星洲日報／投資致富‧企業故事
20%大马人无储蓄
2017-02-12 19:02
饱受惊涛骇浪席卷的2016年，不仅仅是改写许多经济数据历史的一年，也似乎扭转了大马人对财富管理的拿捏。
饱受惊涛骇浪席卷的2016年，不仅仅是改写许多经济数据历史的一年，也似乎扭转了大马人对财富管理的拿捏。
一直以来，大马人都有储蓄的习惯，不过调查发现，或许受到经济不景拖累，大马人每月存款少之又少，25.5%的人仅将月收入的一成存进银行户头内，还有19.8%的民众，根本就是零储蓄的月光族！
无可否认的，要做到在经济震荡中依然波澜不惊，也并非容易，只有23%的人将收入的两成转为储蓄，约三成的有11.4%，高于三成的则有20.2%。
正当的理财观念里，储蓄和预算，有缺一不可的关系，所幸的是，有近半（44.9%）的大马人，每个月都按照制定的预算，进行财务分配及利用。
缺乏预算制定者则有28%的人，而有27.1%的人将预算当作是偶尔为之的理财工具。
文章来源：
星洲日报‧投资致富‧Smart财富‧2017.02.12http://www.sinchew.com.my/node/1613571/20%E5%A4%A7%E9%A9%AC%E4%BA%BA%E6%97%A0%E5%82%A8%E8%93%84
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