How many of us here have fallen into scams and schemes that offer impossibly high returns only? Or invest into unit trust based on the advice of a fellow friend of family that just started his/her part time unit trust career? How about rushing to make a buy at the stock market just because you heard a so called "insider" news from a friend? Or what some you who are totally ignorant about investment, living in denial and believing that your KWSP and fixed deposit savings is enough for retirement?

 

Majority of us, at least at one point of our lives would have come across one of the situations above. The lucky one's actually made a profit while the majority end up losing their money.

 

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