[HLBANK] YoY Annual (Unaudited) Result on 30-Jun-2003 [#4]

Announcement Date
18-Aug-2003
Admission Sponsor
-
Sponsor
-
Financial Year
30-Jun-2003
Quarter
30-Jun-2003 [#4]
Profit Trend
YoY- 15.47%
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Annual (Unaudited) Result
30/06/06 30/06/05 30/06/04 30/06/03 30/06/02 30/06/01 30/06/00 CAGR
Revenue 1,630,733 1,455,236 1,394,221 1,484,434 1,554,223 1,498,898 1,044,918 7.69%
PBT 764,241 713,435 528,721 801,886 706,152 603,548 465,708 8.60%
Tax -214,321 -199,996 -146,761 -221,053 -203,150 -209,302 -127,960 8.97%
NP 549,920 513,439 381,960 580,833 503,002 394,246 337,748 8.45%
-
NP to SH 549,920 513,439 381,960 580,833 503,002 394,246 337,748 8.45%
-
Tax Rate 28.04% 28.03% 27.76% 27.57% 28.77% 34.68% 27.48% -
Total Cost 1,080,813 941,797 1,012,261 903,601 1,051,221 1,104,652 707,170 7.32%
-
Net Worth 4,460,445 4,503,110 4,368,823 3,901,866 3,386,689 2,846,085 2,037,338 13.94%
Dividend
30/06/06 30/06/05 30/06/04 30/06/03 30/06/02 30/06/01 30/06/00 CAGR
Div 362,883 375,259 374,470 502,078 157,188 189,271 - -
Div Payout % 65.99% 73.09% 98.04% 86.44% 31.25% 48.01% - -
Equity
30/06/06 30/06/05 30/06/04 30/06/03 30/06/02 30/06/01 30/06/00 CAGR
Net Worth 4,460,445 4,503,110 4,368,823 3,901,866 3,386,689 2,846,085 2,037,338 13.94%
NOSH 1,512,015 1,563,579 1,560,294 1,434,509 1,428,982 1,402,012 577,149 17.40%
Ratio Analysis
30/06/06 30/06/05 30/06/04 30/06/03 30/06/02 30/06/01 30/06/00 CAGR
NP Margin 33.72% 35.28% 27.40% 39.13% 32.36% 26.30% 32.32% -
ROE 12.33% 11.40% 8.74% 14.89% 14.85% 13.85% 16.58% -
Per Share
30/06/06 30/06/05 30/06/04 30/06/03 30/06/02 30/06/01 30/06/00 CAGR
RPS 107.85 93.07 89.36 103.48 108.76 106.91 181.05 -8.26%
EPS 36.37 32.83 24.48 40.49 35.20 28.12 58.52 -7.61%
DPS 24.00 24.00 24.00 35.00 11.00 13.50 0.00 -
NAPS 2.95 2.88 2.80 2.72 2.37 2.03 3.53 -2.94%
Adjusted Per Share Value based on latest NOSH - 1,434,210
30/06/06 30/06/05 30/06/04 30/06/03 30/06/02 30/06/01 30/06/00 CAGR
RPS 79.55 70.99 68.01 72.41 75.82 73.12 50.97 7.69%
EPS 26.83 25.05 18.63 28.33 24.54 19.23 16.48 8.45%
DPS 17.70 18.31 18.27 24.49 7.67 9.23 0.00 -
NAPS 2.1759 2.1967 2.1312 1.9034 1.6521 1.3884 0.9939 13.94%
Price Multiplier on Financial Quarter End Date
30/06/06 30/06/05 30/06/04 30/06/03 30/06/02 30/06/01 30/06/00 CAGR
Date 30/06/06 30/06/05 30/06/04 30/06/03 28/06/02 29/06/01 30/06/00 -
Price 5.10 5.20 4.84 4.62 5.35 3.28 6.10 -
P/RPS 4.73 5.59 5.42 4.46 4.92 3.07 3.37 5.81%
P/EPS 14.02 15.84 19.77 11.41 15.20 11.66 10.42 5.06%
EY 7.13 6.31 5.06 8.76 6.58 8.57 9.59 -4.81%
DY 4.71 4.62 4.96 7.58 2.06 4.12 0.00 -
P/NAPS 1.73 1.81 1.73 1.70 2.26 1.62 1.73 0.00%
Price Multiplier on Announcement Date
30/06/06 30/06/05 30/06/04 30/06/03 30/06/02 30/06/01 30/06/00 CAGR
Date 28/08/06 29/08/05 27/08/04 18/08/03 15/08/02 27/08/01 28/08/00 -
Price 5.35 5.50 5.00 5.15 5.70 3.68 7.05 -
P/RPS 4.96 5.91 5.60 4.98 5.24 3.44 3.89 4.13%
P/EPS 14.71 16.75 20.42 12.72 16.19 13.09 12.05 3.37%
EY 6.80 5.97 4.90 7.86 6.18 7.64 8.30 -3.26%
DY 4.49 4.36 4.80 6.80 1.93 3.67 0.00 -
P/NAPS 1.81 1.91 1.79 1.89 2.41 1.81 2.00 -1.64%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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