Posted by mk48 > 2013-06-12 09:43 | Report Abuse

You mean acc 1 epf ? . doing for almost a year already , take out from epf every 3 months

Posted by norizham > 2013-06-12 10:03 | Report Abuse

Ah OK cool! Thought not many ppl know about it as yet

Posted by cck321 > 2013-06-12 10:10 | Report Abuse

EPF is for your retirement because YOU won't be earning anymore. So, think over wisely many many times before you indulge in the stock market.... If you have extra cash, then you may consider it.

Posted by JTFX > 2013-06-12 10:14 | Report Abuse

u only do that after a big market crash.. like in 2008..then u go in n build up yur portfolio..blue chips all at least 50% cheaper...

Posted by ryan7642 > 2013-06-12 10:20 | Report Abuse

i thought it only involve in public mutual isn't?

Posted by norizham > 2013-06-12 10:26 | Report Abuse

ryan7642: now u can also leverage it in stock investment apparently

Posted by lwalk > 2013-06-12 12:56 | Report Abuse

there's some nitty gritty on various management fees for this. looks costly to me. rather invest with cash than epf

Posted by norizham > 2013-06-12 20:56 | Report Abuse

For me the return u getting is worth than the 6-7% a year. Y not leverage for ,max retirement fund? :)

Posted by JTFX > 2013-06-12 21:06 | Report Abuse

OK ..Let me ask u..were u approached by some broking house to open an acct with them n trade using yur EPF funds???

Posted by norizham > 2013-06-12 22:50 | Report Abuse

i heard about it. and i think i should.

Posted by 1901 > 2013-06-12 22:51 | Report Abuse

if u r the 10% that always make money in stockmarket, its worth it to manage by yourself rather than taking the safe boat at 5%. If fund mgr manage, pls check the fees first.

Posted by Mohd kelmy > 2013-06-12 22:59 | Report Abuse

better play safe than sorry later

Posted by norizham > 2013-06-12 23:02 | Report Abuse

investing is not the same as trading i suppose?

Posted by 伟汉 > 2013-06-12 23:20 | Report Abuse

KWSP return is at about 6%. Means you are risking a guarantee return of 6% on some shares investment that you are not sure. Save it for retirement or repay your housing loan is wiser. Shares investment suppose to be in cash as short term interest rate is at best at 3% if you deposit with a broking house.

Posted by peija > 2013-06-12 23:41 | Report Abuse

think that is a brilliant idea... investing in a good stocks that give high dividend yield.... we cant go wrong with that. cash can use to buy any other thing such as property, land n doing business...

plus, if we dont have trust in stocks, why bother to invest in the first place. make it cash or retirement fund, it still our money.

Posted by nerdster > 2013-06-12 23:46 | Report Abuse

Anyone can tell me how to get the money out for stock trading?

Posted by norizham > 2013-06-12 23:51 | Report Abuse

peija: i like the way u thinking :D leverage as much as we can from our every resources.!

Posted by norizham > 2013-06-13 00:00 | Report Abuse

nerdster: i'll find out and share with you. Anyway we can keep in touch?

Posted by peija > 2013-06-13 00:07 | Report Abuse

thank you norizham.... think that is the great way... why should i use my cash if i can use the untapped resources like our acct 1 to invest in stock market? we cannot use it either... till at the age of 55... so just utilize whatever thing we can do to maximize it la

so i can use my cash to shop maaaa :D

Posted by norizham > 2013-06-13 00:10 | Report Abuse

peija: truedat what u said. btw, a shopaholic huh :P

Posted by nerdster > 2013-06-13 09:46 | Report Abuse

Thanks norizham. I agree with peija. Epf money is considered dead money until ur age is 55. Looking at how our gov plunder our nation wealth, it is better to cash out as many as we can before our country go bankrupt.

Posted by norizham > 2013-06-13 12:59 | Report Abuse

nerdster: word! *wink* got it. buzz me at norizhamm@yahoo.com bro.