[RHBBANK] QoQ TTM Result on 30-Sep-2019 [#3]

Announcement Date
25-Nov-2019
Admission Sponsor
-
Sponsor
-
Financial Year
31-Dec-2019
Quarter
30-Sep-2019 [#3]
Profit Trend
QoQ- 1.55%
YoY- 10.32%
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TTM Result
30/06/20 31/03/20 31/12/19 30/09/19 30/06/19 31/03/19 31/12/18 CAGR
Revenue 13,265,254 13,410,156 13,528,465 13,413,241 13,280,052 12,522,685 11,952,152 7.20%
PBT 2,952,265 3,279,537 3,350,444 3,273,746 3,218,822 3,150,317 3,119,055 -3.60%
Tax -736,848 -850,635 -862,635 -841,159 -822,850 -801,349 -810,143 -6.13%
NP 2,215,417 2,428,902 2,487,809 2,432,587 2,395,972 2,348,968 2,308,912 -2.72%
-
NP to SH 2,208,486 2,423,126 2,482,432 2,426,849 2,389,711 2,344,562 2,305,196 -2.81%
-
Tax Rate 24.96% 25.94% 25.75% 25.69% 25.56% 25.44% 25.97% -
Total Cost 11,049,837 10,981,254 11,040,656 10,980,654 10,884,080 10,173,717 9,643,240 9.51%
-
Net Worth 26,546,497 26,065,292 25,784,588 25,824,690 24,862,278 24,381,073 23,338,462 8.97%
Dividend
30/06/20 31/03/20 31/12/19 30/09/19 30/06/19 31/03/19 31/12/18 CAGR
Div 741,858 1,243,113 1,243,113 1,022,561 1,022,561 822,059 822,059 -6.62%
Div Payout % 33.59% 51.30% 50.08% 42.14% 42.79% 35.06% 35.66% -
Equity
30/06/20 31/03/20 31/12/19 30/09/19 30/06/19 31/03/19 31/12/18 CAGR
Net Worth 26,546,497 26,065,292 25,784,588 25,824,690 24,862,278 24,381,073 23,338,462 8.97%
NOSH 4,010,045 4,010,045 4,010,045 4,010,045 4,010,045 4,010,045 4,010,045 0.00%
Ratio Analysis
30/06/20 31/03/20 31/12/19 30/09/19 30/06/19 31/03/19 31/12/18 CAGR
NP Margin 16.70% 18.11% 18.39% 18.14% 18.04% 18.76% 19.32% -
ROE 8.32% 9.30% 9.63% 9.40% 9.61% 9.62% 9.88% -
Per Share
30/06/20 31/03/20 31/12/19 30/09/19 30/06/19 31/03/19 31/12/18 CAGR
RPS 330.80 334.41 337.36 334.49 331.17 312.28 298.06 7.20%
EPS 55.07 60.43 61.91 60.52 59.59 58.47 57.49 -2.82%
DPS 18.50 31.00 31.00 25.50 25.50 20.50 20.50 -6.62%
NAPS 6.62 6.50 6.43 6.44 6.20 6.08 5.82 8.97%
Adjusted Per Share Value based on latest NOSH - 4,010,045
30/06/20 31/03/20 31/12/19 30/09/19 30/06/19 31/03/19 31/12/18 CAGR
RPS 309.48 312.86 315.62 312.93 309.82 292.15 278.84 7.20%
EPS 51.52 56.53 57.91 56.62 55.75 54.70 53.78 -2.82%
DPS 17.31 29.00 29.00 23.86 23.86 19.18 19.18 -6.61%
NAPS 6.1933 6.081 6.0155 6.0249 5.8003 5.6881 5.4448 8.97%
Price Multiplier on Financial Quarter End Date
30/06/20 31/03/20 31/12/19 30/09/19 30/06/19 31/03/19 31/12/18 CAGR
Date 30/06/20 31/03/20 31/12/19 30/09/19 28/06/19 29/03/19 31/12/18 -
Price 4.79 4.69 5.78 5.64 5.59 5.70 5.29 -
P/RPS 1.45 1.40 1.71 1.69 1.69 1.83 1.77 -12.45%
P/EPS 8.70 7.76 9.34 9.32 9.38 9.75 9.20 -3.66%
EY 11.50 12.88 10.71 10.73 10.66 10.26 10.87 3.83%
DY 3.86 6.61 5.36 4.52 4.56 3.60 3.88 -0.34%
P/NAPS 0.72 0.72 0.90 0.88 0.90 0.94 0.91 -14.46%
Price Multiplier on Announcement Date
30/06/20 31/03/20 31/12/19 30/09/19 30/06/19 31/03/19 31/12/18 CAGR
Date 28/08/20 29/05/20 27/02/20 25/11/19 26/08/19 27/05/19 27/02/19 -
Price 4.58 4.77 5.61 5.78 5.62 5.70 5.59 -
P/RPS 1.38 1.43 1.66 1.73 1.70 1.83 1.88 -18.64%
P/EPS 8.32 7.89 9.06 9.55 9.43 9.75 9.72 -9.85%
EY 12.02 12.67 11.03 10.47 10.60 10.26 10.28 10.99%
DY 4.04 6.50 5.53 4.41 4.54 3.60 3.67 6.61%
P/NAPS 0.69 0.73 0.87 0.90 0.91 0.94 0.96 -19.77%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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