[PBBANK] QoQ TTM Result on 31-Dec-2004 [#4]

	30/09/05	30/06/05	31/03/05	31/12/04	30/09/04	30/06/04	31/03/04	CAGR
TTM Result
Revenue	5,785,378	5,518,887	5,303,420	5,045,340	4,731,999	4,564,115	4,442,869	19.22%
YoY %	4.83%	4.06%	5.12%	6.62%	3.68%	2.73%	-	-
Horiz. %	130.22%	124.22%	119.37%	113.56%	106.51%	102.73%	100.00%	-
PBT	2,008,196	1,973,797	1,901,857	1,853,874	1,748,091	1,658,196	1,549,869	18.83%
YoY %	1.74%	3.78%	2.59%	6.05%	5.42%	6.99%	-	-
Horiz. %	129.57%	127.35%	122.71%	119.61%	112.79%	106.99%	100.00%	-
Tax	-590,340	-604,615	-589,361	-582,801	-530,670	-490,652	-455,792	18.80%
YoY %	2.36%	-2.59%	-1.13%	-9.82%	-8.16%	-7.65%	-	-
Horiz. %	129.52%	132.65%	129.30%	127.87%	116.43%	107.65%	100.00%	-
NP	1,417,856	1,369,182	1,312,496	1,271,073	1,217,421	1,167,544	1,094,077	18.84%
YoY %	3.55%	4.32%	3.26%	4.41%	4.27%	6.71%	-	-
Horiz. %	129.59%	125.14%	119.96%	116.18%	111.27%	106.71%	100.00%	-
								-
YoY %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	-	-
Horiz. %	-	-	-	-	-	-	-	-
NP to SH	1,398,071	1,369,182	1,312,496	1,271,073	1,217,421	1,167,544	1,094,077	17.73%
YoY %	2.11%	4.32%	3.26%	4.41%	4.27%	6.71%	-	-
Horiz. %	127.79%	125.14%	119.96%	116.18%	111.27%	106.71%	100.00%	-
								-
YoY %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	-	-
Horiz. %	-	-	-	-	-	-	-	-
Tax Rate	29.40%	30.63%	30.99%	31.44%	30.36%	29.59%	29.41%	-
YoY %	-4.02%	-1.16%	-1.43%	3.56%	2.60%	0.61%	-	-
Horiz. %	99.97%	104.15%	105.37%	106.90%	103.23%	100.61%	100.00%	-
Total Cost	4,367,522	4,149,705	3,990,924	3,774,267	3,514,578	3,396,571	3,348,792	19.35%
YoY %	5.25%	3.98%	5.74%	7.39%	3.47%	1.43%	-	-
Horiz. %	130.42%	123.92%	119.18%	112.71%	104.95%	101.43%	100.00%	-
								-
YoY %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	-	-
Horiz. %	-	-	-	-	-	-	-	-
Net Worth	7,303,503	7,363,655	6,972,907	7,715,636	8,308,726	8,078,242	6,349,853	9.76%
YoY %	-0.82%	5.60%	-9.63%	-7.14%	2.85%	27.22%	-	-
Horiz. %	115.02%	115.97%	109.81%	121.51%	130.85%	127.22%	100.00%	-

	30/09/05	30/06/05	31/03/05	31/12/04	30/09/04	30/06/04	31/03/04	CAGR
Dividend
Div	2,273,050	3,563,977	2,909,546	2,909,546	2,700,671	1,409,745	1,409,745	37.46%
YoY %	-36.22%	22.49%	0.00%	7.73%	91.57%	0.00%	-	-
Horiz. %	161.24%	252.81%	206.39%	206.39%	191.57%	100.00%	100.00%	-
Div Payout %	162.58%	260.30%	221.68%	228.90%	221.84%	120.74%	128.85%	-
YoY %	-37.54%	17.42%	-3.15%	3.18%	83.73%	-6.29%	-	-
Horiz. %	126.18%	202.02%	172.05%	177.65%	172.17%	93.71%	100.00%	-

