Drop 20% also not a big deal because I am still making money
Look at EPF stake on the SRC, I shall be fortunate not to end up like EPF

Koon Koon still make money under the extreme crash while most of us only licking own wound. Even EPF is going to loss their pant

I want to see Maybank to drop by 30% from last price, my pant will be very wet to see it happens, easy living with Maybank, but at the cost of large scale financial crisis, massive of household loss their jobs, massive of house and car getting pull back by the bank, massive of declared bankruptcies, massive of i3 member loss their pants too, so they will leave the forum and worry about the food on their table. :)

KLSE will plunge very soon as the EPF contribution also reduced, only the EPF has the power to defend KLSE, but now it is reduced by 3% from the normal rate of 11% (30% less bullets for EPF to defend the market), let's assume EPF cannot afford to defend each counter by 30%, sooner the KLSE will plunge by 30%?

I couldn't tell it either, it is good to point it out

public sentiment + PM + response from major stake player + crude oil + Zeti + USD = Ringgit

Response from the major stake players : we are too late to sell, because we love our shares too much.

"Once the flow of investments dry up, the ringgit plunges further and public sentiment against the PM takes a turn for the worse, we will see a response from major stake players other than the PMO," Lim said, referring to the Prime Minister's Office.

1. The market is heading to one direction, the cash is king, so everyone hoping for the crash to hit badly,
2. George Soros short the future like mad, and Warren Buffet want to catch the falling knife, it is good see this two giant one of them end up digging their own grave.
3. Ringgit is undervalued? It is doubtable because Zimbabwe dollar used to be so undervalued until it has no more value left.
The only value left is the gold itself.
4. TPPA will make sure the policy maker to benefit the most, another words, they get cheaper on almost everything.
5. One very clear picture is, 2016 is yet another greater nightmare compare to 2015

After selling it can buy some gold to keep
Guarantee soundly sleep everyday

By ten years any currency will be less worthy than gold itself, money can never appreciated in value, only gold can.
Why gold? Because it is precious metal it cannot be reproduce easily like money with a printer, the cost of producing gold is far to expensive with current technology.

Obviously ringgit will be weak and thus USD will be weakening too, and also yuan and any form of currency, only the gold is getting stronger so it is time to buy as much gold as possible to curb inflation

it could be cold war it caould be currency war it could be nuclear war, not every war will resulting in the destruction of civilization.

If the big economy do not feel well
it can launch a war anytime they like
the weapon itself is running the economy

Who has the total control over the financial system?
When it goes into globalization
Everything will be dealt differently
Is it the biggest economy who has the control?
Or the small and closed economy has the control?

Can you expect ringgit to be stand out from the world to perform well when the problem of ringgit is caused by its own creator?

Can you expect a better answer given by Zeti herself?
Is there a clear answer to any question?
Your teacher tell you to give one answer and it doesn't mean it can be no other answer

The financial system is made by whom
And what will the creator do to the financial system?
And the follower of the financial system?
Why the financial system choose USD to be its standard to all minor currency?
When the financial system isn't doing so well what will the minority who subscribe into the said financial system?

Good to see crude oil to jump so Shell and pull back their decision

Although Zeti like to rephrase ringgit as massively undervalue, based on her valuation ringgit may have very little debt.

Even if ringgit can rebound
Can ringgit be saved during a market crash?
As I said earlier ringgit will be worthless too, it would be great to keep more USD

Even if crude oil can rebound, the crash will still definitely wipe out high debt company like Shell

Even if they won't go broke it can never more defensive than Maybank during massive correction. I will predict 50% of the plc will be wipe out.

Also your ringgit cash will be worthless paper it is better to convert to USD than buying ringgit valuated plc

If the market ever crash you will loss your job any business went broke
Even with massive discount, you won't be able to buy some because interest rate sky rocket your car and your house will be pull back by the bank and you will worry about the food in your table than investing your money

3.90 is one very ambitious target, I think I would still buy some of it ever drop to 5.50, 4.50 and so.

I want to keep 99% cash now in case this time is the very moment to get it so cheap
Easy living with Maybank

Many people want to see the market to crash so bad that until they can buy Maybank at a discount of 50% from current price
I also want to buy some Maybank if it drop to 3.90 like last decade.

Two possibility
1. Investor over react
2. Market is too bad it need to crash so badly until everyone cry hard

Some sign show the very bad correction is coming ahead:
1. Epf contribution drop 3%
2. Education fund is empty now
3. Foreign market is doing very badly
4. George Soros coming back again
5. Warren Buffet shouting like a crazy guy
6. Interest hike causing a massive global market crash
7. China yuan overvalue that it need to be devalued further

I am munching on Cadbury chocolate while reading it

Take the dividend from PNcorp and I decide to buy Cadbury chocolate with the gain.

Happy CNY to Koon Koon

Cadbury also come by with plenty of allegations, but there is no one can stop Cadbury from capturing the more market shares, they should try to improve their product instead of making cheap publicity

All extract from the annual report but what did you understand the whole process that matter the most

I would never like pure cocoa powder, as long as it is readily to be eaten without much hassle. There is plenty of poor quality chocolate in the market, especially those brand that ridicule me the most trying hard to fake the consumers, in the end the Australia chocolate spread still taste the best Nutella, price? A bottle of 350gms for 15.00, and it is high quality as it is imported directly from the country origin.

If you want to buy more cocoa content why not go for pure cocoa powder which is 100% and it taste bitter like coffee and also the many problem come with over consumption of cocoa like insomnia etc, as I state earlier, the chocolate that taste best in the mouth come first, btw the Cadbury offer many favor for the same price tag and my kids love all of them.

Btw Cadbury give special price at 5.50 now for 180 gms Cocoa bar
Which is very attractive promotion
I don't care the cocoa content claimed by them as long as the chocolate taste good in my mouth it get my money

My kids only eat the best chocolate in the world
It can be very picky among brands

I only buy Cadbury chocolate
Tudor gold poor quality Palm oil mass who want to eat

How to invest in foreign company

It may be enough to reform the education itself
Instead of scholarship it is better to follow the western culture
Make it a private class and learn the required skill instead of making most A's out of all

i had no idea how much good student can be brought with 4 billions USD

So now
JPA cancelled
MARA cancelled
Koon also cancelled
2016 bad for study
Everyone leave the school and join MCD

Robert can only use the whatsapp conversation to win the courts?
Didn't you know even the wsj or the Swiss cannot make it better.

Robert got to prepare stick and stone now in case Hevea decide to counter attack

But his master not so chicken spirit who like to attack with proxy

Robert want to destroy Rome?
It is a big ambition and he must have learnt the spirit from his master Leonidas

Government fund will buy small cap company?

Leaking privacy in public forum is not a crime
But why Robert so careful about his privacy in a forum
May be Robert want to be the cyber hero aka keyboard warriors who is anonymous

Everytime there is minor price movement
Robert will come back as soon as the speed of light
Btw thank for the entertainment
And the leak has very little impact on the CIMB or the edge standing
So I will not expect they need to write any feed back in regards