Posted by calvintaneng > 2019-08-17 16:32 | Report Abuse

YOU MUST BUY A STOCK WITH GOOD FUNDAMENTAL FOR SAFETY

EXAMPLE IS UZMA AT 66.5 SEN WITH NTA OF RM1.54 (MORE THAN 50% DISCOUNT TO NTA WHICH GIVES MARGIN OF SAFETY

THEN YOU MUST KNOW A STOCK CAN MOVE IF THERE IS COMING CATALYST

WHAT CATALYST UZMA GOT?

ANSWER

UZMA GOT 12 MONTHS CONTRACT JOBS (PLUS MANY OTHER JOBS AWARDED) TO DISMANTLE & DECOMMISSION 22 OIL RIGS

BECAUSE OF MONSOON FROM NOVEMBER TO MARCH 2019 (5 MONTHS OF MONSOON IN SOUTH CHINA SEA) ONLY 6 OIL RIGS WERE DISMANTLED

SO AFTER APRIL 2019 MONSOON OVER UZMA WILL CONTINUE TO DISMANTLE 16 MORE OIL RIGS

THESE GOOD MONTHS OF APRIL TO JUNE 2019 SHOULD REPORT BETTER PROFITS FOR UZMA

SO HIGH PROFITS WILL BE A CATALYST AS PEOPLE WANT "EARNINGS"

AND ANOTHER PONTER IS UZMA DIRECTORS ARE TURNING BULLISH AND BUYING UZMA SHARES WITH THEIR OWN POCKET MONIES

SO ALL FACTORS POINT TO UZMA AS A GREAT BUY NOW!!!

Posted by kcchongnz > 2019-08-18 09:36 | Report Abuse

A few comments here,

1) Short-term return of Unit trust funds, and its comparison has not much meaning as upfront fee will trash the real return.

2) Investment in unit trust funds, or any investment for that matter, has to be long-term, and comparison has to be long-term in term of compounded annual return, CAR.

3) Compounded return is normally in annual basis, or more precisely, compounded annual rate of return.

4) Cumulative return, say over two years, is not the same as CAR.

5) Return alone says little about how good the strategy is. It has to consider in parallel with the risk involved.

6) The risk profiles of unit trust investment and EPF dividend are totally different.

7) Unit trust investment may be good for those who have no knowledge about investing in stocks, but asking EPF contributor to withdraw their money to invest in unit trust, in my personal opinion, is highly irresponsible.

8) Why 7 above? Go check the return of unit trust funds over 3 years, 5-year, 10-years or longer periods in Malaysia, and compare with the return of EPF. I haven't taken into consideration of risk-adjusted return yet.

Posted by winbigbursa > 2019-08-18 09:48 | Report Abuse

So, just leave money in EPF, is much safer option, with good comparative returns.

Posted by winbigbursa > 2019-08-18 09:50 | Report Abuse

Safety of capital is almost guarantee, dont expect hugh annual returns like 20%, etc , but anytime better option for retiree age contributors

Posted by RainT > 2019-08-18 23:11 | Report Abuse

yaya

unit trust is not capital guarantee and also high sales charges

Posted by RainT > 2019-08-18 23:11 | Report Abuse

kc Chong is right

unit trust need hold long term

so cannot compare like that

Posted by Plantermen > 2019-08-19 08:15 | Report Abuse

Epf trumps unit trust price any time. the sales charge le y by unit trust company (5%) is a killer not to mention the management fee etc