. on average during the next 3 years, compared to a 7.1% growth forecast for the Banks industry in Malaysia.

Meow

2 months ago

5354_

RM 2.43 is lowest in recent times. EPF keep collecting. Hard to collect lower.

JT1601

When will it drop back to RM2.4. Want top up...

3 weeks ago

1 month ago

Manfromuncle

time to collect some

3 weeks ago

Mabel

Earlier this week, while every wang is looking at YTL Power, Mabel was quietly collecting BIMB. EPF has been selling BIMB like no body business.


Who said Miss BIMB is not so sweet?


Today Miss BIMB make a strong cum back with vengeance caring a strong GREEN FLAG!!!!

To Our Success !

Meow Meow Meow

2 weeks ago

Mabel

Compare to Malaysia’s Top 3 Banks 1Q 2024 Results, BIMB is not doing too bad. Thanks to the constants stream of Pilgrims going to Makkah and Madinah.

MBB Net Profit 2.48B EPS 20.63 sen QoQ +4.2% YoY +9.8%

CIMB Net Profit 1.93B EPS 18.16 sen QoQ +12.9% YoY +17.7%

PBB Net Profit 1.65B EPS 8.52 sen QoQ +2.35% YoY -3.54%

BIMB Net Profit 0.13B EPS 5.7 sen QoQ +9.4% YoY +9.4%

https://www.thestar.com.my/business/business-news/2024/05/21/bank-islam039s-net-profit-rises-to-rm12917mil-in-1q-on-higher-net-income

2 weeks ago

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