[HLBANK] QoQ Quarter Result on 31-Mar-2003 [#3]

Announcement Date
08-May-2003
Admission Sponsor
-
Sponsor
-
Financial Year
30-Jun-2003
Quarter
31-Mar-2003 [#3]
Profit Trend
QoQ- 1.52%
YoY- 20.18%
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Quarter Result
31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 CAGR
Revenue 352,835 343,207 372,795 379,151 358,781 373,707 370,263 -3.15%
PBT 178,258 180,875 196,364 212,218 196,036 197,268 150,932 11.69%
Tax -50,070 -50,740 -37,310 -68,716 -54,681 -60,346 -16,546 108.79%
NP 128,188 130,135 159,054 143,502 141,355 136,922 134,386 -3.09%
-
NP to SH 128,188 130,135 159,054 143,502 141,355 136,922 134,386 -3.09%
-
Tax Rate 28.09% 28.05% 19.00% 32.38% 27.89% 30.59% 10.96% -
Total Cost 224,647 213,072 213,741 235,649 217,426 236,785 235,877 -3.19%
-
Net Worth 4,394,114 4,387,923 3,901,053 3,673,651 3,602,040 3,526,996 3,391,850 18.78%
Dividend
31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 CAGR
Div 134,352 - 415,921 - 86,104 - 107,337 16.09%
Div Payout % 104.81% - 261.50% - 60.91% - 79.87% -
Equity
31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 CAGR
Net Worth 4,394,114 4,387,923 3,901,053 3,673,651 3,602,040 3,526,996 3,391,850 18.78%
NOSH 1,580,616 1,502,713 1,434,210 1,435,020 1,435,076 1,433,738 1,431,160 6.82%
Ratio Analysis
31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 CAGR
NP Margin 36.33% 37.92% 42.67% 37.85% 39.40% 36.64% 36.29% -
ROE 2.92% 2.97% 4.08% 3.91% 3.92% 3.88% 3.96% -
Per Share
31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 CAGR
RPS 22.32 22.84 25.99 26.42 25.00 26.07 25.87 -9.34%
EPS 8.11 8.66 11.09 10.00 9.85 9.55 9.39 -9.28%
DPS 8.50 0.00 29.00 0.00 6.00 0.00 7.50 8.67%
NAPS 2.78 2.92 2.72 2.56 2.51 2.46 2.37 11.19%
Adjusted Per Share Value based on latest NOSH - 1,435,020
31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 CAGR
RPS 16.28 15.83 17.20 17.49 16.55 17.24 17.08 -3.13%
EPS 5.91 6.00 7.34 6.62 6.52 6.32 6.20 -3.13%
DPS 6.20 0.00 19.19 0.00 3.97 0.00 4.95 16.14%
NAPS 2.0271 2.0242 1.7996 1.6947 1.6617 1.6271 1.5647 18.78%
Price Multiplier on Financial Quarter End Date
31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 CAGR
Date 31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 28/06/02 -
Price 5.20 5.20 4.62 4.22 4.50 4.88 5.35 -
P/RPS 23.29 22.77 17.77 15.97 18.00 18.72 20.68 8.22%
P/EPS 64.12 60.05 41.66 42.20 45.69 51.10 56.98 8.16%
EY 1.56 1.67 2.40 2.37 2.19 1.96 1.76 -7.70%
DY 1.63 0.00 6.28 0.00 1.33 0.00 1.40 10.64%
P/NAPS 1.87 1.78 1.70 1.65 1.79 1.98 2.26 -11.83%
Price Multiplier on Announcement Date
31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 30/09/02 30/06/02 CAGR
Date 27/02/04 05/11/03 18/08/03 08/05/03 20/02/03 25/10/02 15/08/02 -
Price 5.80 5.50 5.15 4.04 4.62 4.96 5.70 -
P/RPS 25.98 24.08 19.81 15.29 18.48 19.03 22.03 11.58%
P/EPS 71.52 63.51 46.44 40.40 46.90 51.94 60.70 11.52%
EY 1.40 1.57 2.15 2.48 2.13 1.93 1.65 -10.34%
DY 1.47 0.00 5.63 0.00 1.30 0.00 1.32 7.41%
P/NAPS 2.09 1.88 1.89 1.58 1.84 2.02 2.41 -9.03%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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