[PBBANK] QoQ Annualized Quarter Result on 30-Jun-2004 [#2]

Announcement Date
22-Jul-2004
Admission Sponsor
-
Sponsor
-
Financial Year
31-Dec-2004
Quarter
30-Jun-2004 [#2]
Profit Trend
QoQ- 0.95%
YoY- 38.45%
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Annualized Quarter Result
31/03/05 31/12/04 30/09/04 30/06/04 31/03/04 31/12/03 30/09/03 CAGR
Revenue 5,674,292 5,045,340 4,827,080 4,719,508 4,641,972 4,318,113 4,275,232 20.75%
PBT 1,918,392 1,853,874 1,795,956 1,762,016 1,726,460 1,414,863 1,394,365 23.67%
Tax -537,876 -582,801 -553,090 -535,668 -511,636 -440,677 -445,061 13.44%
NP 1,380,516 1,271,073 1,242,865 1,226,348 1,214,824 974,186 949,304 28.32%
-
NP to SH 1,380,516 1,271,073 1,242,865 1,226,348 1,214,824 974,186 949,304 28.32%
-
Tax Rate 28.04% 31.44% 30.80% 30.40% 29.63% 31.15% 31.92% -
Total Cost 4,293,776 3,774,267 3,584,214 3,493,160 3,427,148 3,343,927 3,325,928 18.54%
-
Net Worth 6,972,907 8,533,346 8,265,075 8,013,436 6,349,853 14,932,165 5,994,934 10.58%
Dividend
31/03/05 31/12/04 30/09/04 30/06/04 31/03/04 31/12/03 30/09/03 CAGR
Div - 2,895,604 1,712,192 - - 1,337,517 - -
Div Payout % - 227.81% 137.76% - - 137.30% - -
Equity
31/03/05 31/12/04 30/09/04 30/06/04 31/03/04 31/12/03 30/09/03 CAGR
Net Worth 6,972,907 8,533,346 8,265,075 8,013,436 6,349,853 14,932,165 5,994,934 10.58%
NOSH 3,255,933 3,217,338 3,210,361 3,201,660 6,349,853 6,079,624 5,994,934 -33.40%
Ratio Analysis
31/03/05 31/12/04 30/09/04 30/06/04 31/03/04 31/12/03 30/09/03 CAGR
NP Margin 24.33% 25.19% 25.75% 25.98% 26.17% 22.56% 22.20% -
ROE 19.80% 14.90% 15.04% 15.30% 19.13% 6.52% 15.84% -
Per Share
31/03/05 31/12/04 30/09/04 30/06/04 31/03/04 31/12/03 30/09/03 CAGR
RPS 174.28 156.82 150.36 147.41 73.10 71.03 71.31 81.34%
EPS 42.40 39.50 38.71 38.30 38.40 31.99 31.67 21.45%
DPS 0.00 90.00 53.33 0.00 0.00 22.00 0.00 -
NAPS 2.1416 2.6523 2.5745 2.5029 1.00 2.4561 1.00 66.06%
Adjusted Per Share Value based on latest NOSH - 3,227,553
31/03/05 31/12/04 30/09/04 30/06/04 31/03/04 31/12/03 30/09/03 CAGR
RPS 29.23 25.99 24.87 24.31 23.91 22.25 22.03 20.72%
EPS 7.11 6.55 6.40 6.32 6.26 5.02 4.89 28.31%
DPS 0.00 14.92 8.82 0.00 0.00 6.89 0.00 -
NAPS 0.3592 0.4396 0.4258 0.4128 0.3271 0.7693 0.3088 10.59%
Price Multiplier on Financial Quarter End Date
31/03/05 31/12/04 30/09/04 30/06/04 31/03/04 31/12/03 30/09/03 CAGR
Date 31/03/05 31/12/04 30/09/04 30/06/04 31/03/04 31/12/03 30/09/03 -
Price 7.50 7.10 6.35 6.05 6.20 5.66 4.66 -
P/RPS 4.30 4.53 4.22 4.10 8.48 7.97 6.53 -24.29%
P/EPS 17.69 17.97 16.40 15.79 32.41 35.32 29.43 -28.75%
EY 5.65 5.56 6.10 6.33 3.09 2.83 3.40 40.25%
DY 0.00 12.68 8.40 0.00 0.00 3.89 0.00 -
P/NAPS 3.50 2.68 2.47 2.42 6.20 2.30 4.66 -17.35%
Price Multiplier on Announcement Date
31/03/05 31/12/04 30/09/04 30/06/04 31/03/04 31/12/03 30/09/03 CAGR
Date 13/04/05 18/01/05 25/10/04 22/07/04 21/04/04 11/02/04 27/10/03 -
Price 6.95 7.50 6.40 6.10 5.98 6.04 5.08 -
P/RPS 3.99 4.78 4.26 4.14 8.18 8.50 7.12 -32.00%
P/EPS 16.39 18.98 16.53 15.93 31.26 37.69 32.08 -36.06%
EY 6.10 5.27 6.05 6.28 3.20 2.65 3.12 56.29%
DY 0.00 12.00 8.33 0.00 0.00 3.64 0.00 -
P/NAPS 3.25 2.83 2.49 2.44 5.98 2.46 5.08 -25.73%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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