lpalani49 : My opnion:-

Your investment pattern is one who is going to retire/retired who is aged around 55-65.

It is a stable mix of growth and dividend.

I personally would tweek MBB more weightage. perhaps around 50-70% when price is low ( if possible use fresh money) Sell off part of TNB when price is high (to replace ur fresh fund used to purchase MBB).

Learn this term : Dollar cost averaging.

Pls note : You cant trade the blue chips and cant be watching the screen and do nothing. So for excitement , it would be nice to buy and sell some volatile shares with a little play money ( just for fun) for short term.

Reits: I am expecting a run up as soon as banks go on recovery mode and economy picks up as people tend to do purchses with physical items for the "feel good" after the pandemic and expect malls uptrend as most investors are not buying in. I expect a decent divided in future ( 2-3 yrs period).

As i like ur diversified shareholdings so ur shareholding strength is stable and not easily affected.

Do expect other views to differ as we gain strength by sharing and seeing other point of views.

calvintaneng : Heloo friend/// heheheh i see u are lying in this counter today!!! Good .. it make u feel alive? Ok ok... shhhhsh I wont tell anyone what a snake u are...

Sorry people, calvintaneng is a very good investor and can read the market like Warren Buffet...

LOL even WArren ask calvintaneng for advise and often buy calvintaneng breakfast by paying RM1 million per session.....

calvintaneng : Heloo friend/// heheheh i see u are lying in this counter today!!! Good .. it make u feel alive? Ok ok... shhhhsh I wont tell anyone what a snake u are...

Sorry people, calvintaneng is a very good investor and can read the market like Warren Buffet...

LOL even WArren ask calvintaneng for advise and often buy calvintaneng breakfast by paying RM1 million per session.....

calvintaneng : Heloo friend/// heheheh i see u are lying in this counter today!!! Good .. it make u feel alive? Ok ok... shhhhsh I wont tell anyone what a snake u are...

Sorry people, calvintaneng is a very good investor and can read the market like Warren Buffet...

LOL even WArren ask calvintaneng for advise and often buy calvintaneng breakfast by paying RM1 million per session.....

calvintaneng : Heloo friend/// heheheh i see u are lying in this counter today!!! Good .. it make u feel alive? Ok ok... shhhhsh I wont tell anyone what a snake u are...

Sorry people, calvintaneng is a very good investor and can read the market like Warren Buffet...

LOL even WArren ask calvintaneng for advise and often buy calvintaneng breakfast by paying RM1 million per session.....

Alan Teh :

I Dont mind sharing. But first let me qualify it stating that ur holdings should vary with ur age and reason and what is ur objective.

Let me also declare that when i was in my 30ties i lost 10 yrs of my earnings ( everything which was invested in stock).

I am thankful for the lessong learned and have used that failure to earn more than 10 times what i lost.

I always advocate dollar cost avaraging, buy more when the price is lower and add a little if it is high.

Never buy "all in" no matter what a fantastic bargain u feel about that big price drop.

As my target is to get a stable dividend and a little of growth shares, my scale is 30% PBB : 60% MBB and 10% in reits/others ( in terms of value ).

Pls do understand due to my losses when i was young , i promised myself never to rely on one single source , but diversified. Why? cos at my age now i cant afford big losses and I do have friends who were rich but due to downturn , they are literally begging their children as dumping their investment ( eg properties will result in more losses )


YMSV ,Your Mileage should vary and I do suggest a start with "adding" when u have more funds and if u feel the prices of blue chips are at the lower end ( pls refer to sifu stkoay analysis, as he is usually more spot on on trends).

But do understand if u invest in blue chips the growth is only 6-10% and lose about 10% in share price.
Penny stock , growth is -100% to 1000% in a matter of months and so will ur losses also.

Betting in casino, u will get 100x in a matter of hours or lose only the money you began with.


So what is ur risk appetite and what is ur motive is a better guide, only u can give the best answer as following blindly will result in unexpected endings.

And i will end with this disclaimer: do ur own due deligence and i have forwarded my opinion and i am NOT a financial adviser.

