星洲日報／投資致富‧企業故事
年终奖金‧五三二分配
年终奖金怎么用？专家建议532分配法。
终于领到年终奖金了，要买车，出国旅行，还是拿来投资股票？
好不容易有一笔整数的大额收入，很多人都会有一大堆“花钱”大计，但专家建议不妨以“五三二原则”，把资金做最好的分配运用。
简单的说，“五三二原则”就是50%的年终奖金直接存起来，不管是存进银行定存或投资帐户，就是放著不动，再怎么样都别领出来乱花。
另外30%用来支持生活额外开销，像是新年度的特别支出，不用动到每个月的薪水，直接从这里支付，或是保险、税金等等。
最后20%才是用来享乐，犒赏自己这一年的辛劳。
https://www.sinchew.com.my/content/content_2183464.html
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