To StKoay, Pang72 & Ularsawa

Please do not be stubborn. Listen to Calvin's kind hearted advise now

Listen ST Koay

Why you cannot buy Bank stocks?

Answer:

1) 70% of SMEs are unable to survive and will default on loans (much less borrow to do business now)

This will impair Bank's balance sheet

2) 3 months loan waiver will cost banks Millions in interest rate loss.

3) After loans moratorium ends many houses, shops, malls, factories & cars will be repossessed and go for lelong

Some like those High Rise Condo by Country  Garden in Iskandar will sell at 60% or more discount. Banks will suffer lots of Impairment

NPL (Non Performing Loands) Bad Debts Go up. Dividends will be cut then

See who is selling bank shares?

EPF SELLING PUBLIC BANK SHARES

Name	Details of Changes				View
	Date	Type	No. of Shares	Price
EMPLOYEES PROVIDENT FUND BOARD	15-Sep-2021	Disposed	2,946,200	0.000
EMPLOYEES PROVIDENT FUND BOARD	14-Sep-2021	Disposed	5,000,000	0.000
EMPLOYEES PROVIDENT FUND BOARD	14-Sep-2021	Disposed	873,600

EPF SELLING MAYBANK SHARES

EMPLOYEES PROVIDENT FUND BOARD	15-Sep-2021	Disposed	227,700	0.000
EMPLOYEES PROVIDENT FUND BOARD	15-Sep-2021	Disposed	183,900	0.000
PERMODALAN NASIONAL BERHAD	15-Sep-2021	Disposed	667,000	0.000
YAYASAN PELABURAN BUMIPUTRA ("YPB")	15-Sep-2021	Disposed	667,000	0.000
EMPLOYEES PROVIDENT FUND BOARD	14-Sep-2021	Disposed	980,000	0.000
EMPLOYEES PROVIDENT FUND BOARD	14-Sep-2021	Disposed	762,900	0.000
AMANAHRAYA TRUSTEES BERHAD - AMANAH SAHAM BUMIPUTERA	14-Sep-2021	Disposed	241,100	0.000
PERMODALAN NASIONAL BERHAD	14-Sep-2021	Disposed	33,000	0.000
YAYASAN PELABURAN BUMIPUTRA ("YPB")	14-Sep-2021	Disposed	33,000	0.000
EMPLOYEES PROVIDENT FUND BOARD	13-Sep-2021	Disposed	1,265,300

SO BETTER SELL BANK SHARES AND GO BUY PALM OIL SHARES

Why Palm Oil?

Answer: Because Palm Oil share prices are still laggards & very cheap. Plus they earn from 133% to 200% profit

Cost of Cpo production around Rm1500 a ton. So now Cpo at Rm3500 to Rm4500 a ton means all are earning 133% to 200% profit

WHY PANG72 MUST NOT CHASE GENETEC

ANSWER: EVERGRANDE COLLAPSED IMPACTED TESLA

If Tesla Suffer Losses Genetec will be impacted

In 1997/8 Malaysia Car Market Collapsed with the Collapse of KLSE

So now China consumer will pull back spending & Tesla car sales in China will drop as many are in deep financial trouble

That is why you cannot chase Genetec

Pang72 also itchy to chase Greenpacket & MMAG both to the lofty peak of Rm1.60 & Calvin warned

Now both Gpacket & MMAG have Crashed by 90% (If Pang72 didn't run then now will R.I.P)

So be safe now. Don't go play play with fire

GO BUY PALM OIL SHARES SAFER

3) ULARSAWA MUST SELL GLOVE QUICK QUICK

Why?

Answer: See

SO PLEASE TAKE HEED TO CALVIN'S KIND HEARTED ADVISE

HIDE IN THE SAFETY OF PALM  OIL NOW

Final decision is yours

Best regards

Your kind friend

Calvin Tan

S