PAPPAJACK BERHAD

KLSE (MYR): PPJACK (0242)

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Last Price

0.995

Today's Change

0.00 (0.00%)

Day's Change

0.995 - 1.01

Trading Volume

233,000

Financial
Market Cap

Market Cap

764 Million

NOSH

768 Million

Latest Quarter

Latest Quarter

31-Dec-2023 [#4]

Announcement Date

22-Feb-2024

Next Quarter

31-Mar-2024

Est. Ann. Date

23-May-2024

Est. Ann. Due Date

30-May-2024

QoQ | YoY

-16.52% | 35.87%

T4Q Result

Revenue | NP to SH

109,419.000 | 20,133.000

RPS | P/RPS

14.24 Cent | 6.99

EPS | P/E | EY

2.62 Cent | 37.97 | 2.63%

DPS | DY | Payout %

0.50 Cent | 0.50% | 19.08%

NAPS | P/NAPS

0.32 | 3.11

QoQ | YoY

7.07% | 102.24%

NP Margin | ROE

18.43% | 8.19%

F.Y. | Ann. Date

31-Dec-2023 | 22-Feb-2024

Latest Audited Result

Latest Audited Result

31-Dec-2022

Announcement Date

28-Apr-2023

Next Audited Result

31-Dec-2023

Est. Ann. Date

28-Apr-2024

Est. Ann. Due Date

28-Jun-2024

Annual (Unaudited)

Revenue | NP to SH

109,419.000 | 20,142.000

RPS | P/RPS

14.24 Cent | 6.99

EPS | P/E | EY

2.80 Cent | 37.95 | 2.64%

DPS | DY | Payout %

0.50 Cent | 0.50% | 19.07%

NAPS | P/NAPS

0.32 | 3.11

YoY

98.76%

NP Margin | ROE

18.43% | 8.19%

F.Y. | Ann. Date

31-Dec-2023 | 22-Feb-2024

Annualized Result

Revenue | NP to SH

109,419.000 | 20,142.000

RPS | P/RPS

14.24 Cent | 6.99

EPS | P/E | EY

2.80 Cent | 37.95 | 2.64%

DPS | DY | Payout %

-

NAPS | P/NAPS

-

QoQ | YoY

0.04% | 98.76%

NP Margin | ROE

18.43% | 8.19%

F.Y. | Ann. Date

31-Dec-2023 | 22-Feb-2024

Business Process

Trailing 4 Quarters Trailing 8 Quarters
Available Quarters 4 Quarters 8 Quarters
Continuous Quarters Of Revenue Growth 0 / 4 0.00% 0 / 8 0.00%
Total Positive Profit Years 4 / 4 100.00% 8 / 8 100.00%
Continuous Quarters Of Positive Profit 4 / 4 100.00% 8 / 8 100.00%
Continuous Quarters Of Profit Growth 0 / 4 0.00% 0 / 8 0.00%
Continuous Quarters Of Adjusted EPS Growth 0 / 4 0.00% 0 / 8 0.00%
Total Dividend Years 1 / 4 25.00% 1 / 8 13.00%
Continuous Quarters Of Dividend 1 / 4 25.00% 1 / 8 12.50%
Continuous Quarters Of Dividend Growth 0 / 4 0.00% 0 / 8 0.00%
Continuous Quarters Of Adjusted Dps Growth 1 / 4 25.00% 1 / 8 12.50%
Average ROE 2.29% 1.92%
Average Net Profit Margin 18.34% 16.04%

Last 5 Financial Years Last 10 Financial Years
Available Years 5 Years 10 Years
Continuous Quarters Of Revenue Growth 3 / 4 75.00% 3 / 4 75.00%
Total Positive Profit Years 3 / 4 75.00% 3 / 4 75.00%
Continuous Quarters Of Positive Profit 3 / 4 75.00% 3 / 4 75.00%
Continuous Quarters Of Profit Growth 3 / 4 75.00% 3 / 4 75.00%
Continuous Quarters Of Adjusted EPS Growth 3 / 4 75.00% 3 / 4 75.00%
Total Dividend Years 1 / 4 25.00% 1 / 4 25.00%
Continuous Quarters Of Dividend 1 / 4 25.00% 1 / 4 25.00%
Continuous Quarters Of Dividend Growth 0 / 4 0.00% 0 / 4 0.00%
Continuous Quarters Of Adjusted Dps Growth 1 / 4 25.00% 1 / 4 25.00%
Average ROE 5.01% 5.01%
Average Net Profit Margin 11.43% 11.43%
Key Result

T4Q Annualized Annual (Unaudited) Last 10 FY Average Last 5 FY Average
Revenue 109,419 109,419 109,419 58,439 58,439
NP to SH 20,133 20,142 20,142 9,305 9,305
Dividend 3,841 3,841 3,841 960 960
Adjusted EPS 2.62 2.80 2.80 1.26 1.26
Adjusted DPS 0.50 0.50 0.50 0.13 0.13

NP to SH = Net Profit Attributable to Shareholder, EPS = Earning Per Share, DPS = Dividend Per Share

All figures in '000 unless specified.

