The mindset of many Malaysians are always about "making more money" or "finding investments that will give the highest returns". While finding the best invesment or making more money is a good mindset, we should always remember and practice the basics of personal finance. Don't you agree that it's easy to become complacent with our spendings and finances whenever we make more money? Hence it is of upmost importance that we strenghtened the roots of financial management in order to prevent loss of wealth.