Diploma in Credit Management from Institut Teknologi MARA (now known as Universiti Teknologi MARA).
Working Experience
Encik Zulkiflee has over 35 years experience in the banking sector. He started his career with Citibank N.A. in 1979 and left his position as Vice President of Credit Marketing in November 1991. He then joined Deutsche Bank where he assumed the position of Deputy Managing Director from December 1991 to November 1997. In this capacity, he was responsible for Corporate Banking, International Trade Finance, Operations and Transaction Banking Services. From November 1997 to Oct 2011, Encik Zulkiflee was the Executive Director of Hong Leong Bank ("HLB"). He was HLB's Chief Operating Officer, Group Strategic Support from November 2011 to January 2015. During the tenure with HLB, he was given the responsibility to oversee various areas such as Branch and Banking Operations, Integrated Risk Management, Credit Management, Information Technology, Islamic Banking, Wholesale Operations, Retail Operations, Legal, Corporate Communications & Public Relations and Quality and Customer Experience.
This book is the result of the author's many years of experience and observation throughout his 26 years in the stockbroking industry. It was written for general public to learn to invest based on facts and not on fantasies or hearsay....