	30/09/05	30/06/05	31/03/05	31/12/04	30/09/04	30/06/04	31/03/04	CAGR
Equity
Net Worth	7,303,503	7,363,655	6,972,907	7,715,636	8,308,726	8,078,242	6,349,853	9.76%
YoY %	-0.82%	5.60%	-9.63%	-7.14%	2.85%	27.22%	-	-
Horiz. %	115.02%	115.97%	109.81%	121.51%	130.85%	127.22%	100.00%	-
NOSH	3,281,735	3,272,153	3,255,933	3,237,239	3,227,316	3,227,553	6,349,853	-35.57%
YoY %	0.29%	0.50%	0.58%	0.31%	-0.01%	-49.17%	-	-
Horiz. %	51.68%	51.53%	51.28%	50.98%	50.83%	50.83%	100.00%	-

	30/09/05	30/06/05	31/03/05	31/12/04	30/09/04	30/06/04	31/03/04	CAGR
Ratio Analysis
NP Margin	24.51%	24.81%	24.75%	25.19%	25.73%	25.58%	24.63%	-
YoY %	-1.21%	0.24%	-1.75%	-2.10%	0.59%	3.86%	-	-
Horiz. %	99.51%	100.73%	100.49%	102.27%	104.47%	103.86%	100.00%	-
ROE	19.14%	18.59%	18.82%	16.47%	14.65%	14.45%	17.23%	-
YoY %	2.96%	-1.22%	14.27%	12.42%	1.38%	-16.13%	-	-
Horiz. %	111.09%	107.89%	109.23%	95.59%	85.03%	83.87%	100.00%	-

	30/09/05	30/06/05	31/03/05	31/12/04	30/09/04	30/06/04	31/03/04	CAGR
Per Share
RPS	176.29	168.66	162.88	155.85	146.62	141.41	69.97	85.05%
YoY %	4.52%	3.55%	4.51%	6.30%	3.68%	102.10%	-	-
Horiz. %	251.95%	241.05%	232.79%	222.74%	209.55%	202.10%	100.00%	-
EPS	42.60	41.84	40.31	39.26	37.72	36.17	17.23	82.74%
YoY %	1.82%	3.80%	2.67%	4.08%	4.29%	109.92%	-	-
Horiz. %	247.24%	242.83%	233.95%	227.86%	218.92%	209.92%	100.00%	-
DPS	70.00	110.00	90.00	89.88	83.68	43.68	22.20	114.87%
YoY %	-36.36%	22.22%	0.13%	7.41%	91.58%	96.76%	-	-
Horiz. %	315.32%	495.50%	405.41%	404.86%	376.94%	196.76%	100.00%	-
NAPS	2.2255	2.2504	2.1416	2.3834	2.5745	2.5029	1.00	70.37%
YoY %	-1.11%	5.08%	-10.15%	-7.42%	2.86%	150.29%	-	-
Horiz. %	222.55%	225.04%	214.16%	238.34%	257.45%	250.29%	100.00%	-

	30/09/05	30/06/05	31/03/05	31/12/04	30/09/04	30/06/04	31/03/04	CAGR
Adjusted Per Share Value based on latest NOSH - 3,237,239
RPS	29.80	28.42	27.31	25.98	24.37	23.51	22.88	19.24%
YoY %	4.86%	4.06%	5.12%	6.61%	3.66%	2.75%	-	-
Horiz. %	130.24%	124.21%	119.36%	113.55%	106.51%	102.75%	100.00%	-
EPS	7.20	7.05	6.76	6.55	6.27	6.01	5.63	17.80%
YoY %	2.13%	4.29%	3.21%	4.47%	4.33%	6.75%	-	-
Horiz. %	127.89%	125.22%	120.07%	116.34%	111.37%	106.75%	100.00%	-
DPS	11.71	18.36	14.98	14.98	13.91	7.26	7.26	37.49%
YoY %	-36.22%	22.56%	0.00%	7.69%	91.60%	0.00%	-	-
Horiz. %	161.29%	252.89%	206.34%	206.34%	191.60%	100.00%	100.00%	-
NAPS	0.3761	0.3792	0.3591	0.3974	0.4279	0.416	0.327	9.76%
YoY %	-0.82%	5.60%	-9.64%	-7.13%	2.86%	27.22%	-	-
Horiz. %	115.02%	115.96%	109.82%	121.53%	130.86%	127.22%	100.00%	-

