[PBBANK] QoQ TTM Result on 31-Dec-2003 [#4]

Announcement Date
11-Feb-2004
Admission Sponsor
-
Sponsor
-
Financial Year
31-Dec-2003
Quarter
31-Dec-2003 [#4]
Profit Trend
QoQ- 9.23%
YoY- 29.66%
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TTM Result
30/09/04 30/06/04 31/03/04 31/12/03 30/09/03 30/06/03 31/03/03 CAGR
Revenue 4,731,999 4,564,115 4,442,869 4,318,113 4,270,263 4,194,985 4,127,636 9.51%
PBT 1,748,091 1,658,196 1,549,869 1,446,898 1,371,680 1,303,083 1,269,394 23.70%
Tax -530,670 -490,652 -455,792 -449,648 -458,681 -469,255 -482,425 6.54%
NP 1,217,421 1,167,544 1,094,077 997,250 912,999 833,828 786,969 33.65%
-
NP to SH 1,217,421 1,167,544 1,094,077 997,250 912,999 833,828 786,969 33.65%
-
Tax Rate 30.36% 29.59% 29.41% 31.08% 33.44% 36.01% 38.00% -
Total Cost 3,514,578 3,396,571 3,348,792 3,320,863 3,357,264 3,361,157 3,340,667 3.43%
-
Net Worth 8,308,726 8,078,242 6,349,853 6,407,933 6,313,228 4,707,148 4,629,016 47.53%
Dividend
30/09/04 30/06/04 31/03/04 31/12/03 30/09/03 30/06/03 31/03/03 CAGR
Div 2,700,671 1,409,745 1,409,745 1,409,745 416,290 416,290 416,290 246.66%
Div Payout % 221.84% 120.74% 128.85% 141.36% 45.60% 49.93% 52.90% -
Equity
30/09/04 30/06/04 31/03/04 31/12/03 30/09/03 30/06/03 31/03/03 CAGR
Net Worth 8,308,726 8,078,242 6,349,853 6,407,933 6,313,228 4,707,148 4,629,016 47.53%
NOSH 3,227,316 3,227,553 6,349,853 6,407,933 6,313,228 4,707,148 4,629,016 -21.32%
Ratio Analysis
30/09/04 30/06/04 31/03/04 31/12/03 30/09/03 30/06/03 31/03/03 CAGR
NP Margin 25.73% 25.58% 24.63% 23.09% 21.38% 19.88% 19.07% -
ROE 14.65% 14.45% 17.23% 15.56% 14.46% 17.71% 17.00% -
Per Share
30/09/04 30/06/04 31/03/04 31/12/03 30/09/03 30/06/03 31/03/03 CAGR
RPS 146.62 141.41 69.97 67.39 67.64 89.12 89.17 39.18%
EPS 37.72 36.17 17.23 15.56 14.46 17.71 17.00 69.87%
DPS 83.68 43.68 22.20 22.00 6.59 8.84 8.99 340.70%
NAPS 2.5745 2.5029 1.00 1.00 1.00 1.00 1.00 87.51%
Adjusted Per Share Value based on latest NOSH - 6,407,933
30/09/04 30/06/04 31/03/04 31/12/03 30/09/03 30/06/03 31/03/03 CAGR
RPS 24.37 23.51 22.88 22.24 21.99 21.61 21.26 9.50%
EPS 6.27 6.01 5.63 5.14 4.70 4.29 4.05 33.71%
DPS 13.91 7.26 7.26 7.26 2.14 2.14 2.14 247.10%
NAPS 0.4279 0.416 0.327 0.33 0.3251 0.2424 0.2384 47.53%
Price Multiplier on Financial Quarter End Date
30/09/04 30/06/04 31/03/04 31/12/03 30/09/03 30/06/03 31/03/03 CAGR
Date 30/09/04 30/06/04 31/03/04 31/12/03 30/09/03 30/06/03 31/03/03 -
Price 6.35 6.05 6.20 5.66 4.66 5.20 4.52 -
P/RPS 4.33 4.28 8.86 8.40 6.89 5.83 5.07 -9.95%
P/EPS 16.83 16.72 35.98 36.37 32.22 29.36 26.59 -26.21%
EY 5.94 5.98 2.78 2.75 3.10 3.41 3.76 35.53%
DY 13.18 7.22 3.58 3.89 1.42 1.70 1.99 251.46%
P/NAPS 2.47 2.42 6.20 5.66 4.66 5.20 4.52 -33.08%
Price Multiplier on Announcement Date
30/09/04 30/06/04 31/03/04 31/12/03 30/09/03 30/06/03 31/03/03 CAGR
Date 25/10/04 22/07/04 21/04/04 11/02/04 27/10/03 11/08/03 05/05/03 -
Price 6.40 6.10 5.98 6.04 5.08 4.44 4.40 -
P/RPS 4.36 4.31 8.55 8.96 7.51 4.98 4.93 -7.84%
P/EPS 16.97 16.86 34.71 38.81 35.13 25.06 25.88 -24.46%
EY 5.89 5.93 2.88 2.58 2.85 3.99 3.86 32.43%
DY 13.08 7.16 3.71 3.64 1.30 1.99 2.04 243.96%
P/NAPS 2.49 2.44 5.98 6.04 5.08 4.44 4.40 -31.51%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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