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Public bank got Fixed Deposit accounts for foreign currency, can refer to the website for the interest rate. Min deposit RM10k equivalent, e.g say USD, if USD RM4 vs USD1, the FD certificate will show USD2,500... u can deposit as 1 month, 3 months and etc

洁蒂出生于1974年8月27日?? typo error?

Do not really understand what he try to say, he said 很多投資人不了解的是，經過美、日、歐先前輪番寬鬆，全球約有20兆美元（約新台幣672兆元）游資在資本市場四處搜尋投資機會, but also said 美國上次升息1碼將引動3兆美元逐漸抽離資本市場，也就是說資金退潮循環才正要開始. if 游資在資本市場四處搜尋投資機會 then why want to 逐漸抽離資本市場?? even if 游資抽離資本市場, they still need to invest the capital or just keep under the pillow?.

Thanks for sharing

kkng0819kk, mind share how much is the botto bottom?

paperplane2, learn to respect and everyone has the right to ask for privacy

If want to learn from coldeye, can always buy his books.

Thanks for the sharing and know that you did it unintentionally but Support to close the potfolio as need to respect others' privacy especially already told

you only include the capital appreaciation in your calculations but not the rental income... any smart investor will invest in property for both capital appreciation so as rental income. this is the purpose to invest in property

i do not think she is dishonest as it is very subjective on the spicy level by individual, spicy to me may not spicy to you. In this case, she may have some knowleage in comparing, like 顏色深的辣，浅的不辣 which make sense to me.

she doesnt need any financial planner, she is already a good financial planner.

Author missed out the loan tenure but from the installment amount, it should be 30 years

But people still buy

Extracted from GUIDE ON COMMERCIAL BANKING)

Credit, Debit or Charge Card
Q18: Most banks waive the annual subscription fee on the credit card to make
it competitive in the market. Is the waived annual subscription fee subject to GST?

A18: Since there is no consideration for the supply of service, the bank need not charge GST on the waived annual subscription fee.

Thanks for sharing, appreaciate the hardwork

I have MBB silver investment account, i accumulating avearage 200g a month with two deposits (100g each), when the price drop or record low, i would top up more frequence. This is for my long term investment (retirement fund).

Datasonic not in the list?

This year divident of 16.5% is single tier (net amount), so if to work out to gross divident, it should be 22% which is higher than year 2012 divident of 17% although is lower than last year divident, am i right?

Steven Yong, get it or not get it, my total returns 77% (capital appreciation (purchased price < RM3) + net dividend) in 3 years, average returns per year 25%

Last year dividend announced in September, payment in October.

Steven Yong - MNRB does insurance business also beside the re-takaful, Takaful Ikhlas is the subsidiary of MNRB

goes up quietly, slowly and steady...

Dividend in Nov lah.. If next quater result is good then the dividend should be....very good :-)

NAT is RM5+ and good dividend

MNRB owned Takaful Ikhlas too beside the reinsurance business.

He means share market no good, gold no good, property no good, bond no good then what to invest?? put the money in the bank?, high Inflation rate eat the money, even not safe, so???

It is worth to pick the rights?, thanks

just got the divident not long ago right?, now again? so good :-p

totally agree.

fishbone, i agree with you and have been holding for this counter for 3 years, i believe in this hidden gem and will wait for it to perform like Takaful Malaysia.

yes, the charges is similar to UT.

yes, Phillip Capital has the direct investement into stock market, min RM10k.

Thanks for sharing, really appreciate.

10% gross or 8% net divident for me as bought at RM2.94, :-)

Goverment tax is on certain items only but GST is on all items, even your purchase on undergarment is also taxed. Good?

If the GST implemented, will this WA fly?

I prefer silver and start accumulating when the price is still low. Hope it drop further for me to accumulate more. :-)

ABCD

rizal prk - are you support a young but corrupted leader or old but simple and clean leaders like Nik Aziz and LKS?.

Email sent

I put in one fund for 4 years in a reputable UT company, with SI deduction every month, never sell and just top-up, after 4 years, total loss 15%.

Another reason that i want to add is the high charges in fees, initally charges 5 - 6%, management fees of 1.5 to 1.8%, even the fund is performed at 10%, after the say 5.5% initially charged and the 1.5% management fees, the custoemer only get 3%, might as well put in the money in FD as no risk at all. From my experience, it is not easy to make money in the UT even with the dollar averaging method. Buy share or REITs have better chance to make money.

Philip Capital will send their researched reports to their customers. PC recomended this counter because Redtone starts turning from red to black and Maxis partnered with Redtone for it 4G services. I follow PC recommendation as before this i followed the recommendation to buy MBSB, the returns is > 100%. Hope this is another MBSB :-)

rewarded with PTPTN project