[PBBANK] QoQ Annualized Quarter Result on 31-Mar-2014 [#1]

Announcement Date
21-Apr-2014
Admission Sponsor
-
Sponsor
-
Financial Year
31-Dec-2014
Quarter
31-Mar-2014 [#1]
Profit Trend
QoQ- 0.07%
YoY- 5.02%
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Annualized Quarter Result
31/12/14 30/09/14 30/06/14 31/03/14 31/12/13 30/09/13 30/06/13 CAGR
Revenue 16,860,071 16,441,981 16,014,956 15,793,508 15,264,300 15,127,502 14,952,170 8.31%
PBT 5,814,255 5,662,636 5,389,588 5,308,400 5,309,984 5,291,597 5,221,068 7.41%
Tax -1,250,915 -1,266,637 -1,199,858 -1,200,268 -1,204,342 -1,197,502 -1,194,650 3.10%
NP 4,563,340 4,395,998 4,189,730 4,108,132 4,105,642 4,094,094 4,026,418 8.67%
-
NP to SH 4,518,830 4,353,132 4,146,656 4,067,728 4,064,683 4,052,088 3,983,612 8.74%
-
Tax Rate 21.51% 22.37% 22.26% 22.61% 22.68% 22.63% 22.88% -
Total Cost 12,296,731 12,045,982 11,825,226 11,685,376 11,158,658 11,033,408 10,925,752 8.17%
-
Net Worth 28,024,793 25,887,612 21,432,326 20,387,314 20,424,279 19,274,851 18,987,476 29.54%
Dividend
31/12/14 30/09/14 30/06/14 31/03/14 31/12/13 30/09/13 30/06/13 CAGR
Div 2,085,206 1,146,092 1,611,031 - 1,821,157 1,027,263 1,541,049 22.26%
Div Payout % 46.14% 26.33% 38.85% - 44.80% 25.35% 38.68% -
Equity
31/12/14 30/09/14 30/06/14 31/03/14 31/12/13 30/09/13 30/06/13 CAGR
Net Worth 28,024,793 25,887,612 21,432,326 20,387,314 20,424,279 19,274,851 18,987,476 29.54%
NOSH 3,882,138 3,882,138 3,502,243 3,501,831 3,502,225 3,502,035 3,502,384 7.08%
Ratio Analysis
31/12/14 30/09/14 30/06/14 31/03/14 31/12/13 30/09/13 30/06/13 CAGR
NP Margin 27.07% 26.74% 26.16% 26.01% 26.90% 27.06% 26.93% -
ROE 16.12% 16.82% 19.35% 19.95% 19.90% 21.02% 20.98% -
Per Share
31/12/14 30/09/14 30/06/14 31/03/14 31/12/13 30/09/13 30/06/13 CAGR
RPS 436.62 439.95 457.28 451.01 435.85 431.96 426.91 1.50%
EPS 123.74 121.55 118.40 116.16 116.06 115.71 113.74 5.76%
DPS 54.00 30.67 46.00 0.00 52.00 29.33 44.00 14.58%
NAPS 7.2575 6.9269 6.1196 5.8219 5.8318 5.5039 5.4213 21.40%
Adjusted Per Share Value based on latest NOSH - 3,501,831
31/12/14 30/09/14 30/06/14 31/03/14 31/12/13 30/09/13 30/06/13 CAGR
RPS 86.86 84.71 82.51 81.36 78.64 77.93 77.03 8.31%
EPS 23.28 22.43 21.36 20.96 20.94 20.88 20.52 8.75%
DPS 10.74 5.90 8.30 0.00 9.38 5.29 7.94 22.24%
NAPS 1.4438 1.3337 1.1042 1.0503 1.0522 0.993 0.9782 29.54%
Price Multiplier on Financial Quarter End Date
31/12/14 30/09/14 30/06/14 31/03/14 31/12/13 30/09/13 30/06/13 CAGR
Date 31/12/14 30/09/14 30/06/14 31/03/14 31/12/13 30/09/13 28/06/13 -
Price 18.30 18.90 19.58 19.16 19.40 17.74 16.94 -
P/RPS 4.19 4.30 4.28 4.25 4.45 4.11 3.97 3.65%
P/EPS 15.64 16.23 16.54 16.49 16.72 15.33 14.89 3.32%
EY 6.39 6.16 6.05 6.06 5.98 6.52 6.71 -3.19%
DY 2.95 1.62 2.35 0.00 2.68 1.65 2.60 8.75%
P/NAPS 2.52 2.73 3.20 3.29 3.33 3.22 3.12 -13.23%
Price Multiplier on Announcement Date
31/12/14 30/09/14 30/06/14 31/03/14 31/12/13 30/09/13 30/06/13 CAGR
Date 05/02/15 23/10/14 24/07/14 21/04/14 05/02/14 22/10/13 23/07/13 -
Price 18.44 18.62 20.00 20.20 19.06 18.50 17.10 -
P/RPS 4.22 4.23 4.37 4.48 4.37 4.28 4.01 3.45%
P/EPS 15.76 15.99 16.89 17.39 16.42 15.99 15.03 3.20%
EY 6.35 6.26 5.92 5.75 6.09 6.25 6.65 -3.02%
DY 2.93 1.65 2.30 0.00 2.73 1.59 2.57 9.10%
P/NAPS 2.54 2.69 3.27 3.47 3.27 3.36 3.15 -13.33%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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