[PBBANK] QoQ Quarter Result on 30-Sep-2005 [#3]

Announcement Date
18-Oct-2005
Admission Sponsor
-
Sponsor
-
Financial Year
31-Dec-2005
Quarter
30-Sep-2005 [#3]
Profit Trend
QoQ- -5.0%
YoY- 9.06%
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Quarter Result
30/06/06 31/03/06 31/12/05 30/09/05 30/06/05 31/03/05 31/12/04 CAGR
Revenue 1,770,919 1,687,285 1,544,800 1,527,047 1,414,728 1,418,573 1,425,030 15.63%
PBT 615,028 545,769 549,233 500,358 521,333 479,598 506,907 13.79%
Tax -138,406 -138,525 -129,753 -132,709 -155,179 -134,469 -167,983 -12.14%
NP 476,622 407,244 419,480 367,649 366,154 345,129 338,924 25.59%
-
NP to SH 456,902 388,408 392,667 347,864 366,154 345,129 338,924 22.10%
-
Tax Rate 22.50% 25.38% 23.62% 26.52% 29.77% 28.04% 33.14% -
Total Cost 1,294,297 1,280,041 1,125,320 1,159,398 1,048,574 1,073,444 1,086,106 12.43%
-
Net Worth 8,382,785 8,536,626 8,472,376 7,303,503 7,363,655 6,972,907 7,715,636 5.70%
Dividend
30/06/06 31/03/06 31/12/05 30/09/05 30/06/05 31/03/05 31/12/04 CAGR
Div 661,885 - 1,151,361 - 654,430 - 1,618,619 -44.99%
Div Payout % 144.86% - 293.22% - 178.73% - 477.58% -
Equity
30/06/06 31/03/06 31/12/05 30/09/05 30/06/05 31/03/05 31/12/04 CAGR
Net Worth 8,382,785 8,536,626 8,472,376 7,303,503 7,363,655 6,972,907 7,715,636 5.70%
NOSH 3,309,429 3,301,093 3,289,604 3,281,735 3,272,153 3,255,933 3,237,239 1.48%
Ratio Analysis
30/06/06 31/03/06 31/12/05 30/09/05 30/06/05 31/03/05 31/12/04 CAGR
NP Margin 26.91% 24.14% 27.15% 24.08% 25.88% 24.33% 23.78% -
ROE 5.45% 4.55% 4.63% 4.76% 4.97% 4.95% 4.39% -
Per Share
30/06/06 31/03/06 31/12/05 30/09/05 30/06/05 31/03/05 31/12/04 CAGR
RPS 53.51 51.11 46.96 46.53 43.24 43.57 44.02 13.94%
EPS 13.81 11.77 11.93 10.60 11.19 10.60 10.47 20.33%
DPS 20.00 0.00 35.00 0.00 20.00 0.00 50.00 -45.80%
NAPS 2.533 2.586 2.5755 2.2255 2.2504 2.1416 2.3834 4.15%
Adjusted Per Share Value based on latest NOSH - 3,281,735
30/06/06 31/03/06 31/12/05 30/09/05 30/06/05 31/03/05 31/12/04 CAGR
RPS 9.12 8.69 7.96 7.86 7.29 7.31 7.34 15.62%
EPS 2.35 2.00 2.02 1.79 1.89 1.78 1.75 21.78%
DPS 3.41 0.00 5.93 0.00 3.37 0.00 8.34 -45.00%
NAPS 0.4317 0.4397 0.4363 0.3761 0.3792 0.3591 0.3974 5.69%
Price Multiplier on Financial Quarter End Date
30/06/06 31/03/06 31/12/05 30/09/05 30/06/05 31/03/05 31/12/04 CAGR
Date 30/06/06 31/03/06 30/12/05 30/09/05 30/06/05 31/03/05 31/12/04 -
Price 6.35 6.55 6.55 6.75 6.70 7.50 7.10 -
P/RPS 11.87 12.81 13.95 14.51 15.50 17.21 16.13 -18.53%
P/EPS 45.99 55.67 54.87 63.68 59.87 70.75 67.82 -22.86%
EY 2.17 1.80 1.82 1.57 1.67 1.41 1.47 29.73%
DY 3.15 0.00 5.34 0.00 2.99 0.00 7.04 -41.58%
P/NAPS 2.51 2.53 2.54 3.03 2.98 3.50 2.98 -10.84%
Price Multiplier on Announcement Date
30/06/06 31/03/06 31/12/05 30/09/05 30/06/05 31/03/05 31/12/04 CAGR
Date 20/07/06 18/04/06 23/01/06 18/10/05 21/07/05 13/04/05 18/01/05 -
Price 6.45 6.65 6.60 6.70 7.00 6.95 7.50 -
P/RPS 12.05 13.01 14.05 14.40 16.19 15.95 17.04 -20.67%
P/EPS 46.72 56.52 55.29 63.21 62.56 65.57 71.64 -24.85%
EY 2.14 1.77 1.81 1.58 1.60 1.53 1.40 32.79%
DY 3.10 0.00 5.30 0.00 2.86 0.00 6.67 -40.08%
P/NAPS 2.55 2.57 2.56 3.01 3.11 3.25 3.15 -13.17%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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