And a warning about Calvintaneng and supersinginvestor who only lies and are unreliable.

Cslee1215 very funny

calvintaneng is another snake... I will sell all at the lowest price and i will show it on the board IF this snake can show me he has made a few millions form Bursa ( under his own name).. else listen calvintaneng .. * i just bought MBB 1000k shares just now.. and i will top up another 1000k at closing* wink wink* ( i am lying just like snake calvintaneng

calvintaneng is another snake... I will sell all at the lowest price and i will show it on the board IF this snake can show me he has made a few millions form Bursa ( under his own name).. else listen calvintaneng .. * i just bought MBB 1000k shares just now.. and i will top up another 1000k at closing* wink wink* ( i am lying just like snake calvintaneng

calvintaneng is another snake... I will sell all at the lowest price and i will show it on the board IF this snake can show me he has made a few millions form Bursa ( under his own name).. else listen calvintaneng .. * i just bought MBB 1000k shares just now.. and i will top up another 1000k at closing* wink wink* ( i am lying just like snake calvintaneng

calvintaneng is another snake... I will sell all at the lowest price and i will show it on the board IF this snake can show me he has made a few millions form Bursa ( under his own name).. else listen calvintaneng .. * i just bought MBB 1000k shares just now.. and i will top up another 1000k at closing* wink wink* ( i am lying just like snake calvintaneng

calvintaneng is another snake... I will sell all at the lowest price and i will show it on the board IF this snake can show me he has made a few millions form Bursa ( under his own name).. else listen calvintaneng .. * i just bought MBB 1000k shares just now.. and i will top up another 1000k at closing* wink wink* ( i am lying just like snake calvintaneng

calvintaneng is another snake... I will sell all at the lowest price and i will show it on the board IF this snake can show me he has made a few millions form Bursa ( under his own name).. else listen calvintaneng .. * i just bought MBB 1000k shares just now.. and i will top up another 1000k at closing* wink wink* ( i am lying just like snake calvintaneng

calvintaneng perhaps sells his underwear already... so cant prove anything... what a joke/

calvintaneng is another snake... I will sell all at the lowest price and i will show it on the board IF this snake can show me he has made a few millions form Bursa ( under his own name).. else listen calvintaneng .. * i just bought MBB 1000k shares just now.. and i will top up another 1000k at closing* wink wink* ( i am lying just like snake calvintaneng

Note :-

Theedge

KUALA LUMPUR (Dec 10): Serba Dinamik Holdings Bhd's wholly-owned indirect subsidiary SD International Sukuk Ltd is reported to have defaulted on the latter's US$7 million (about RM29.53 million) semi-annual coupon payment on the outstanding US$222 million senior Islamic bond or sukuk issued by SD International, according to Malaysian Rating Corp Bhd (MARC) analysts.


Just proving a point

lol.. sifu stkoay, i read you r comments all the while.

My opinion is still :
1. Buy staggered .. if cheaper buy more , price high buy a bit. ( dollar cost averaging). Price can and will shoot up (20-40 sen) once economic growth is confirmed.
3.Negative views due to penyu usually wrong choice & misdirected policy ( mara etc) wont be great for MBB ( as reminded by Nazir recently).
4. As gov has tasted cukai makmur/tax they will not let it go easily else not much money to songlap
5.My very conservative estimate of years high is around 8.25-8.40
6. No better buy than MBB , so not much you can lose although the odds are stacked against MBB,
when compared to fixed price/epf/mutual funds/property and other safe investments
* disclaimer .. some investments might get u better returns, but it is just being lucky with some negative returns..

In conclusion, i can sleep comfortable and expect a decent dividend as I have decided to retire and dont want to risk any big losses. With MBB & PBB i can live comfortably and dont have to worry about price swings and limits downs ( read Serbuk, SCId etc.

Salut numba1 and numba2 and sifu Stkoay for your insights and knowledge and you proven successful strategy of buying MBB and thus gives us confidence to "buy and never sell" attitude.

