[PBBANK] QoQ TTM Result on 30-Jun-2015 [#2]

Announcement Date
30-Jul-2015
Admission Sponsor
-
Sponsor
-
Financial Year
31-Dec-2015
Quarter
30-Jun-2015 [#2]
Profit Trend
QoQ- 3.0%
YoY- 16.1%
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TTM Result
31/03/16 31/12/15 30/09/15 30/06/15 31/03/15 31/12/14 30/09/14 CAGR
Revenue 19,588,548 19,181,550 18,781,089 18,190,574 17,511,997 16,860,071 16,250,159 13.25%
PBT 6,654,275 6,491,395 6,200,897 6,139,286 5,975,833 5,814,255 5,588,263 12.33%
Tax -1,472,178 -1,370,156 -1,320,488 -1,273,708 -1,255,324 -1,250,915 -1,256,193 11.14%
NP 5,182,097 5,121,239 4,880,409 4,865,578 4,720,509 4,563,340 4,332,070 12.67%
-
NP to SH 5,120,423 5,062,152 4,823,705 4,813,831 4,673,417 4,518,830 4,290,466 12.50%
-
Tax Rate 22.12% 21.11% 21.30% 20.75% 21.01% 21.51% 22.48% -
Total Cost 14,406,451 14,060,311 13,900,680 13,324,996 12,791,488 12,296,731 11,918,089 13.46%
-
Net Worth 31,111,671 31,230,991 29,640,055 29,322,255 28,091,211 28,024,793 25,887,612 13.02%
Dividend
31/03/16 31/12/15 30/09/15 30/06/15 31/03/15 31/12/14 30/09/14 CAGR
Div 2,162,539 2,162,436 2,123,821 2,123,821 2,002,670 2,002,670 1,856,085 10.71%
Div Payout % 42.23% 42.72% 44.03% 44.12% 42.85% 44.32% 43.26% -
Equity
31/03/16 31/12/15 30/09/15 30/06/15 31/03/15 31/12/14 30/09/14 CAGR
Net Worth 31,111,671 31,230,991 29,640,055 29,322,255 28,091,211 28,024,793 25,887,612 13.02%
NOSH 3,882,138 3,882,138 3,882,138 3,882,138 3,882,138 3,882,138 3,882,138 0.00%
Ratio Analysis
31/03/16 31/12/15 30/09/15 30/06/15 31/03/15 31/12/14 30/09/14 CAGR
NP Margin 26.45% 26.70% 25.99% 26.75% 26.96% 27.07% 26.66% -
ROE 16.46% 16.21% 16.27% 16.42% 16.64% 16.12% 16.57% -
Per Share
31/03/16 31/12/15 30/09/15 30/06/15 31/03/15 31/12/14 30/09/14 CAGR
RPS 507.28 496.74 486.37 471.08 453.50 436.62 434.82 10.81%
EPS 132.60 131.09 124.92 124.66 121.03 117.02 114.80 10.07%
DPS 56.00 56.00 55.00 55.00 51.86 51.86 49.66 8.33%
NAPS 8.0569 8.0878 7.6758 7.5935 7.2747 7.2575 6.9269 10.58%
Adjusted Per Share Value based on latest NOSH - 3,882,138
31/03/16 31/12/15 30/09/15 30/06/15 31/03/15 31/12/14 30/09/14 CAGR
RPS 100.92 98.82 96.76 93.71 90.22 86.86 83.72 13.25%
EPS 26.38 26.08 24.85 24.80 24.08 23.28 22.10 12.51%
DPS 11.14 11.14 10.94 10.94 10.32 10.32 9.56 10.72%
NAPS 1.6028 1.609 1.527 1.5106 1.4472 1.4438 1.3337 13.02%
Price Multiplier on Financial Quarter End Date
31/03/16 31/12/15 30/09/15 30/06/15 31/03/15 31/12/14 30/09/14 CAGR
Date 31/03/16 31/12/15 30/09/15 30/06/15 31/03/15 31/12/14 30/09/14 -
Price 18.78 18.52 17.52 18.72 18.88 18.30 18.90 -
P/RPS 3.70 3.73 3.60 3.97 4.16 4.19 4.35 -10.21%
P/EPS 14.16 14.13 14.03 15.02 15.60 15.64 16.46 -9.53%
EY 7.06 7.08 7.13 6.66 6.41 6.39 6.07 10.58%
DY 2.98 3.02 3.14 2.94 2.75 2.83 2.63 8.67%
P/NAPS 2.33 2.29 2.28 2.47 2.60 2.52 2.73 -10.01%
Price Multiplier on Announcement Date
31/03/16 31/12/15 30/09/15 30/06/15 31/03/15 31/12/14 30/09/14 CAGR
Date 20/04/16 03/02/16 22/10/15 30/07/15 20/04/15 05/02/15 23/10/14 -
Price 19.02 18.38 18.64 18.88 19.60 18.44 18.62 -
P/RPS 3.75 3.70 3.83 4.01 4.32 4.22 4.28 -8.42%
P/EPS 14.34 14.02 14.92 15.14 16.19 15.76 16.22 -7.87%
EY 6.97 7.13 6.70 6.60 6.17 6.35 6.17 8.45%
DY 2.94 3.05 2.95 2.91 2.65 2.81 2.67 6.62%
P/NAPS 2.36 2.27 2.43 2.49 2.69 2.54 2.69 -8.34%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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