investmanofficial | Joined since 2015-07-14

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News & Blogs

2020-01-29 19:51 | Report Abuse

chesslim If Ocncash no value, who today buy at 0.82 as big volume ??


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2020-01-04 21:13 | Report Abuse

Total 8 question, please refer to my fb becoz too much picture, hard to upload here. Thank you.

News & Blogs

2019-04-13 04:07 | Report Abuse

boostmy maybe you can request the actual malaysia tax contribution data from IR by email...

News & Blogs

2019-04-13 04:07 | Report Abuse

Agreed. The 4.8bn tax is for the group and not just Malaysia operation.


2018-09-25 09:02 | Report Abuse

still waiting


2018-08-31 11:27 | Report Abuse

Jon u are in Petronm too? hahaha seem like we have the same approach...?


2018-08-02 01:25 | Report Abuse

I have waited long enuf, no money to buy liao... so this is ok for me...


2018-07-26 21:26 | Report Abuse

RM2 im waiting for u... waiting for u...

News & Blogs

2018-07-01 06:27 | Report Abuse

If TM share price collapse:

i) Whole Malaysia no internet no calls



2018-06-07 16:44 | Report Abuse

Hold RCECAP for almost 1 year, keep add on and add on until no money to buy liao...


2018-06-06 11:42 | Report Abuse

Sit back and see the RCECAP show


2018-04-27 21:16 | Report Abuse

Still waiting.


2018-03-27 03:31 | Report Abuse

bought more today


2018-03-20 16:21 | Report Abuse

Good company share price drop like hell =DD


2018-03-20 16:20 | Report Abuse

Can take a look on takaful also =D


2018-03-14 18:53 | Report Abuse

eps=25sec, 1000unit=RM250 cost of 1000unit = RM1330 for now


2018-03-14 18:30 | Report Abuse



2018-03-09 10:33 | Report Abuse

1000 year ago there are money lender, 2018 there are money lender... seem like an easy business ...


2018-03-08 10:33 | Report Abuse

If the stock market is rational, or human is rational, we have no chance to buy cheap n good stock.
Because good stock wont be cheap any more...


2018-03-08 10:32 | Report Abuse

sleeping with RCECAPs report +1 XD


2018-03-07 10:47 | Report Abuse

RM1400, can buy 1000 unit of RCECAP, with EPS around 25sen,




2018-02-24 20:29 | Report Abuse

still holding 7xxxx unit bro


2018-01-11 23:29 | Report Abuse

where is 1.3?? i also wan to buy


2017-11-28 19:39 | Report Abuse

still holding 7xxxx unit


2017-11-06 18:43 | Report Abuse

holding 49800 rubbish btw


2017-08-23 04:34 | Report Abuse

Before that, Tunepro need to get 15m profit in Q3, 20m in Q4.


2017-08-23 04:33 | Report Abuse

Q1 12m profit,13m profit in Q2, lets say Tunepro can get 15m profit in Q3, 20m in Q4, with 15X PE, it will translate into 900m market cap, which means RM1.20 per share.
With 20X PE, 1200m market cap, RM1.60 per share.


2017-08-22 11:31 | Report Abuse

Travel Insurance policy issued:
2016Q1: 2.01m
2016Q2: 1.71m
2016Q3: 1.46m
2016Q4: 1.37m
2017Q1: 1.40m
2017Q2: 1.31m

Travel Insurance take up rate: Double digit Growth of Airasia passenger volume + Travel Insurance sold
decrease = Take up rate decrease

Cambodia Angkor Air fleet As of December 2016 consists of the following aircraft: 6

General Insurance:
Q2 Gross Written Premium +14%, PAT -88%
1H Gross Written Premium +11%, PAT-65%


2017-08-22 11:16 | Report Abuse

I will ask myself before i buy: Are they selling more Travel Insurance? Are the take up rate for Travel Insurance increased? How much the revenue of General Insurance expanded? Is the margin of General Insurance increasing??

News & Blogs

2017-08-11 23:00 | Report Abuse

Travel insurance margin is extremely high and General insurance margin is so 'general'...

Hence, the increase of revenue for General insurance cannot "tahan" the decrease of revenue for Travel insurance... resulted in profit drop gaogao

News & Blogs

2017-08-11 22:59 | Report Abuse

在tunepro旅游保险的take up rate没有恢复的前提之下,tunepro的最大贡献部门,Travel Insurance的profit是不可能增长的。


AmInvest Research:
"The take-up rate for global travel insurance has since fallen to 11.9% in 1QFY17 from 13.0% in 4QFY16 and 15.0% in 3QFY16."

"To address the decline, the group will be implementing several initiatives in stages. It has already tied-up with AirAsia to bundle its travel insurance with the latter's fair packages under Value Pack, Premium Flex and Premium Flatbed in 2QFY17. On 1 June 2017, the group launched the bundling of its travel insurance with AirAsia's Premium Flex and Premium Flatbed packages. It plans to bundle its air travel insurance with AirAsia's Value Pack by the end of June 2017. Presently, the product bundling is only available for Malaysia and Thailand, the first and 2nd largest market respectively for travel insurance. By July and August 2017, this will be extended to all markets."

