[HLBANK] QoQ TTM Result on 30-Sep-2001 [#1]

Announcement Date
17-Oct-2001
Admission Sponsor
-
Sponsor
-
Financial Year
30-Jun-2002
Quarter
30-Sep-2001 [#1]
Profit Trend
QoQ- 0.86%
YoY- -18.26%
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TTM Result
30/06/02 31/03/02 31/12/01 30/09/01 30/06/01 31/03/01 31/12/00 CAGR
Revenue 1,554,761 1,580,491 1,578,043 1,531,467 1,498,899 1,476,996 1,455,633 4.50%
PBT 710,069 687,717 668,544 613,357 603,548 660,791 654,601 5.58%
Tax -203,764 -253,800 -246,316 -215,740 -209,302 -175,486 -169,319 13.17%
NP 506,305 433,917 422,228 397,617 394,246 485,305 485,282 2.87%
-
NP to SH 506,305 433,917 422,228 397,617 394,246 485,305 485,282 2.87%
-
Tax Rate 28.70% 36.90% 36.84% 35.17% 34.68% 26.56% 25.87% -
Total Cost 1,048,456 1,146,574 1,155,815 1,133,850 1,104,653 991,691 970,351 5.31%
-
Net Worth 3,391,850 3,242,244 3,112,837 3,028,152 2,969,506 2,945,497 2,719,884 15.90%
Dividend
30/06/02 31/03/02 31/12/01 30/09/01 30/06/01 31/03/01 31/12/00 CAGR
Div 157,313 204,785 204,785 189,324 189,324 112,431 112,431 25.17%
Div Payout % 31.07% 47.19% 48.50% 47.61% 48.02% 23.17% 23.17% -
Equity
30/06/02 31/03/02 31/12/01 30/09/01 30/06/01 31/03/01 31/12/00 CAGR
Net Worth 3,391,850 3,242,244 3,112,837 3,028,152 2,969,506 2,945,497 2,719,884 15.90%
NOSH 1,431,160 1,428,301 1,427,907 1,428,374 1,407,349 1,422,945 1,380,652 2.43%
Ratio Analysis
30/06/02 31/03/02 31/12/01 30/09/01 30/06/01 31/03/01 31/12/00 CAGR
NP Margin 32.56% 27.45% 26.76% 25.96% 26.30% 32.86% 33.34% -
ROE 14.93% 13.38% 13.56% 13.13% 13.28% 16.48% 17.84% -
Per Share
30/06/02 31/03/02 31/12/01 30/09/01 30/06/01 31/03/01 31/12/00 CAGR
RPS 108.64 110.66 110.51 107.22 106.51 103.80 105.43 2.02%
EPS 35.38 30.38 29.57 27.84 28.01 34.11 35.15 0.43%
DPS 11.00 14.50 14.50 13.25 13.45 7.90 8.14 22.29%
NAPS 2.37 2.27 2.18 2.12 2.11 2.07 1.97 13.15%
Adjusted Per Share Value based on latest NOSH - 1,428,374
30/06/02 31/03/02 31/12/01 30/09/01 30/06/01 31/03/01 31/12/00 CAGR
RPS 71.72 72.91 72.80 70.65 69.15 68.14 67.15 4.49%
EPS 23.36 20.02 19.48 18.34 18.19 22.39 22.39 2.87%
DPS 7.26 9.45 9.45 8.73 8.73 5.19 5.19 25.15%
NAPS 1.5647 1.4957 1.436 1.3969 1.3699 1.3588 1.2547 15.90%
Price Multiplier on Financial Quarter End Date
30/06/02 31/03/02 31/12/01 30/09/01 30/06/01 31/03/01 31/12/00 CAGR
Date 28/06/02 29/03/02 31/12/01 28/09/01 29/06/01 30/03/01 26/12/00 -
Price 5.35 4.98 3.64 3.14 3.28 2.98 3.22 -
P/RPS 4.92 4.50 3.29 2.93 3.08 2.87 3.05 37.66%
P/EPS 15.12 16.39 12.31 11.28 11.71 8.74 9.16 39.79%
EY 6.61 6.10 8.12 8.87 8.54 11.44 10.92 -28.50%
DY 2.06 2.91 3.98 4.22 4.10 2.65 2.53 -12.83%
P/NAPS 2.26 2.19 1.67 1.48 1.55 1.44 1.63 24.41%
Price Multiplier on Announcement Date
30/06/02 31/03/02 31/12/01 30/09/01 30/06/01 31/03/01 31/12/00 CAGR
Date 15/08/02 19/04/02 28/01/02 17/10/01 27/08/01 30/05/01 04/05/01 -
Price 5.70 5.15 3.90 3.26 3.68 3.22 3.24 -
P/RPS 5.25 4.65 3.53 3.04 3.46 3.10 3.07 43.14%
P/EPS 16.11 16.95 13.19 11.71 13.14 9.44 9.22 45.21%
EY 6.21 5.90 7.58 8.54 7.61 10.59 10.85 -31.13%
DY 1.93 2.82 3.72 4.07 3.66 2.45 2.51 -16.10%
P/NAPS 2.41 2.27 1.79 1.54 1.74 1.56 1.64 29.34%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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