EPS & DPS's figures in Cent.

Growth

LQ QoQ LQ YoY CQ YoY LQ vs Average of T4Q LQ vs Average of T8Q
Revenue -5.89% 36.44% 56.30% 1.50% 23.79%
NP to Owner -16.52% 35.87% 98.76% 0.01% 33.85%
Dividend 0.00% 0.00% 0.00% 300.00% 700.00%
Adjusted EPS -15.38% 36.85% 112.25% 0.74% 34.82%
Adjusted DPS 0.00% 0.00% 0.00% 300.00% 700.00%

LQ = Latest Quarter, CQ = Cumulative Quarter, T4Q = Trailing 4 Quarters, T8Q = Trailing 8 Quarters, QoQ = Quarter on Quarter, YoY = Year on Year

T4Q vs LFY T4Q vs AL5FY T4Q vs AL10FY AQR vs LFY AQR vs AL5FY AQR vs AL10FY LFY YoY LFY vs AL5FY LFY vs AL10FY
Revenue 0.00% 87.23% 87.23% 0.00% 87.23% 87.23% 56.30% 87.23% 87.23%
NP to Owner -0.04% 116.36% 116.36% 0.00% 116.45% 116.45% 98.76% 116.45% 116.45%
Dividend 0.00% 300.00% 300.00% 0.00% 300.00% 300.00% 0.00% 300.00% 300.00%
Adjusted EPS -6.43% 108.62% 108.62% 0.00% 122.96% 122.96% 112.25% 122.96% 122.96%
Adjusted DPS 0.00% 300.00% 300.00% 0.00% 300.00% 300.00% 0.00% 300.00% 300.00%

T4Q = Trailing 4 Quarters, T8Q = Trailing 8 Quarters, AL5FY = Average of Last 5 Financial Years, AL10FY = Average of Last 10 Financial Years, LFY = Latest Financial Year AQR = Annualized Quarter Result, YoY = Year on Year

Discussions
1 person likes this. Showing 50 of 499 comments

ChloeCheong

PPjack doesn't drop much due to its peer listing today. Good good

2023-09-26 12:25

Simonalibaba

Emcc will go up to 0.675 from 0.24!

2023-09-27 21:56

ChloeCheong

Probably, now EMCC is 40 cents alrdy

2023-09-29 11:22

ChloeCheong

Back to RM1 as directors kept buying back the shares .

2023-10-24 15:20

troy88

May challenge ATH again soon..

2023-11-07 09:31

kk7198

Why big volume done today? What are the good news?

2023-11-22 11:09

uhelpmeihelpu

(Forwarded)
Something very funny and I would like to share it out. Will see if key person would like to clarify it.

It is about the Segment gross profit on sale of unredeemed or bid pledges from the QR.

The GP margin was just increased slightly from 11.3% to 12.98%. How come that little?

Most of the time pawn shop doesn’t give 100% loan amount to the customer, they may disburse loan up to 80%-90% from the actual value. This means they have a 10%-20% minimum profit margin in case the item was not redeemed and goes default.

Besides, the gold price (MYR/gram) has been soared from 250/gram +/- (Oct 22) to 280-290/gram +/- (Jul-Sep 23). It is >12% profit margin.

Easy calculation, (10%-20% minimum profit margin) + (minimum 12% extra gain from gold price)

The segment GP on sale of unredeemed should at least 22%, and up to 32%!! But how come only 12.98%?

Appreciate the key person willing to take this seriously so that the public know what it’s happening.

2023-11-24 13:02

ChloeCheong

May be got hidden fees for the sale of unredeemed 🤔

2023-12-06 15:26

FlashParadox

GOLD price is flying up 🚀

2023-12-22 10:39

speakup

They got a lombong emas?

2023-12-23 21:09

Michael Kwok

Pappajack 1.02
Tp 80 cents range and see from there.no point of buying too high.
23/12/23 10.37pm

2023-12-23 22:37

ChloeCheong

I think it won't slide to 80 cents as the management wants to sustain the share price at above Rm1

2023-12-27 10:51

FlashParadox

@speakup. Most of the pawned items are gold, so, PPajack will make more when the gold price rises if they resell them (after people don't reclaim the gold).

2023-12-27 14:39

ChloeCheong

You got that right, FlashParadox.

2023-12-28 12:17

PureBULL ...

