[HLBANK] YoY Annualized Quarter Result on 31-Mar-2003 [#3]

Announcement Date
08-May-2003
Admission Sponsor
-
Sponsor
-
Financial Year
30-Jun-2003
Quarter
31-Mar-2003 [#3]
Profit Trend
QoQ- 1.05%
YoY- 14.42%
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Annualized Quarter Result
31/03/06 31/03/05 31/03/04 31/03/03 31/03/02 31/03/01 31/03/00 CAGR
Revenue 1,573,457 1,463,792 1,397,057 1,482,185 1,578,613 1,469,822 1,347,708 2.61%
PBT 750,637 744,380 534,640 807,362 740,293 628,068 540,686 5.61%
Tax -210,644 -209,605 -150,949 -244,990 -248,805 -189,474 -150,013 5.81%
NP 539,993 534,774 383,690 562,372 491,488 438,593 390,673 5.54%
-
NP to SH 539,993 534,774 383,690 562,372 491,488 438,593 390,673 5.54%
-
Tax Rate 28.06% 28.16% 28.23% 30.34% 33.61% 30.17% 27.74% -
Total Cost 1,033,464 929,017 1,013,366 919,813 1,087,125 1,031,229 957,034 1.28%
-
Net Worth 4,437,257 4,423,497 4,257,474 3,672,633 3,241,992 2,885,237 1,731,453 16.97%
Dividend
31/03/06 31/03/05 31/03/04 31/03/03 31/03/02 31/03/01 31/03/00 CAGR
Div 182,979 177,776 176,099 114,769 66,648 46,461 - -
Div Payout % 33.89% 33.24% 45.90% 20.41% 13.56% 10.59% - -
Equity
31/03/06 31/03/05 31/03/04 31/03/03 31/03/02 31/03/01 31/03/00 CAGR
Net Worth 4,437,257 4,423,497 4,257,474 3,672,633 3,241,992 2,885,237 1,731,453 16.97%
NOSH 1,524,830 1,568,616 1,553,822 1,434,622 1,428,190 1,393,834 577,151 17.56%
Ratio Analysis
31/03/06 31/03/05 31/03/04 31/03/03 31/03/02 31/03/01 31/03/00 CAGR
NP Margin 34.32% 36.53% 27.46% 37.94% 31.13% 29.84% 28.99% -
ROE 12.17% 12.09% 9.01% 15.31% 15.16% 15.20% 22.56% -
Per Share
31/03/06 31/03/05 31/03/04 31/03/03 31/03/02 31/03/01 31/03/00 CAGR
RPS 103.19 93.32 89.91 103.32 110.53 105.45 233.51 -12.71%
EPS 35.41 34.09 24.69 39.20 34.41 31.47 28.36 3.76%
DPS 12.00 11.33 11.33 8.00 4.67 3.33 0.00 -
NAPS 2.91 2.82 2.74 2.56 2.27 2.07 3.00 -0.50%
Adjusted Per Share Value based on latest NOSH - 1,435,020
31/03/06 31/03/05 31/03/04 31/03/03 31/03/02 31/03/01 31/03/00 CAGR
RPS 72.59 67.53 64.45 68.38 72.82 67.81 62.17 2.61%
EPS 24.91 24.67 17.70 25.94 22.67 20.23 18.02 5.54%
DPS 8.44 8.20 8.12 5.29 3.07 2.14 0.00 -
NAPS 2.047 2.0406 1.964 1.6942 1.4956 1.331 0.7987 16.97%
Price Multiplier on Financial Quarter End Date
31/03/06 31/03/05 31/03/04 31/03/03 31/03/02 31/03/01 31/03/00 CAGR
Date 31/03/06 31/03/05 31/03/04 31/03/03 29/03/02 30/03/01 31/03/00 -
Price 5.10 5.20 5.80 4.22 4.98 2.98 7.45 -
P/RPS 4.94 5.57 6.45 4.08 4.51 2.83 3.19 7.55%
P/EPS 14.40 15.25 23.49 10.77 14.47 9.47 11.01 4.57%
EY 6.94 6.56 4.26 9.29 6.91 10.56 9.09 -4.39%
DY 2.35 2.18 1.95 1.90 0.94 1.12 0.00 -
P/NAPS 1.75 1.84 2.12 1.65 2.19 1.44 2.48 -5.64%
Price Multiplier on Announcement Date
31/03/06 31/03/05 31/03/04 31/03/03 31/03/02 31/03/01 31/03/00 CAGR
Date 10/05/06 09/05/05 25/05/04 08/05/03 19/04/02 30/05/01 28/04/00 -
Price 5.20 5.45 4.66 4.04 5.15 3.22 6.90 -
P/RPS 5.04 5.84 5.18 3.91 4.66 3.05 2.95 9.33%
P/EPS 14.68 15.99 18.87 10.31 14.97 10.23 10.19 6.27%
EY 6.81 6.26 5.30 9.70 6.68 9.77 9.81 -5.89%
DY 2.31 2.08 2.43 1.98 0.91 1.04 0.00 -
P/NAPS 1.79 1.93 1.70 1.58 2.27 1.56 2.30 -4.09%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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