Posted by Income > 1 month ago | Report Abuse

Every insurance is increasing its premium。How to boycott?

Posted by eastern_joy > 1 month ago | Report Abuse

We can't unless you have money like Bryan Johnson, the rich will live long. The rest will be wipe off this planet for the elites only.

Posted by speakup > 1 month ago | Report Abuse

yawn! everything politicized

Posted by xiaoeh > 1 month ago | Report Abuse

enough is enough
instead of boycott this and that to scare investors to invest in Malaysia
instead of playing racial card to harm our nation
Let's focus on only how to make our nation strong
only if nation strong = people strong = life strong = live with pride and confident
imagine nation weak = people weak = life weak = have to beg for living and stay low and belittle to ourselves
wake up please WAKE UP!!!!!!!!!

Posted by speakup > 1 month ago | Report Abuse

what u expect? lousy govt no guts to rein in boycotts

Posted by xiaoeh > 1 month ago | Report Abuse

60 over years of tunneling mindset that have already deep-rooted in people minds
it is impossible to see the changes over night or
same group of people from the past ruling cultures either incumbent or opposition
but at least we can see a little ray of light from the tunnel

Posted by DividendGuy67 > 1 month ago | Report Abuse

IMHO, the government should have a broader mind and focus to improve access and quality of government hospitals.

Then this reduces the dependency on private hospitals and reduces the need for private medical insurance.

The trouble today is that the mass wants private medical treatment, and the opportunistic hospitals want greater profits and the insurance companies are nice sources of hospital revenues to boost the hospital profits and/or pay their shareholders, vendors, doctors, staff and others more! The insurance companies are caught in the middle, it's obvious insurers don't like higher premiums because their customers don't like it but what can they do if these private hospitals keep charging more and more?

Posted by DividendGuy67 > 1 month ago | Report Abuse

7 years ago, when I didn't have insurance and undergo a kidney stone treatment, the private hospital charged me RM7k for the entire treatment.

Recently, I had to go for treatment again as kidney stones are recurring but this time, I have employer insurance and it is crazy that the same doctor, the same hospital attitude changes when I have insurance. I had more tests done because it is important to know precisely. I was presented with more treatment options including the latest developments in medical research (they cost more of course). I had a really nice stay overall. Total bill for the same condition is RM33k!

With private medical insurance, I was the beneficiary as I didn't have to pay a single sen. But from RM7k to RM33k??? Who bears this cost? My insurance premium did not really increase, save for one year but I was told it is normal as you got older. I obviously profited from insurance hugely as my premiums are a tiny fraction of the RM33k.

How can insurance companies survive this sort of increase without raising premiums?

But who caused this increase in the first place? Remember - same condition, same doctor, same hospital ...

Posted by StarOfTheBull > 1 month ago | Report Abuse

Those that buy medical insurance are usually the one who are affordable and to prevent long queue and less comfortable at public hospitals.
These days private hospitals are very commercialise, their main intentions are profits, some of their services are like hotels whereby they also have lunch and dinner menu for you to choose if you are hospalised.
Boycott or discontinue one insurance policy may end up creating more burden to public hospitals.

Posted by DividendGuy67 > 1 month ago | Report Abuse

Boycott doesn't work because it hurts the policy owners more.
As the insured, I need the private medical insurance.
If I get hit with another RM50k medical bill, and if I don't have insurance, who will pay for that?

Insurance is a necessity for someone like me. I may have to look for ways to reduce the medical premiums.
But the root cause is the private hospitals charging exhorbitant and fast rising costs ...

Posted by DividendGuy67 > 1 month ago | Report Abuse

The netizen who complained his premium went up from 200 to 300 ... what if he gets hit with a 10,000 claim, who will pay for that? Nobody cares that you boycott. You care when you don't have the insurance to cover the difference between 300 saved vs 10,000. it is not worth it.

The root cause is the RM10,000 private hospital bill. And that is squarely in private hospital control. 100%. Hospitals don't care what patients and what insurance companies think - they will just keep charging 10,000 and then raise that very high every year to make profits. The Ministry of Health and the MPs should look into private hospitals bills!

Posted by DividendGuy67 > 1 month ago | Report Abuse

MPs should be looking at nationalizing the private hospitals if they cannot control their fees ... the private medical system is a necessary part of the Malaysian health care system. By gradually merging some of the private hospitals into the government network, maybe the entire health system will improve like some of the overseas countries and make health care more affordable to the masses. Right now, we have 2 different system, one for the rich, the other for the rest who can't afford private hospitals and relies on insurance to continue to give them access. MPs should listen to the people and not promote private hospital interests!

Posted by StarOfTheBull > 1 month ago | Report Abuse

Most often than not, if a patient goes to a private hospital for consultation, receptionist at the counter would ask whether that patient has a medical insurance coverage or not; the implication is clear.
Some chronic illness, for example diabetes, hypertension and obesity; usually an ordinary private clinic is sufficient to offer reliable advice and medication; it is unnecessary to search for consultation at a private hospital. By reducing medical claims, this practice can be included in the terms of the medical insurance policy so as to bring down the insurance premium.

Posted by Income > 1 month ago | Report Abuse

But the root cause is the private hospitals charging exhorbitant and fast rising costs 。
Just control the private hospitals charges.

Posted by Income > 1 month ago | Report Abuse

Rm 7k → Rm33k。
Cekik darah punya private hospital。
Gov can control this like gov county highway tolls?

Posted by Income > 1 month ago | Report Abuse

The solution= follow spore model，
That's co-payment by insurance and also the patient.
This solve partially the claims side by limiting unnecessary claims.
As for controlling the cost of private hospital bills , gov can urge the highway tolls model laaa。

Posted by Income > 1 month ago | Report Abuse

The solution= follow spore model，
That's co-payment by insurance and also the patient.
This solve partially the claims side by limiting unnecessary claims.
As for controlling the cost of private hospital bills , gov can follow(* typo) the highway tolls model laaa。

Posted by speakup > 1 month ago | Report Abuse

malaysia = negara boikot!