Last but not least, i also congratulate you for shutting down snake supersing as he lost his bet and u have a snapshot of his remark whick he can never delete forever.

Again , Thank you sifu stkoay

sifu stkoay very very very snmart, can trap the the snaky supersingh

jaya26: supersinginvestor is a lying dog.. and he is worthless.

Acid test: if he can predict the market so well, ...mmmm... then where is the proof?.. how much has he made in bursa?

Sifu stkoay has made it and have shown his shareholding.. can the lying dog supersinginvestor do so too?...

supersinginvestor only lies with every comment.

Well, i also can...
(I had dinner with Warren Buffet and he was asking my opinion on renewable energy and about the the next share purchase.. .. he wanted to pay me RM1 billion in commision, but i refused.. )

If u guys guys beleive supersinginvestor u have to believe me too...


Hahahahahahahahahahahahahhahahahahhaha

funny snakes.. like i said i buy and never sell..... if price drop. i thank you cos can add more if price maintain ( i add a bit).. if price too high ( i just watch and be happy)... so which way also i win.... and it shows in my holding and increase in value since my lasy topup.

So i see snakes jealous of my winning and drop 2% cry mother cry father.. if cannot stand the drop. sell and keep in fixed deposit or under bed.

NAd snakes like supersinginvestor only talk , never show proof of any win... only thibg they can show is just hot air... and behave like they are too smart.. but own nothing......

and i can prove it.

So loser supersinginvestor talk too much and have nothing t o show///

supersinginvestor deletes his post always... very snaky!

supersinginvestor is a snake disguise as if giving advce mixed with lies.. so be careful guys!!!

so sneky a snake... so be very careful

Snake supersinginvestor told me he doesnt old any share in utdplt.. he only wants to act like a bowse,,,, lol..... funny

Addreess snakes KClow/supersinginvestor snake sifu.... as they are always snake liar...yes

Snake supersinginvestor is a snake.

Then i will addreess snakes KClow/supersinginvestoras sifu.... else they are always snake liar...yes

Snake supersinginvestoras is a snake. hahaha

Then i will addreess snakes KClow/supersinginvestoras sifu.... else they are always snake liar...yes

Snake supersinginvestoras is a snake. hahaha

Snake supersinginvestoras: where are you?

KClow/supersinginvestor both jealous...cos cant prove they are smart, so they lie and lie and no balls to show how successful they are.. so next comment from them, they have to prove their success....else shut the f*** up.

After my purchases ( which is not much) ...perhaps these liars can show how many MBB share they own than ikan bilis me perhaps?

Then i will addreess snakes KClow/supersinginvestoras sifu.... else they are always snake liar...yes

Snake supersinginvestoras is a snake. hahaha

KClow is supersinginvestor duplicte both are snakes.... and lies no end... so how many more snakes around?

Not like some snaes here, who talk a lot, but useless, cos cannot show how much they accumulated in bursa...


never rust a ta fei kei snake like supersingh

Long term holders .. what more do i have to say... i dont mnd price go up or down,

Price Down means buy more topup , up means just keep smiling and never sell

supersinginvestor : stop being a snake, when i am buying with cash, only snakes feels price must be up.


As i do dollar cost averaging, the lower the better, i am more happy when price drops to buy, cos i havent sold since 2020 when i started buying banks/

SO who believe in snakey sing ,p;ease do, i want to watch the fun

...or the other snake supersing

Jaya seem level headed, .. i think if u guys follow Jaya would stand a better chance than that loser calvin

Buy only if price is right....and i will tell u guys when i do it... not like some ball less ass who cant even talk without snaking

Makmur or no makmur, i never sell, i only buy,,.... waiting for my Janunary expiry of ahem ahem....

stkoay : lol.. the loser snake calvin... maybe calvin can prove how much he made by being so smart, perhaps he can do a sell quote on any of his major shareholding during break period.. then i will admit Calvin very smart....

Only if he beats stkoay in share value ........ calvin want to accept the chllenge or just want to snake people into believing u can track the market?