与TUNE保障进行会晤,但对公司前景不感乐观,主要是公司虽于5月17日起为亚洲航空(AIRASIA,5099,主板贸服组)Premium Flex、Premium Flatbed和Value Pack客户提供捆绑保险产品,可新措施料难在短期内带来显著正面贡献。



2017-06-02 20:44 | Report Abuse

If u are looking at the numbers, u will unload all the shares @1.5++ after the Q3 QR released.

Perhaps the Travel Insurance pick up rate will come back after some initiatives are done. Before that, I wont touch it.

Btw i will still continue to buy travel insurance when i fly.... but not every one will...


2017-06-02 20:40 | Report Abuse

Dont look at the share price, look at the business...

Normally they sell 2m Travel policies/quarter, after the MAVCOM rule, only 1.4m/Q policies were sold... its a 30% drop in business....

ALL The increase in revenue is from the General Insurance which is a thin margin business compare with Travel Insurance...

Thats why the PROFIT dropped 30% in Q4 and nearly 50% in Q1!!!


News & Blogs

2017-02-18 10:36 | Report Abuse

n investment, if we pick the right, well managed companies, we can take a ride for long period with the company although our picking point was not at the right optimal level. Usually, if anyone is buying a business, we do not expect (but yes we hope we do), we are going to have an immediate gain, and a month later we sell that business. That in a way is speculation. In speculation, it is often a zero sum game where we hope that we have gone in at the optimal price point, while others would pick our crumbs along the way when we sell.

A zero sum game is when we win, another person will lose. Almost all the people that invests hope that it is a positive sum game. That is if I win, our fellow investors will win as well. The business turns out to be getting stronger and stronger and eventually dish out strong consistent dividends. That has always been the hope of a long term investor. However, if one is to decide to pour part of their savings into Magnum, Berjaya Toto (not the stocks but the tickets) then it would be really a negative sum game.

Over the last 2 years in Malaysia, I noticed an alarming state. There are just too many whom have introduced stocks at a seemingly low price, picked them up and call for a short term gain (by asking other people to buy). There will be a group of people whom will just follow. This is what I called - a hit and run and where they will never come back anymore. The ones that picked up the crumbs will often lose to the ones that call for the stocks in the first place.

In theory buying underpriced stocks is definitely not a wrong doing but the way it is done is really not right. Calling it, when other people were still buying for that person to sell is really irresponsible but unfortunately it is vastly happening.

So how do we avoid that from happening. We can't. In most likelihood, it is the role of the other investors themselves to weed those irresponsible(s) out. The best way is to really test out their facts and understanding of the matter. As an example, if one is to say the below for example, you know there is really something wrong in the person who says it:

"Actually, many people do not understand what is Share Premium Account and it's intended use. And because of this, many retailer miss out on potential corporate exercise that can benefit them.

So, how does this share premium account appear? Let me give you an example. Let's say the company Par Value is RM 0.50, but the company do a private placement at RM 1.00, so there is a Premium of RM 0.50. That RM 0.50 will then be stored inside the share premium account, and it cannot be simply used for normal operation such as company operation. The money here can only be utilized for corporate exercise such as Bonus Issue. When the company do bonus issue, it will then capitalized the money in the share premium account into share capital, and can utilize them for company day to day operation."

I am perplexed when someone can get away with totally wrong facts, and there will just be people who follow.

In today's world there are so many reliable sites where we can check the facts - and for those who really want to get tips, please really check and recheck them. Your money is your responsibility!

News & Blogs

2017-02-18 10:35 | Report Abuse



2017-01-11 13:45 | Report Abuse

20% potential return if all the shareholder vote for it


2017-01-11 13:44 | Report Abuse

we should buy and vote for the company's liquidation

News & Blogs

2017-01-11 03:13 | Report Abuse

bonescythe 投资没有包赢。谢谢你祝福
10/01/2017 16:16

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2017-01-11 03:12 | Report Abuse


News & Blogs

2017-01-11 03:11 | Report Abuse

“Investing should be more like watching paint dry or watching grass grows. If you want excitement, take $800 and go to Las Vegas.”

News & Blogs

2016-12-21 02:01 | Report Abuse

So you want to profit from this?

News & Blogs

2016-12-20 03:57 | Report Abuse

Another brilliant article.

News & Blogs

2016-12-16 11:31 | Report Abuse

in Q3, Airasia passenger volume up but the gross sales of TuneProtect's travel insurance goes down...

News & Blogs

2016-12-16 11:29 | Report Abuse

It is worth to monitor Tune Protect performance. If the take up rate for their travel insurance rebound, can consider to collect some.

News & Blogs

2016-12-16 11:24 | Report Abuse

Your are behaving like your name.

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News & Blogs