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[转帖] 不用中彩票 37岁可退休
（塔拉哈西6日讯）美国佛罗里达州一名男子善于理財和投资有道，虽现年仅37岁，但已手握百万美元身家过著退休生活，告別每日营营役役的生活。
美国哥伦比亚广播公司报导，育有两名女儿的哈德古普夫，並非继承大毕遗產，或天降横財和卖买高科技產品致富；而是全靠他节俭的性格。
哈德古普夫20几岁就读法律系时，就开始储蓄。为偿还拖欠的6万5000美元（21万1900令吉）学生贷款，他读书和毕业前后5年，居于廉价的「福利旅馆」。
即使过去12年从事律师工作，年薪多达10万美元（32万6000令吉），他仍剪下一大袋折扣优惠券购物，驾驶二手汽车和使用仅值20令吉的古老手机。
据闻他是直至工作的第11年，才拥有人生第一部手机，连向太太求婚都没准备钻石戒指和花。
哈德古普夫节检的性格，加上靠复式年利率滚存积蓄，由24岁开始每年存款5000美元（1万6300令吉），並趁房市低迷购入泳池大屋，让他至今拥有过百万美元的身家。他于去年5月正式辞职。
http://www.orientaldaily.com.my/index.php?option=com_k2&view=item&id=115194:37&Itemid=197
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3 people like this. Showing 11 of 11 comments
要是知足，要求不高，百万当然可以退休享受生活。。可是如果要住好些，吃好些，那在多的钱都没法满足要求。而且我们博拼也是为了另一半和下一代过的好些， 老外就文化不同，今天有钱今天用。。。哈哈
2014-05-07 17:22
For a family of 4 to 5, RM10m is about enough for retirement before 50.
2014-05-07 21:16
It depends on which country he is in... In Malaysia is not easy to retire so early right?
2014-05-08 08:13
yealo mmtalents, "连向太太求婚都没准备钻石戒指和花" --> maybe he use CDS account to propose. :D
2014-05-08 21:26
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2014-05-07 17:09