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CS Tan
4.9 / 5.0
This book is the result of the author's many years of experience and observation throughout his 26 years in the stockbroking industry. It was written for general public to learn to invest based on facts and not on fantasies or hearsay....
DickyMe
14,894 posts
Posted by DickyMe > 2020-09-11 18:16 | Report Abuse
People are downsizing their needs to fit their income level.
It is stupid to be tied to a housing loan which dwarfs their annual salary in multiple fold. Even utilities bills and transportation sucks up 40% of your salary(under RM3K).
It is a nightmare buying a house, even with RM5K salary. Jobs are not permanent these days so it is foolish to have long term loan commitment which will drain your life.
Unless you are one who is fed by the government, don't even dream of taking FAT housing loans. It is not worth to sacrifice you entire life for an overpriced pigeon hole.