星洲日報／投資致富‧企業故事
打造理财金三角．“攻守兼备”幸福退休
2017-03-19 19:02
施罗德（Schroders）早前公布的一项“退休幸福指数调查”发现，台湾退休族幸福指数平均达73.4分，但财务分数最低仅65.9分，在及格边缘。
施罗德（Schroders）早前公布的一项“退休幸福指数调查”发现，台湾退休族幸福指数平均达73.4分，但财务分数最低仅65.9分，在及格边缘。
施罗德表示，幸福退休最好要做到“攻守兼备”，尽管有退休金跟子女孝养金等固定收入，仍应透过理财金三角（储蓄、保险、投资），缺一不可的多元管道来增加退休收入，以因应长寿风险；此外财务支援亲友，得量入为出，才能有无后顾之忧的退休生活。
调查显示，退休族群主要支出的花费，以三餐费用最高，其次为水电／房租费用、交通费用、医疗保险费用等。
至于退休族退休后的主要收入来源，分别为自己的储蓄／储蓄保险，占55.6%；其次是政府或私人企业退休金（月领）占29.2%；第三则为投资所得（股票／基金／投资型保险）占29%。
文章来源：
星洲日报‧投资致富‧Smart财富‧2017.03.19http://www.sinchew.com.my/node/1624994/%E6%89%93%E9%80%A0%E7%90%86%E8%B4%A2%E9%87%91%E4%B8%89%E8%A7%92%EF%BC%8E%E2%80%9C%E6%94%BB%E5%AE%88%E5%85%BC%E5%A4%87%E2%80%9D%E5%B9%B8%E7%A6%8F%E9%80%80%E4%BC%91
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