Calvin another snake in the making, just like supersingh liar.

supersinginvestor keep on snakeing and lying....

good that u are upset of me... anyways , u dont have a maid thats whay u always want to ta fei kei.... losers and snake all in one is this sing

How to spot a laying sing:

MBB losing to RHB... then sell MBB buy RHB .

Why is lying supersinginvestor here ?

so he can keep lying and have fun... if u see sing and snake, .. u know the rest.

ONLY MBB supporters will comment here, and negatve omments just because snakes are jealous.

AS my average price is lower then MBB now. wating for oppurtunity to top up.

Wonder asTOPGLOVE has better eps but still here in MBB?.. only snakes

supersinginvestor is lying , cos why is he here in MBB when he likes PBB... so not trust a iar.

He doesnt own any MBB or PBB...

cos he cant place a buy or sell order during post trading session from 4.45 to 4.50pm....

to prove ownership....

why? cos all his money is spent on boys

singh alwas deletes his tweets ... as he lies continously... so be warned

supersinginvestor will ask ypu to shake his balls ...


never trust a backholer

dont believe that liar supersinginvestor.

He cheats and lies about everything.

He is a sing with a a ta fei ki fetish and he likes to do it with guys. so be careful with the back hole

InvestorX : i am ok with a price drop, as can top up more in my January purchases.

When it was 8.30, none of use sold, so if 8.00 no will will sell.
AT 7.80 not one of us will sell.

We only buy and glad didnt buy a lot when it was at 8.10 to 8.15... if drop more add more and more.

Just my style.

Those who didnt buy a lot should start to accumulate from now ,

BUT be warned that u have to hold for mid to long term and not suitable for those trying to profit from volatality or for short term.

*Not enough info on Ro and morbidity,..
*opportunity to buy

Pfizer and BioNTech said that if necessary they expect to be able to ship a new vaccine tailored to the emerging variant in approximately 100 days.

https://www.reuters.com/business/healthcare-pharmaceuticals/biontech-says-expect-more-data-new-variant-2-weeks-2021-11-26/

I forsee another big potential issue ( good /bad? )

Naseeb proposing tiered epf interest.

To balance that sweet spot , some will withdraw (seniors) and epf will sell to rebalance.

Seniors might invest in bursa?

Some will shift to better US/Singapore reits/ stock.

But something is brewing.

Just a friendly reminder: This Thursday QR will be released ( most probably ) for MBB & PBB..

..and thr profit (PBT) and Revenue will be extremly good... just wait for it.

sifu stkoay: noted with thanks..

Actually major shareholders selling or buying does not really effect the shares much as they tend to trend higher or lower as the market perceive on economic factors. As i have said before ( and it does happens in a gov backed entity) the shares change hands among themselves as to give it volume and it also gives it an aura of a vibrant & actively stock. This makes foreign /local fund to pick some of it up.

They got this idea of inter trading with different names form the very best of mara dropouts where they award projects among themselves and er marked it as "direct award" and priced higher so that
chosen majority reap big profits.

That analysis was actually directed to those people who was so fixated with epf/kpap/tb buy sell and make off the cuff remarks without doing any homework as they learn from historical price movements.

I have done a study too but it was some years back.

Thanks sifu stkoay for taking it seriously .

PNB,YPB and EPF are bug funds who got a lot money and their hands itchy cos they employ mara graduates to handle their funds.

SO , you have three choices;

1> Follow and sell cos u think they are smart

2>or do opposite cos u think they are dumb

3> do nothing.

Better option? study records for the past few years and see trend after their buy or sell,. If u can do that you will be making millions,
If u cant spot any trend.

But if lazy, ......... no cure, u can demand for 51% of profits made by epf

I think it's time for them to prove they really are investors by asking them to do a pre opening sell and a specif quantity before we shouuld answer them. That ways , those who cant prove ownerships should be provoked with more silly responses. Like if the say epf selling, i am going to advice them that maybe epf alll in into bitkoin. LOL

ANd ask them sell all and gamble in casino to double up!! then watch the fun/

perhaps ask them to sell MBB and buy gloves,!!


hehehehe more fun this way