Posted by bsngpg > Oct 25, 2015 09:45 AM | Report Abuse

Nearby my area, there is a Roti Canai hawker in one of the coffee shop just 500m away from my house. Yes the whole family work very hard earning tiny money but they stay in 3 storeys semi-D and having motorcycle as well as Nissan Murano in the car pouch.
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We can see these kinds of low-cost, low-overheads operators everywhere and all the time. Just down the stairs & across the inside road from my shophouse apartment in Cheras, there is an Indian entrepreneur from Chennai operating a roadside (bawah pokok) eating stall, and also a cuci kereta besides it. He is kind of in a 'kao tim' partnership with a local Indian - who owns a proper mamak restaurant nearby - who helps to 'takes care' of any problems arising with MPAJ, Immigration etc. etc.

He only rides a Honda kapchai to go everywhere, including to the nearby Segi supermarket for his daily shopping. He has about a dozen employees, so workers' gaji alone wud be costing him easily 10k. So, I estimate his monthly revenue to be 25k, at least.

Any investing system heavily dependent on margin financing, be it index futures, commodity futures, or forex is obviously designed to favour the broking house against the investor. It is certainly not for the small time investor with limited capital.

slow moving

Posted by Ben Gan > Oct 25, 2015 09:57 AM | Report Abuse

Dividend is only for roti canai & Teh tarik when your capital invested is very small. If it is big, then it is different.
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Key word is, ROI. Whether you're investing 10 mil or 100k, which wud you rather be getting, 2% per year or 100% per year.

If they're staying in a 3-storey bungalow, then they cannot be earning tiny money. Becos they wud be paying like 7k a monthly instalment for their housing loan. Add to that some modest food & entertainment money, they'd be spending about 12k a month, at the very least.

So their 'small roti' canai business would be generating, what 20 - 25k a month, to cover for labour, capital, utilities etc. costs.

And if they're even smarter, they'd also be owning instead of renting their shop premises, which wud mean they'll be getting capital appreciation on that property as well.

But if one is investing like 500k in stocks, how much wud one be getting from dividends. Lucky if it beats bank FD interest rate. Whereas, capital appreciation could gv easily 100% a year, with a bit of luck.

So, which company?

slow moving

Cakap saja manyiak pandai. Cakap saja manyiak busat. Ini fund manager.

Too slow

Nova road wely wely clear

Not to worry, DrangonBall. You will be rewarded for your faith.

Dividend investing is only for roti canai & teh tarik money. A serious investor does not allow any thoughts of mediocre dividends from distracting him from the real, more substantial, more worthwhile pursuit of capital appreciation.

What TP, Charlie

Zero volume?

What TP

Try Nova

What TP

How fast can transform my money

Post removed.Why?

Dividend investing is only for roti canai & teh tarik money. For serious money, there is only capital appreciation.

still not moving

crazy stock

Slow moving

So good one ah

Bila mau lari ni

CalvinTanEng ah ... What does he know ...

Howw far can go

What TP

This company going kaput ah

How much can huat, this one

How much can transform investor's money, this one

Can one ah, this one

What TP

Can play ah, this one

Boleh main ah, ini

wely stlong

What is the outlook

What is TP

When gonna sprint & gallop, this one

AyamTua still staunchly loyal to Glotec, it seems

What TP

These kinds of dudes will never stop whining, moaning, groaning & complaining ... Until kingdom come ...

I hv a suggestion, especially for Mr. PaperPlane2, Miss FamJenny, Mr. TKLim, Mr. BearBearDrop, Mr. GopiWira & others the likes of them:

Try migrating to Indonesia, and then living there UNTIL the next Asian economic supercrash, and living THROUGH that period, UNTIL it has passed.

Ya all might find events happening there in that kind of time wely wely wely intelesting ...

Post removed.Why?

TP blapa

Sulah manyiak lama tak ata fly, palu shikalang mau fly geh ...

Blapa TP

Lia kaya pinya shalikat, apa pasat mau tuluma sama lia ...

TP how much

Heard dat company won some-hundred mil job in TRX