[PBBANK] QoQ Annualized Quarter Result on 31-Dec-2005 [#4]

Announcement Date
23-Jan-2006
Admission Sponsor
-
Sponsor
-
Financial Year
31-Dec-2005
Quarter
31-Dec-2005 [#4]
Profit Trend
QoQ- 3.32%
YoY- 14.8%
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Annualized Quarter Result
30/09/06 30/06/06 31/03/06 31/12/05 30/09/05 30/06/05 31/03/05 CAGR
Revenue 7,367,180 6,865,672 6,749,140 5,863,392 5,813,797 5,666,602 5,674,292 18.99%
PBT 2,356,150 2,321,594 2,183,076 2,059,436 2,001,718 2,001,862 1,918,392 14.67%
Tax -577,701 -553,862 -554,100 -514,146 -510,405 -579,296 -537,876 4.87%
NP 1,778,449 1,767,732 1,628,976 1,545,290 1,491,313 1,422,566 1,380,516 18.37%
-
NP to SH 1,708,833 1,690,620 1,553,632 1,459,139 1,412,196 1,422,566 1,380,516 15.26%
-
Tax Rate 24.52% 23.86% 25.38% 24.97% 25.50% 28.94% 28.04% -
Total Cost 5,588,730 5,097,940 5,120,164 4,318,102 4,322,484 4,244,036 4,293,776 19.19%
-
Net Worth 8,386,127 8,369,750 8,536,626 8,526,918 7,288,595 7,362,793 6,972,907 13.07%
Dividend
30/09/06 30/06/06 31/03/06 31/12/05 30/09/05 30/06/05 31/03/05 CAGR
Div 882,204 1,321,713 - 1,803,424 873,343 1,308,708 - -
Div Payout % 51.63% 78.18% - 123.60% 61.84% 92.00% - -
Equity
30/09/06 30/06/06 31/03/06 31/12/05 30/09/05 30/06/05 31/03/05 CAGR
Net Worth 8,386,127 8,369,750 8,536,626 8,526,918 7,288,595 7,362,793 6,972,907 13.07%
NOSH 3,308,267 3,304,283 3,301,093 3,278,953 3,275,037 3,271,770 3,255,933 1.06%
Ratio Analysis
30/09/06 30/06/06 31/03/06 31/12/05 30/09/05 30/06/05 31/03/05 CAGR
NP Margin 24.14% 25.75% 24.14% 26.35% 25.65% 25.10% 24.33% -
ROE 20.38% 20.20% 18.20% 17.11% 19.38% 19.32% 19.80% -
Per Share
30/09/06 30/06/06 31/03/06 31/12/05 30/09/05 30/06/05 31/03/05 CAGR
RPS 222.69 207.78 204.45 178.82 177.52 173.20 174.28 17.73%
EPS 51.65 51.16 47.08 44.50 43.12 43.48 42.40 14.04%
DPS 26.67 40.00 0.00 55.00 26.67 40.00 0.00 -
NAPS 2.5349 2.533 2.586 2.6005 2.2255 2.2504 2.1416 11.88%
Adjusted Per Share Value based on latest NOSH - 3,289,604
30/09/06 30/06/06 31/03/06 31/12/05 30/09/05 30/06/05 31/03/05 CAGR
RPS 37.94 35.36 34.76 30.20 29.94 29.18 29.22 18.99%
EPS 8.80 8.71 8.00 7.51 7.27 7.33 7.11 15.26%
DPS 4.54 6.81 0.00 9.29 4.50 6.74 0.00 -
NAPS 0.4319 0.4311 0.4397 0.4392 0.3754 0.3792 0.3591 13.08%
Price Multiplier on Financial Quarter End Date
30/09/06 30/06/06 31/03/06 31/12/05 30/09/05 30/06/05 31/03/05 CAGR
Date 29/09/06 30/06/06 31/03/06 30/12/05 30/09/05 30/06/05 31/03/05 -
Price 6.85 6.35 6.55 6.55 6.75 6.70 7.50 -
P/RPS 3.08 3.06 3.20 3.66 3.80 3.87 4.30 -19.92%
P/EPS 13.26 12.41 13.92 14.72 15.65 15.41 17.69 -17.46%
EY 7.54 8.06 7.19 6.79 6.39 6.49 5.65 21.19%
DY 3.89 6.30 0.00 8.40 3.95 5.97 0.00 -
P/NAPS 2.70 2.51 2.53 2.52 3.03 2.98 3.50 -15.87%
Price Multiplier on Announcement Date
30/09/06 30/06/06 31/03/06 31/12/05 30/09/05 30/06/05 31/03/05 CAGR
Date 17/10/06 20/07/06 18/04/06 23/01/06 18/10/05 21/07/05 13/04/05 -
Price 6.65 6.45 6.65 6.60 6.70 7.00 6.95 -
P/RPS 2.99 3.10 3.25 3.69 3.77 4.04 3.99 -17.48%
P/EPS 12.87 12.61 14.13 14.83 15.54 16.10 16.39 -14.87%
EY 7.77 7.93 7.08 6.74 6.44 6.21 6.10 17.48%
DY 4.01 6.20 0.00 8.33 3.98 5.71 0.00 -
P/NAPS 2.62 2.55 2.57 2.54 3.01 3.11 3.25 -13.36%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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