INVESTORS, [2023-12-10 2:32 AM]
PPJACK

is a pure retail stock. no iliot fun to do harm n damage.
all top 30 big s/holders r individual with total control of high 83.5% of paid up capital.
the list was dated on Mar 31st, 2023.

take notice that there is an activist investor in there. this mkt mover is on scib.
yes the mkt mover n son n followers...
https://pappajack.com.my/wp-content/uploads/2023/04/Pappajack-Annual-Report-2022.pdf

refer to page 122 of its annual report 2022.
+++++++++++++++++++++++++++
INVESTORS, [2023-12-28 3:16 AM]
PPJACK
a super A1 stock like HEXTECH at 480 b4 its hyper bull run to 3000, is awaiting for
the last person to sell all at 105-108:

https://www.tradingview.com/x/N3wq0mYX/

2023-12-29 17:02

ChloeCheong

That's right. Ppjack is a long-term play

2024-01-03 10:14

FlashParadox

Seeing its price movement, It might breach Rm1.10 this month 🙂

2024-01-05 14:57

ChloeCheong

Director bought in again. Looks like PPjack will reach Rm1.10 sonner or later

https://klse.i3investor.com/web/insider/detail/D_176310_3027722576

2024-01-09 12:05

FlashParadox

it dropped instead when the director was grabbing 😅

2024-01-10 18:55

ChloeCheong

relax, It let retailers to collect when it's being pressed down

2024-01-12 11:05

prince4

割韭菜

2024-01-18 00:09

prince4

CHIAU CHIAU ZHOU LANG LO ....

2024-01-18 00:10

ChloeCheong

Director collected again at RM1 there. Don't think it is 割韭菜

2024-01-18 09:26

ChloeCheong

Director buy buy buy

2024-01-23 09:15

ChloeCheong

estimated PPjack will generate more than Rm30 mil in revenue in the upcoming q

2 months ago

FlashParadox

Another record-breaking revenue and profit can be anticipated?

2 months ago

Michael Kwok

Sell call pappajack 1.03
Tp 70 cents range.
Boss will ply trick
5/2/24 6.42pm

2 months ago

ChloeCheong

Bet you 100 bucks that pappajack will remain above RM1, Kwok 😗

2 months ago

FlashParadox

I would like to join the bet as well. Bet on ChloeCheong

2 months ago

multi-bagger

moving up on good volume, looking to break 1.10.
CC 1-0 MK

2 months ago

ChloeCheong

Did I win 100 bucks from Kwok 😁😄

2 months ago

Income

Jack and Jill

2 months ago

ChloeCheong

What is that, Income?

2 months ago

FlashParadox

No bookmaker on that bet. What a shame. haha

2 months ago

ChloeCheong

Ya, both of us has won the bet

2 months ago

ChloeCheong

Q4 is out ! Revenue and net profits are up YoY, but drop QoQ ..

2 months ago

Lester Teow

the admin expenses raised a lot and no explanation

2 months ago

Michael Kwok

To chloe
It from 37 cents to rm 1.12 by chart.no fake.net 200 percent upward.
If chloe say is up need to break 1.10.the longer no break,the lower the chances continue up.tq.no offense.
24/2/24 5.50pm
Sell call pappajack 1.03
Tp 70 cents range.
Boss will ply trick
5/2/24 6.42pm

Pappajack 1.02
Tp 80 cents range and see from there.no point of buying too high.
23/12/23 10.37pm

2 months ago

ChloeCheong

No worries, michael. It's still a learning curve for me in this pawnbroking industry

1 month ago

ChloeCheong

in the mean time, let's see how long Pappajack can sustain at above Rm1

1 month ago

ChloeCheong

hard to fall through RM1 already 🤓🤓

https://klse.i3investor.com/web/insider/detail/D_177379_298550237

1 month ago

Income

Nobody knows anything; You need to create your own process, manage risk, and stick to the plan, through thick or thin, While also continuously learning from mistakes and improving.

1 month ago

ChloeCheong

Couldn't agree more, Income

4 weeks ago

ChloeCheong

Seems like selling call Pappajack is burning money. ha

3 weeks ago

ChloeCheong

Gold prices surge to record highs after Powell's remarks. Pappajack's following QRs will be excellent one

https://www.economies.com/commodities/gold-news/gold-prices-surge-to-record-highs-after-powells-remarks-44186

3 weeks ago

ChloeCheong

Nice, Pappajack will go up higher. You still shorting Pappajack, Michael Kwok?

2 weeks ago

Domocius

Buy pappajack

7 hours ago

gohkimhock

PP Jack
EPS 2.62
NTA 0.32
P/E 37.97
ROE 8.19
DY 0.5
Shares 768 mil


PohKong
EPS 20.38
NTA 1.95
P/E 4.91
ROE 10.45
DY 2
Shares 410 mil

PohKong & Tomei is far,far better than PPJack

6 hours ago

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