[HLBANK] QoQ Quarter Result on 30-Jun-2003 [#4]

Announcement Date
18-Aug-2003
Admission Sponsor
-
Sponsor
-
Financial Year
30-Jun-2003
Quarter
30-Jun-2003 [#4]
Profit Trend
QoQ- 10.84%
YoY- 18.36%
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Quarter Result
31/03/04 31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 CAGR
Revenue 351,751 352,835 343,207 372,795 379,151 358,781 373,707 -3.95%
PBT 41,847 178,258 180,875 196,364 212,218 196,036 197,268 -64.39%
Tax -12,402 -50,070 -50,740 -37,310 -68,716 -54,681 -60,346 -65.14%
NP 29,445 128,188 130,135 159,054 143,502 141,355 136,922 -64.07%
-
NP to SH 29,445 128,188 130,135 159,054 143,502 141,355 136,922 -64.07%
-
Tax Rate 29.64% 28.09% 28.05% 19.00% 32.38% 27.89% 30.59% -
Total Cost 322,306 224,647 213,072 213,741 235,649 217,426 236,785 22.79%
-
Net Worth 4,337,596 4,394,114 4,387,923 3,901,053 3,673,651 3,602,040 3,526,996 14.77%
Dividend
31/03/04 31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 CAGR
Div - 134,352 - 415,921 - 86,104 - -
Div Payout % - 104.81% - 261.50% - 60.91% - -
Equity
31/03/04 31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 CAGR
Net Worth 4,337,596 4,394,114 4,387,923 3,901,053 3,673,651 3,602,040 3,526,996 14.77%
NOSH 1,583,064 1,580,616 1,502,713 1,434,210 1,435,020 1,435,076 1,433,738 6.82%
Ratio Analysis
31/03/04 31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 CAGR
NP Margin 8.37% 36.33% 37.92% 42.67% 37.85% 39.40% 36.64% -
ROE 0.68% 2.92% 2.97% 4.08% 3.91% 3.92% 3.88% -
Per Share
31/03/04 31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 CAGR
RPS 22.22 22.32 22.84 25.99 26.42 25.00 26.07 -10.09%
EPS 1.86 8.11 8.66 11.09 10.00 9.85 9.55 -66.36%
DPS 0.00 8.50 0.00 29.00 0.00 6.00 0.00 -
NAPS 2.74 2.78 2.92 2.72 2.56 2.51 2.46 7.44%
Adjusted Per Share Value based on latest NOSH - 1,434,210
31/03/04 31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 CAGR
RPS 16.23 16.28 15.83 17.20 17.49 16.55 17.24 -3.94%
EPS 1.36 5.91 6.00 7.34 6.62 6.52 6.32 -64.05%
DPS 0.00 6.20 0.00 19.19 0.00 3.97 0.00 -
NAPS 2.001 2.0271 2.0242 1.7996 1.6947 1.6617 1.6271 14.77%
Price Multiplier on Financial Quarter End Date
31/03/04 31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 CAGR
Date 31/03/04 31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 -
Price 5.80 5.20 5.20 4.62 4.22 4.50 4.88 -
P/RPS 26.10 23.29 22.77 17.77 15.97 18.00 18.72 24.77%
P/EPS 311.83 64.12 60.05 41.66 42.20 45.69 51.10 233.56%
EY 0.32 1.56 1.67 2.40 2.37 2.19 1.96 -70.09%
DY 0.00 1.63 0.00 6.28 0.00 1.33 0.00 -
P/NAPS 2.12 1.87 1.78 1.70 1.65 1.79 1.98 4.65%
Price Multiplier on Announcement Date
31/03/04 31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 CAGR
Date 25/05/04 27/02/04 05/11/03 18/08/03 08/05/03 20/02/03 25/10/02 -
Price 4.66 5.80 5.50 5.15 4.04 4.62 4.96 -
P/RPS 20.97 25.98 24.08 19.81 15.29 18.48 19.03 6.67%
P/EPS 250.54 71.52 63.51 46.44 40.40 46.90 51.94 185.21%
EY 0.40 1.40 1.57 2.15 2.48 2.13 1.93 -64.94%
DY 0.00 1.47 0.00 5.63 0.00 1.30 0.00 -
P/NAPS 1.70 2.09 1.88 1.89 1.58 1.84 2.02 -10.85%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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