[PBBANK] QoQ TTM Result on 30-Sep-2003 [#3]

Announcement Date
27-Oct-2003
Admission Sponsor
-
Sponsor
-
Financial Year
31-Dec-2003
Quarter
30-Sep-2003 [#3]
Profit Trend
QoQ- 9.49%
YoY- 20.15%
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TTM Result
30/06/04 31/03/04 31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 CAGR
Revenue 4,564,115 4,442,869 4,318,113 4,270,263 4,194,985 4,127,636 4,058,727 8.14%
PBT 1,658,196 1,549,869 1,446,898 1,371,680 1,303,083 1,269,394 1,271,065 19.41%
Tax -490,652 -455,792 -449,648 -458,681 -469,255 -482,425 -501,941 -1.50%
NP 1,167,544 1,094,077 997,250 912,999 833,828 786,969 769,124 32.11%
-
NP to SH 1,167,544 1,094,077 997,250 912,999 833,828 786,969 769,124 32.11%
-
Tax Rate 29.59% 29.41% 31.08% 33.44% 36.01% 38.00% 39.49% -
Total Cost 3,396,571 3,348,792 3,320,863 3,357,264 3,361,157 3,340,667 3,289,603 2.15%
-
Net Worth 8,078,242 6,349,853 6,407,933 6,313,228 4,707,148 4,629,016 4,625,446 45.07%
Dividend
30/06/04 31/03/04 31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 CAGR
Div 1,409,745 1,409,745 1,409,745 416,290 416,290 416,290 416,290 125.67%
Div Payout % 120.74% 128.85% 141.36% 45.60% 49.93% 52.90% 54.13% -
Equity
30/06/04 31/03/04 31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 CAGR
Net Worth 8,078,242 6,349,853 6,407,933 6,313,228 4,707,148 4,629,016 4,625,446 45.07%
NOSH 3,227,553 6,349,853 6,407,933 6,313,228 4,707,148 4,629,016 4,625,446 -21.34%
Ratio Analysis
30/06/04 31/03/04 31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 CAGR
NP Margin 25.58% 24.63% 23.09% 21.38% 19.88% 19.07% 18.95% -
ROE 14.45% 17.23% 15.56% 14.46% 17.71% 17.00% 16.63% -
Per Share
30/06/04 31/03/04 31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 CAGR
RPS 141.41 69.97 67.39 67.64 89.12 89.17 87.75 37.49%
EPS 36.17 17.23 15.56 14.46 17.71 17.00 16.63 67.94%
DPS 43.68 22.20 22.00 6.59 8.84 8.99 9.00 186.93%
NAPS 2.5029 1.00 1.00 1.00 1.00 1.00 1.00 84.44%
Adjusted Per Share Value based on latest NOSH - 6,313,228
30/06/04 31/03/04 31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 CAGR
RPS 23.51 22.88 22.24 21.99 21.61 21.26 20.90 8.16%
EPS 6.01 5.63 5.14 4.70 4.29 4.05 3.96 32.09%
DPS 7.26 7.26 7.26 2.14 2.14 2.14 2.14 125.94%
NAPS 0.416 0.327 0.33 0.3251 0.2424 0.2384 0.2382 45.07%
Price Multiplier on Financial Quarter End Date
30/06/04 31/03/04 31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 CAGR
Date 30/06/04 31/03/04 31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 -
Price 6.05 6.20 5.66 4.66 5.20 4.52 4.54 -
P/RPS 4.28 8.86 8.40 6.89 5.83 5.07 5.17 -11.84%
P/EPS 16.72 35.98 36.37 32.22 29.36 26.59 27.30 -27.90%
EY 5.98 2.78 2.75 3.10 3.41 3.76 3.66 38.76%
DY 7.22 3.58 3.89 1.42 1.70 1.99 1.98 137.09%
P/NAPS 2.42 6.20 5.66 4.66 5.20 4.52 4.54 -34.28%
Price Multiplier on Announcement Date
30/06/04 31/03/04 31/12/03 30/09/03 30/06/03 31/03/03 31/12/02 CAGR
Date 22/07/04 21/04/04 11/02/04 27/10/03 11/08/03 05/05/03 06/02/03 -
Price 6.10 5.98 6.04 5.08 4.44 4.40 4.62 -
P/RPS 4.31 8.55 8.96 7.51 4.98 4.93 5.27 -12.55%
P/EPS 16.86 34.71 38.81 35.13 25.06 25.88 27.78 -28.33%
EY 5.93 2.88 2.58 2.85 3.99 3.86 3.60 39.51%
DY 7.16 3.71 3.64 1.30 1.99 2.04 1.95 138.19%
P/NAPS 2.44 5.98 6.04 5.08 4.44 4.40 4.62 -34.68%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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