Posted by Trader Hub > 2012-03-02 00:11 | Report Abuse

Not bad and it seems like a realistic target. At least much better than FD and EPF rates.

Good luck to you!

Posted by lotsofmoney > 2012-03-02 09:34 | Report Abuse

that shows you can make money from the discussion here.

Posted by kltrader > 2012-03-02 10:01 | Report Abuse

Actually I feel my portfolio performance in the past 2-3 years is mediocre only. I've see others posted gains of 70%-100% over the same period (from 2009 until now) in the discussion here.

I've also noticed many good tips recently in the discussion. Some I did not follow but they proven to be good tips.

I guess investment is a continuous learning process. As we read more, trade more and discuss more, we all become better traders/investors.

Well, at least I am still making gains and not loss.. so I am happy to be in the 10% group who make money from the stock market :)

Posted by Su Jackie > 2012-03-04 11:33 | Report Abuse

Can someone tell me if I have done well in my portfolio. I started in August 2011 with a cash injection into equity market of RM250,000 and I have now generated a return of about RM23,500. This is equivalent to a percentage return on capital of 9.4 % over 7 months = annual return of 16 %. I have still 5 months to go before my financial year end I set an objective that by year close, I must achieve an annual return of close to 18 %. Can someone say something to motivate me to achieve my objective by end of July. Thank you.

Posted by Su Jackie > 2012-03-04 15:38 | Report Abuse

Thank you KW Tan for the encouragement. I used to invest in Public Mutual funds and made quite a bit by way of ongoing frequent switching between equities and bond and paid the switching fee of RM25 per switch. But came July 2011, Public Mutual changed its goal post (to stop / discourage people like me) and start charging switching fees based on percentage on NRV value for those switches within 3 months. It hurts really and I immediately withdrew all my funds from Public Mutual and start to do my own direct investment. Imagine for Public Mutual, even before you make money they have taken the initial 5 % from you and this sucks. Then there is this so called yearly management fees deducted as well. Its really expensive. Now my objective is to benchmark my portfolio growth (return %)against Public Mutual growth to see if I can out-beat it!

Nice talking to you.

Cherrio.

Posted by chieng8182 > 2012-03-04 18:48 | Report Abuse

Halo Su Jackir, can give me ur email? i wan ask smgt regarding investment in unit trust, as a newbie. hope u willing to help.

Posted by tptan45 > 2012-03-04 20:45 | Report Abuse

If you really want to invest in unit trust, then go to fund Supermart Malaysia. Upfront charges much lower.

Posted by chieng8182 > 2012-03-04 22:53 | Report Abuse

can some1 comment on when to do switching between bond and equity fund?