[HLBANK] YoY Cumulative Quarter Result on 31-Dec-2005 [#2]

Announcement Date
23-Feb-2006
Admission Sponsor
-
Sponsor
-
Financial Year
30-Jun-2006
Quarter
31-Dec-2005 [#2]
Profit Trend
QoQ- 69.14%
YoY- -9.48%
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Cumulative Result
31/12/08 31/12/07 31/12/06 31/12/05 31/12/04 31/12/03 31/12/02 CAGR
Revenue 1,114,338 999,067 858,545 741,034 726,804 696,042 732,488 7.23%
PBT 655,976 548,790 410,832 333,555 372,412 359,133 393,304 8.89%
Tax -156,862 -146,397 -111,388 -93,155 -106,830 -100,810 -115,027 5.30%
NP 499,114 402,393 299,444 240,400 265,582 258,323 278,277 10.21%
-
NP to SH 499,470 402,110 299,924 240,400 265,582 258,323 278,277 10.23%
-
Tax Rate 23.91% 26.68% 27.11% 27.93% 28.69% 28.07% 29.25% -
Total Cost 615,224 596,674 559,101 500,634 461,222 437,719 454,211 5.18%
-
Net Worth 5,404,766 4,854,300 4,481,960 4,398,678 4,497,209 4,284,832 3,600,388 6.99%
Dividend
31/12/08 31/12/07 31/12/06 31/12/05 31/12/04 31/12/03 31/12/02 CAGR
Div 130,409 130,414 132,254 137,458 134,127 131,011 86,065 7.16%
Div Payout % 26.11% 32.43% 44.10% 57.18% 50.50% 50.72% 30.93% -
Equity
31/12/08 31/12/07 31/12/06 31/12/05 31/12/04 31/12/03 31/12/02 CAGR
Net Worth 5,404,766 4,854,300 4,481,960 4,398,678 4,497,209 4,284,832 3,600,388 6.99%
NOSH 1,448,999 1,449,045 1,469,495 1,527,318 1,577,968 1,541,306 1,434,417 0.16%
Ratio Analysis
31/12/08 31/12/07 31/12/06 31/12/05 31/12/04 31/12/03 31/12/02 CAGR
NP Margin 44.79% 40.28% 34.88% 32.44% 36.54% 37.11% 37.99% -
ROE 9.24% 8.28% 6.69% 5.47% 5.91% 6.03% 7.73% -
Per Share
31/12/08 31/12/07 31/12/06 31/12/05 31/12/04 31/12/03 31/12/02 CAGR
RPS 76.90 68.95 58.42 48.52 46.06 45.16 51.07 7.05%
EPS 34.47 27.75 20.41 15.74 16.83 16.76 19.40 10.04%
DPS 9.00 9.00 9.00 9.00 8.50 8.50 6.00 6.98%
NAPS 3.73 3.35 3.05 2.88 2.85 2.78 2.51 6.81%
Adjusted Per Share Value based on latest NOSH - 1,525,916
31/12/08 31/12/07 31/12/06 31/12/05 31/12/04 31/12/03 31/12/02 CAGR
RPS 51.41 46.09 39.61 34.18 33.53 32.11 33.79 7.23%
EPS 23.04 18.55 13.84 11.09 12.25 11.92 12.84 10.22%
DPS 6.02 6.02 6.10 6.34 6.19 6.04 3.97 7.17%
NAPS 2.4933 2.2394 2.0676 2.0292 2.0746 1.9767 1.6609 6.99%
Price Multiplier on Financial Quarter End Date
31/12/08 31/12/07 31/12/06 31/12/05 31/12/04 31/12/03 31/12/02 CAGR
Date 31/12/08 31/12/07 29/12/06 30/12/05 31/12/04 31/12/03 31/12/02 -
Price 5.10 6.35 5.55 5.10 5.50 5.20 4.50 -
P/RPS 6.63 9.21 9.50 10.51 11.94 11.51 8.81 -4.62%
P/EPS 14.80 22.88 27.19 32.40 32.68 31.03 23.20 -7.21%
EY 6.76 4.37 3.68 3.09 3.06 3.22 4.31 7.78%
DY 1.76 1.42 1.62 1.76 1.55 1.63 1.33 4.77%
P/NAPS 1.37 1.90 1.82 1.77 1.93 1.87 1.79 -4.35%
Price Multiplier on Announcement Date
31/12/08 31/12/07 31/12/06 31/12/05 31/12/04 31/12/03 31/12/02 CAGR
Date 10/02/09 14/02/08 26/02/07 23/02/06 22/02/05 27/02/04 20/02/03 -
Price 5.35 6.00 6.80 5.15 5.50 5.80 4.62 -
P/RPS 6.96 8.70 11.64 10.61 11.94 12.84 9.05 -4.27%
P/EPS 15.52 21.62 33.32 32.72 32.68 34.61 23.81 -6.87%
EY 6.44 4.63 3.00 3.06 3.06 2.89 4.20 7.37%
DY 1.68 1.50 1.32 1.75 1.55 1.47 1.30 4.36%
P/NAPS 1.43 1.79 2.23 1.79 1.93 2.09 1.84 -4.11%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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