Most recently, a blog reader of mine highlighted this product by the name of Hong Leong Assurance (HLA) Cash Promise. This product has generated quite a buzz over the past 1-2 years due to its annual guaranteed cash benefits, paid on the first year of subscription. In addition the policy subscriber is only required to deposit a fix amount over a period of 6 years to enjoy the annual guaranteed cash benefit payout (approximately 20% of the annual fix amount deposited) for 25 years.
In fact the HLA Cash Promise is intensely debated in a thread at LowYet.net as shared below:
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