[HLBANK] YoY Quarter Result on 30-Sep-2004 [#1]

Announcement Date
09-Nov-2004
Admission Sponsor
-
Sponsor
-
Financial Year
30-Jun-2005
Quarter
30-Sep-2004 [#1]
Profit Trend
QoQ- 48.86%
YoY- 7.75%
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Quarter Result
30/09/07 30/09/06 30/09/05 30/09/04 30/09/03 30/09/02 30/09/01 CAGR
Revenue 474,846 421,751 379,668 355,296 343,207 373,707 405,220 2.67%
PBT 255,702 198,400 197,487 195,025 180,875 197,268 188,062 5.25%
Tax -67,596 -54,033 -55,356 -54,807 -50,740 -60,346 -65,079 0.63%
NP 188,106 144,367 142,131 140,218 130,135 136,922 122,983 7.33%
-
NP to SH 188,266 144,367 142,131 140,218 130,135 136,922 122,983 7.35%
-
Tax Rate 26.44% 27.23% 28.03% 28.10% 28.05% 30.59% 34.61% -
Total Cost 286,740 277,384 237,537 215,078 213,072 236,785 282,237 0.26%
-
Net Worth 4,797,232 4,388,756 4,539,022 4,568,294 4,387,923 3,526,996 3,028,152 7.96%
Dividend
30/09/07 30/09/06 30/09/05 30/09/04 30/09/03 30/09/02 30/09/01 CAGR
Div - - - - - - - -
Div Payout % - - - - - - - -
Equity
30/09/07 30/09/06 30/09/05 30/09/04 30/09/03 30/09/02 30/09/01 CAGR
Net Worth 4,797,232 4,388,756 4,539,022 4,568,294 4,387,923 3,526,996 3,028,152 7.96%
NOSH 1,449,314 1,443,670 1,528,290 1,580,724 1,502,713 1,433,738 1,428,374 0.24%
Ratio Analysis
30/09/07 30/09/06 30/09/05 30/09/04 30/09/03 30/09/02 30/09/01 CAGR
NP Margin 39.61% 34.23% 37.44% 39.47% 37.92% 36.64% 30.35% -
ROE 3.92% 3.29% 3.13% 3.07% 2.97% 3.88% 4.06% -
Per Share
30/09/07 30/09/06 30/09/05 30/09/04 30/09/03 30/09/02 30/09/01 CAGR
RPS 32.76 29.21 24.84 22.48 22.84 26.07 28.37 2.42%
EPS 12.99 10.00 9.30 8.87 8.66 9.55 8.61 7.09%
DPS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -
NAPS 3.31 3.04 2.97 2.89 2.92 2.46 2.12 7.70%
Adjusted Per Share Value based on latest NOSH - 1,580,724
30/09/07 30/09/06 30/09/05 30/09/04 30/09/03 30/09/02 30/09/01 CAGR
RPS 21.91 19.46 17.51 16.39 15.83 17.24 18.69 2.68%
EPS 8.68 6.66 6.56 6.47 6.00 6.32 5.67 7.35%
DPS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -
NAPS 2.213 2.0246 2.0939 2.1074 2.0242 1.6271 1.3969 7.96%
Price Multiplier on Financial Quarter End Date
30/09/07 30/09/06 30/09/05 30/09/04 30/09/03 30/09/02 30/09/01 CAGR
Date 28/09/07 29/09/06 30/09/05 30/09/04 30/09/03 30/09/02 28/09/01 -
Price 5.90 5.35 5.35 5.15 5.20 4.88 3.14 -
P/RPS 18.01 18.31 21.54 22.91 22.77 18.72 11.07 8.44%
P/EPS 45.42 53.50 57.53 58.06 60.05 51.10 36.47 3.72%
EY 2.20 1.87 1.74 1.72 1.67 1.96 2.74 -3.59%
DY 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -
P/NAPS 1.78 1.76 1.80 1.78 1.78 1.98 1.48 3.12%
Price Multiplier on Announcement Date
30/09/07 30/09/06 30/09/05 30/09/04 30/09/03 30/09/02 30/09/01 CAGR
Date 06/11/07 08/11/06 08/11/05 09/11/04 05/11/03 25/10/02 17/10/01 -
Price 6.25 5.30 5.15 5.20 5.50 4.96 3.26 -
P/RPS 19.08 18.14 20.73 23.13 24.08 19.03 11.49 8.81%
P/EPS 48.11 53.00 55.38 58.62 63.51 51.94 37.86 4.07%
EY 2.08 1.89 1.81 1.71 1.57 1.93 2.64 -3.89%
DY 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -
P/NAPS 1.89 1.74 1.73 1.80 1.88 2.02 1.54 3.47%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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