	30/09/05	30/06/05	31/03/05	31/12/04	30/09/04	30/06/04	31/03/04	CAGR
Price Multiplier on Financial Quarter End Date
Date	30/09/05	30/06/05	31/03/05	31/12/04	30/09/04	30/06/04	31/03/04	-
Price	6.75	6.70	7.50	7.10	6.35	6.05	6.20	-
P/RPS	3.83	3.97	4.60	4.56	4.33	4.28	8.86	-42.79%
YoY %	-3.53%	-13.70%	0.88%	5.31%	1.17%	-51.69%	-	-
Horiz. %	43.23%	44.81%	51.92%	51.47%	48.87%	48.31%	100.00%	-
P/EPS	15.84	16.01	18.61	18.08	16.83	16.72	35.98	-42.09%
YoY %	-1.06%	-13.97%	2.93%	7.43%	0.66%	-53.53%	-	-
Horiz. %	44.02%	44.50%	51.72%	50.25%	46.78%	46.47%	100.00%	-
EY	6.31	6.25	5.37	5.53	5.94	5.98	2.78	72.62%
YoY %	0.96%	16.39%	-2.89%	-6.90%	-0.67%	115.11%	-	-
Horiz. %	226.98%	224.82%	193.17%	198.92%	213.67%	215.11%	100.00%	-
DY	10.37	16.42	12.00	12.66	13.18	7.22	3.58	103.07%
YoY %	-36.85%	36.83%	-5.21%	-3.95%	82.55%	101.68%	-	-
Horiz. %	289.66%	458.66%	335.20%	353.63%	368.16%	201.68%	100.00%	-
P/NAPS	3.03	2.98	3.50	2.98	2.47	2.42	6.20	-37.92%
YoY %	1.68%	-14.86%	17.45%	20.65%	2.07%	-60.97%	-	-
Horiz. %	48.87%	48.06%	56.45%	48.06%	39.84%	39.03%	100.00%	-

	30/09/05	30/06/05	31/03/05	31/12/04	30/09/04	30/06/04	31/03/04	CAGR
Price Multiplier on Announcement Date
Date	18/10/05	21/07/05	13/04/05	18/01/05	25/10/04	22/07/04	21/04/04	-
Price	6.70	7.00	6.95	7.50	6.40	6.10	5.98	-
P/RPS	3.80	4.15	4.27	4.81	4.36	4.31	8.55	-41.73%
YoY %	-8.43%	-2.81%	-11.23%	10.32%	1.16%	-49.59%	-	-
Horiz. %	44.44%	48.54%	49.94%	56.26%	50.99%	50.41%	100.00%	-
P/EPS	15.73	16.73	17.24	19.10	16.97	16.86	34.71	-40.97%
YoY %	-5.98%	-2.96%	-9.74%	12.55%	0.65%	-51.43%	-	-
Horiz. %	45.32%	48.20%	49.67%	55.03%	48.89%	48.57%	100.00%	-
EY	6.36	5.98	5.80	5.24	5.89	5.93	2.88	69.49%
YoY %	6.35%	3.10%	10.69%	-11.04%	-0.67%	105.90%	-	-
Horiz. %	220.83%	207.64%	201.39%	181.94%	204.51%	205.90%	100.00%	-
DY	10.45	15.71	12.95	11.98	13.08	7.16	3.71	99.32%
YoY %	-33.48%	21.31%	8.10%	-8.41%	82.68%	92.99%	-	-
Horiz. %	281.67%	423.45%	349.06%	322.91%	352.56%	192.99%	100.00%	-
P/NAPS	3.01	3.11	3.25	3.15	2.49	2.44	5.98	-36.69%
YoY %	-3.22%	-4.31%	3.17%	26.51%	2.05%	-59.20%	-	-
Horiz. %	50.33%	52.01%	54.35%	52.68%	41.64%	40.80%	100.00%	-

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ ⃤ & YoY ⃤ figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

Discussions

Be the first to like this. Showing 0 of 0 comments

Featured Posts

MQ Trader

Introducing MY's First IPO Fund for Sophisticated Investors!

MQ Chat

New Update. Discover investment communities that resonate with your ideas

MQ Trader

M & A Value Partners IPO Equity Fund has been launched - Targeted 13% Return p.a

Latest Videos