[HLBANK] YoY Cumulative Quarter Result on 30-Sep-2003 [#1]

Announcement Date
05-Nov-2003
Admission Sponsor
-
Sponsor
-
Financial Year
30-Jun-2004
Quarter
30-Sep-2003 [#1]
Profit Trend
QoQ- -77.6%
YoY- -4.96%
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Cumulative Result
30/09/06 30/09/05 30/09/04 30/09/03 30/09/02 30/09/01 30/09/00 CAGR
Revenue 421,751 379,668 355,296 343,207 373,707 405,220 372,652 2.08%
PBT 198,400 197,487 195,025 180,875 197,268 188,062 178,253 1.79%
Tax -54,033 -55,356 -54,807 -50,740 -60,346 -65,079 -58,641 -1.35%
NP 144,367 142,131 140,218 130,135 136,922 122,983 119,612 3.18%
-
NP to SH 144,367 142,131 140,218 130,135 136,922 122,983 119,612 3.18%
-
Tax Rate 27.23% 28.03% 28.10% 28.05% 30.59% 34.61% 32.90% -
Total Cost 277,384 237,537 215,078 213,072 236,785 282,237 253,040 1.54%
-
Net Worth 4,388,756 4,539,022 4,568,294 4,387,923 3,526,996 3,028,152 1,731,435 16.75%
Dividend
30/09/06 30/09/05 30/09/04 30/09/03 30/09/02 30/09/01 30/09/00 CAGR
Div - - - - - - - -
Div Payout % - - - - - - - -
Equity
30/09/06 30/09/05 30/09/04 30/09/03 30/09/02 30/09/01 30/09/00 CAGR
Net Worth 4,388,756 4,539,022 4,568,294 4,387,923 3,526,996 3,028,152 1,731,435 16.75%
NOSH 1,443,670 1,528,290 1,580,724 1,502,713 1,433,738 1,428,374 577,145 16.50%
Ratio Analysis
30/09/06 30/09/05 30/09/04 30/09/03 30/09/02 30/09/01 30/09/00 CAGR
NP Margin 34.23% 37.44% 39.47% 37.92% 36.64% 30.35% 32.10% -
ROE 3.29% 3.13% 3.07% 2.97% 3.88% 4.06% 6.91% -
Per Share
30/09/06 30/09/05 30/09/04 30/09/03 30/09/02 30/09/01 30/09/00 CAGR
RPS 29.21 24.84 22.48 22.84 26.07 28.37 64.57 -12.37%
EPS 10.00 9.30 8.87 8.66 9.55 8.61 8.68 2.38%
DPS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -
NAPS 3.04 2.97 2.89 2.92 2.46 2.12 3.00 0.22%
Adjusted Per Share Value based on latest NOSH - 1,502,713
30/09/06 30/09/05 30/09/04 30/09/03 30/09/02 30/09/01 30/09/00 CAGR
RPS 19.46 17.51 16.39 15.83 17.24 18.69 17.19 2.08%
EPS 6.66 6.56 6.47 6.00 6.32 5.67 5.52 3.17%
DPS 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -
NAPS 2.0246 2.0939 2.1074 2.0242 1.6271 1.3969 0.7987 16.76%
Price Multiplier on Financial Quarter End Date
30/09/06 30/09/05 30/09/04 30/09/03 30/09/02 30/09/01 30/09/00 CAGR
Date 29/09/06 30/09/05 30/09/04 30/09/03 30/09/02 28/09/01 29/09/00 -
Price 5.35 5.35 5.15 5.20 4.88 3.14 6.45 -
P/RPS 18.31 21.54 22.91 22.77 18.72 11.07 9.99 10.62%
P/EPS 53.50 57.53 58.06 60.05 51.10 36.47 31.12 9.44%
EY 1.87 1.74 1.72 1.67 1.96 2.74 3.21 -8.60%
DY 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -
P/NAPS 1.76 1.80 1.78 1.78 1.98 1.48 2.15 -3.27%
Price Multiplier on Announcement Date
30/09/06 30/09/05 30/09/04 30/09/03 30/09/02 30/09/01 30/09/00 CAGR
Date 08/11/06 08/11/05 09/11/04 05/11/03 25/10/02 17/10/01 19/10/00 -
Price 5.30 5.15 5.20 5.50 4.96 3.26 3.98 -
P/RPS 18.14 20.73 23.13 24.08 19.03 11.49 6.16 19.71%
P/EPS 53.00 55.38 58.62 63.51 51.94 37.86 19.20 18.43%
EY 1.89 1.81 1.71 1.57 1.93 2.64 5.21 -15.54%
DY 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -
P/NAPS 1.74 1.73 1.80 1.88 2.02 1.54 1.33 4.57%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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