[PENSONI] QoQ Annualized Quarter Result on 30-Nov-2004 [#2]

Announcement Date
13-Jan-2005
Admission Sponsor
-
Sponsor
-
Financial Year
31-May-2005
Quarter
30-Nov-2004 [#2]
Profit Trend
QoQ- 48.03%
YoY- 41.34%
Quarter Report
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Annualized Quarter Result
31/08/05 31/05/05 28/02/05 30/11/04 31/08/04 31/05/04 29/02/04 CAGR
Revenue 157,800 177,681 168,961 172,614 158,792 151,880 145,154 5.71%
PBT 4,796 4,038 4,052 4,486 4,176 3,423 3,112 33.31%
Tax -640 -866 -533 -732 -1,640 -318 -904 -20.51%
NP 4,156 3,172 3,518 3,754 2,536 3,105 2,208 52.27%
-
NP to SH 4,032 3,172 3,518 3,754 2,536 3,105 2,208 49.23%
-
Tax Rate 13.34% 21.45% 13.15% 16.32% 39.27% 9.29% 29.05% -
Total Cost 153,644 174,509 165,442 168,860 156,256 148,775 142,946 4.91%
-
Net Worth 85,152 88,969 83,494 88,056 87,001 43,147 85,575 -0.32%
Dividend
31/08/05 31/05/05 28/02/05 30/11/04 31/08/04 31/05/04 29/02/04 CAGR
Div - 1,853 - - - 1,388 - -
Div Payout % - 58.43% - - - 44.73% - -
Equity
31/08/05 31/05/05 28/02/05 30/11/04 31/08/04 31/05/04 29/02/04 CAGR
Net Worth 85,152 88,969 83,494 88,056 87,001 43,147 85,575 -0.32%
NOSH 92,477 92,676 92,596 46,345 46,277 46,295 46,256 58.49%
Ratio Analysis
31/08/05 31/05/05 28/02/05 30/11/04 31/08/04 31/05/04 29/02/04 CAGR
NP Margin 2.63% 1.79% 2.08% 2.17% 1.60% 2.04% 1.52% -
ROE 4.74% 3.57% 4.21% 4.26% 2.91% 7.20% 2.58% -
Per Share
31/08/05 31/05/05 28/02/05 30/11/04 31/08/04 31/05/04 29/02/04 CAGR
RPS 170.64 191.72 182.47 372.45 343.13 328.06 313.80 -33.30%
EPS 4.36 3.42 3.80 8.10 5.48 3.35 4.77 -5.80%
DPS 0.00 2.00 0.00 0.00 0.00 3.00 0.00 -
NAPS 0.9208 0.96 0.9017 1.90 1.88 0.932 1.85 -37.11%
Adjusted Per Share Value based on latest NOSH - 46,380
31/08/05 31/05/05 28/02/05 30/11/04 31/08/04 31/05/04 29/02/04 CAGR
RPS 100.26 112.89 107.35 109.67 100.89 96.50 92.23 5.70%
EPS 2.56 2.02 2.24 2.39 1.61 1.97 1.40 49.37%
DPS 0.00 1.18 0.00 0.00 0.00 0.88 0.00 -
NAPS 0.541 0.5653 0.5305 0.5595 0.5528 0.2741 0.5437 -0.33%
Price Multiplier on Financial Quarter End Date
31/08/05 31/05/05 28/02/05 30/11/04 31/08/04 31/05/04 29/02/04 CAGR
Date 30/08/05 31/05/05 28/02/05 30/11/04 30/08/04 31/05/04 27/02/04 -
Price 0.56 0.48 0.56 0.54 0.52 0.52 0.66 -
P/RPS 0.33 0.25 0.31 0.14 0.15 0.16 0.21 35.05%
P/EPS 12.84 14.02 14.74 6.67 9.49 7.75 13.83 -4.81%
EY 7.79 7.13 6.79 15.00 10.54 12.90 7.23 5.08%
DY 0.00 4.17 0.00 0.00 0.00 5.77 0.00 -
P/NAPS 0.61 0.50 0.62 0.28 0.28 0.56 0.36 41.99%
Price Multiplier on Announcement Date
31/08/05 31/05/05 28/02/05 30/11/04 31/08/04 31/05/04 29/02/04 CAGR
Date 26/10/05 22/07/05 27/04/05 13/01/05 26/10/04 23/07/04 19/04/04 -
Price 0.51 0.58 0.51 0.59 0.54 0.55 0.56 -
P/RPS 0.30 0.30 0.28 0.16 0.16 0.17 0.18 40.44%
P/EPS 11.70 16.95 13.42 7.28 9.85 8.20 11.73 -0.17%
EY 8.55 5.90 7.45 13.73 10.15 12.19 8.52 0.23%
DY 0.00 3.45 0.00 0.00 0.00 5.45 0.00 -
P/NAPS 0.55 0.60 0.57 0.31 0.29 0.59 0.30 49.62%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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