Collection on KLSE.8K article
谁的风险比较高？
value_investor
Publish date: Fri, 25 May 2012, 10:36 AM
value_investor
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Collection of KLSE.8k articles from a famous chinese forum in Malaysia.
He was a very dedicated investment guru who contributed his knowledge to the public.
I plan to share those old articles from my local archive to this community and hope everyone can enjoy and benefit from it.
More References: a post from another i3 member - http://klse.i3investor.com/blogs/kianweiaritcles/11579.jsp
He was a very dedicated investment guru who contributed his knowledge to the public.
I plan to share those old articles from my local archive to this community and hope everyone can enjoy and benefit from it.
More References: a post from another i3 member - http://klse.i3investor.com/blogs/kianweiaritcles/11579.jsp
Published Date: 2005-06-30
先来个思考问题:
谁的风险比较高？
例子1：
甲某以10万的头期钱买进了一间价值100万的店屋。
（贷款90万借30年，每个月供期5500令吉。 ）
这间店屋附近的租金大约是6500令吉，刚好它的隔壁是一间银行，而这间银行又刚好要扩充生意，所以甲某就以8000令吉的价钱把店屋租给银行。
（注：甲某的贷款就是向这间银行借）
扣除每个月5500令吉的供期，甲某每个月可以获得2500令吉的现金流，或每年3万令吉的毛利。
甲某采用的就是‘富爸爸’致富方法。（通过负债来致富）
例子2：
乙某以10万的现金买进十万股的Megan.
乙某估计Megan的每股净利是0.30令吉，所以十万股就是每年3万令吉的净利。
（投资10万，每年可以获利3万，这可是每年30巴仙的回酬呀！）
思考问题：
甲某和乙某都是受薪阶级（身家不超过20万），以上这两个例子，谁的风险比较高？
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Be the first to like this. Showing 3 of 3 comments
i disagree. We dont assume megan has fake account in this context. I would say 甲某 has a higher risk as he is BORROWING MONEY. He would goes bankruptcy in economic crisis, i.e, no one rent the shop, jobless, high BLR, etc....For 乙某, he just need to hold the when the market is down...just my 2 cents.
2012-05-25 11:36
I have been asking my friends to hold their fire whenever they find a good counter. Don't buy more than 15% of their cash in 1 counter. I have a friend who got burnt badly in Megan just like 8K. He bought circa 80% of his cash in 1 counter, ie Megan. Today he's totally lost confidence in share investment.
2012-05-25 11:57
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CS Tan
4.9 / 5.0
This book is the result of the author's many years of experience and observation throughout his 26 years in the stockbroking industry. It was written for general public to learn to invest based on facts and not on fantasies or hearsay....
gohchinlim
I WILL SAY MEGAN RISK IS HIGHER, DUE TO MEGAN HAS FAKE ACCOUNT, AND ALREADY DELISTED, WE HAVE SUCH RISK IN BUYING SHARE, GOOD COUNTER CAN BE CHEATING ALSO..
2012-05-25 11:02