[PBBANK] QoQ Annualized Quarter Result on 31-Mar-2022 [#1]

Announcement Date
30-May-2022
Admission Sponsor
-
Sponsor
-
Financial Year
31-Dec-2022
Quarter
31-Mar-2022 [#1]
Profit Trend
QoQ- -1.1%
YoY- -8.59%
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Annualized Quarter Result
31/12/22 30/09/22 30/06/22 31/03/22 31/12/21 30/09/21 30/06/21 CAGR
Revenue 21,426,926 20,485,354 19,721,820 19,548,896 19,622,502 19,685,166 19,903,582 5.02%
PBT 8,831,050 8,413,477 8,045,806 8,001,096 7,366,575 7,413,885 7,588,696 10.60%
Tax -2,661,423 -2,481,989 -2,357,072 -2,349,832 -1,636,698 -1,638,828 -1,687,106 35.40%
NP 6,169,627 5,931,488 5,688,734 5,651,264 5,729,877 5,775,057 5,901,590 2.99%
-
NP to SH 6,119,499 5,874,429 5,631,022 5,594,220 5,656,531 5,700,933 5,828,696 3.28%
-
Tax Rate 30.14% 29.50% 29.30% 29.37% 22.22% 22.10% 22.23% -
Total Cost 15,257,299 14,553,866 14,033,086 13,897,632 13,892,625 13,910,109 14,001,992 5.87%
-
Net Worth 50,178,577 49,213,866 49,097,405 47,990,993 48,161,807 46,991,345 47,286,386 4.02%
Dividend
31/12/22 30/09/22 30/06/22 31/03/22 31/12/21 30/09/21 30/06/21 CAGR
Div 3,299,817 3,105,710 3,105,710 - 2,950,425 1,941,069 2,911,603 8.67%
Div Payout % 53.92% 52.87% 55.15% - 52.16% 34.05% 49.95% -
Equity
31/12/22 30/09/22 30/06/22 31/03/22 31/12/21 30/09/21 30/06/21 CAGR
Net Worth 50,178,577 49,213,866 49,097,405 47,990,993 48,161,807 46,991,345 47,286,386 4.02%
NOSH 19,410,691 19,410,691 19,410,691 19,410,691 19,410,691 19,410,691 19,410,691 0.00%
Ratio Analysis
31/12/22 30/09/22 30/06/22 31/03/22 31/12/21 30/09/21 30/06/21 CAGR
NP Margin 28.79% 28.95% 28.84% 28.91% 29.20% 29.34% 29.65% -
ROE 12.20% 11.94% 11.47% 11.66% 11.74% 12.13% 12.33% -
Per Share
31/12/22 30/09/22 30/06/22 31/03/22 31/12/21 30/09/21 30/06/21 CAGR
RPS 110.39 105.54 101.60 100.71 101.09 101.41 102.54 5.02%
EPS 31.53 30.27 29.00 28.84 29.14 29.37 30.02 3.31%
DPS 17.00 16.00 16.00 0.00 15.20 10.00 15.00 8.67%
NAPS 2.5851 2.5354 2.5294 2.4724 2.4812 2.4209 2.4361 4.02%
Adjusted Per Share Value based on latest NOSH - 19,410,691
31/12/22 30/09/22 30/06/22 31/03/22 31/12/21 30/09/21 30/06/21 CAGR
RPS 110.39 105.54 101.60 100.71 101.09 101.41 102.54 5.02%
EPS 31.53 30.27 29.00 28.84 29.14 29.37 30.02 3.31%
DPS 17.00 16.00 16.00 0.00 15.20 10.00 15.00 8.67%
NAPS 2.5851 2.5354 2.5294 2.4724 2.4812 2.4209 2.4361 4.02%
Price Multiplier on Financial Quarter End Date
31/12/22 30/09/22 30/06/22 31/03/22 31/12/21 30/09/21 30/06/21 CAGR
Date 30/12/22 30/09/22 30/06/22 31/03/22 31/12/21 30/09/21 30/06/21 -
Price 4.32 4.23 4.37 4.67 4.16 4.07 4.11 -
P/RPS 3.91 4.01 4.30 4.64 4.12 4.01 4.01 -1.66%
P/EPS 13.70 13.98 15.06 16.20 14.28 13.86 13.69 0.04%
EY 7.30 7.15 6.64 6.17 7.01 7.22 7.31 -0.09%
DY 3.94 3.78 3.66 0.00 3.65 2.46 3.65 5.21%
P/NAPS 1.67 1.67 1.73 1.89 1.68 1.68 1.69 -0.78%
Price Multiplier on Announcement Date
31/12/22 30/09/22 30/06/22 31/03/22 31/12/21 30/09/21 30/06/21 CAGR
Date 27/02/23 30/11/22 29/08/22 30/05/22 25/02/22 29/11/21 27/08/21 -
Price 4.15 4.50 4.63 4.59 4.38 3.96 4.18 -
P/RPS 3.76 4.26 4.56 4.56 4.33 3.90 4.08 -5.28%
P/EPS 13.16 14.87 15.96 15.93 15.03 13.48 13.92 -3.66%
EY 7.60 6.73 6.27 6.28 6.65 7.42 7.18 3.85%
DY 4.10 3.56 3.46 0.00 3.47 2.53 3.59 9.23%
P/NAPS 1.61 1.77 1.83 1.86 1.77 1.64 1.72 -4.29%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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