[PBBANK] QoQ Annualized Quarter Result on 31-Mar-2019 [#1]

Announcement Date
29-Apr-2019
Admission Sponsor
-
Sponsor
-
Financial Year
31-Dec-2019
Quarter
31-Mar-2019 [#1]
Profit Trend
QoQ- 0.89%
YoY- 0.34%
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Annualized Quarter Result
31/12/19 30/09/19 30/06/19 31/03/19 31/12/18 30/09/18 30/06/18 CAGR
Revenue 22,454,734 22,374,146 22,332,626 22,271,796 22,041,785 21,879,689 21,570,182 2.70%
PBT 7,134,144 7,082,201 7,099,668 7,277,040 7,101,165 7,081,928 7,103,370 0.28%
Tax -1,554,701 -1,536,576 -1,538,858 -1,568,204 -1,436,253 -1,428,766 -1,426,788 5.87%
NP 5,579,443 5,545,625 5,560,810 5,708,836 5,664,912 5,653,161 5,676,582 -1.14%
-
NP to SH 5,511,558 5,474,254 5,486,078 5,640,372 5,590,611 5,580,340 5,603,200 -1.09%
-
Tax Rate 21.79% 21.70% 21.68% 21.55% 20.23% 20.17% 20.09% -
Total Cost 16,875,291 16,828,521 16,771,816 16,562,960 16,376,873 16,226,528 15,893,600 4.06%
-
Net Worth 43,594,471 42,604,914 42,408,478 40,976,745 40,972,865 39,800,070 39,318,987 7.10%
Dividend
31/12/19 30/09/19 30/06/19 31/03/19 31/12/18 30/09/18 30/06/18 CAGR
Div 2,833,960 1,708,140 2,562,211 - 2,678,675 1,656,379 2,472,916 9.48%
Div Payout % 51.42% 31.20% 46.70% - 47.91% 29.68% 44.13% -
Equity
31/12/19 30/09/19 30/06/19 31/03/19 31/12/18 30/09/18 30/06/18 CAGR
Net Worth 43,594,471 42,604,914 42,408,478 40,976,745 40,972,865 39,800,070 39,318,987 7.10%
NOSH 3,882,138 3,882,138 3,882,138 3,882,138 3,882,138 3,882,138 3,882,138 0.00%
Ratio Analysis
31/12/19 30/09/19 30/06/19 31/03/19 31/12/18 30/09/18 30/06/18 CAGR
NP Margin 24.85% 24.79% 24.90% 25.63% 25.70% 25.84% 26.32% -
ROE 12.64% 12.85% 12.94% 13.76% 13.64% 14.02% 14.25% -
Per Share
31/12/19 30/09/19 30/06/19 31/03/19 31/12/18 30/09/18 30/06/18 CAGR
RPS 578.41 576.34 575.27 573.70 567.77 563.60 558.24 2.38%
EPS 141.97 141.01 141.32 145.28 144.37 144.23 145.06 -1.42%
DPS 73.00 44.00 66.00 0.00 69.00 42.67 64.00 9.14%
NAPS 11.2295 10.9746 10.924 10.5552 10.5542 10.2521 10.1759 6.76%
Adjusted Per Share Value based on latest NOSH - 3,882,138
31/12/19 30/09/19 30/06/19 31/03/19 31/12/18 30/09/18 30/06/18 CAGR
RPS 115.68 115.27 115.05 114.74 113.55 112.72 111.13 2.70%
EPS 28.39 28.20 28.26 29.06 28.80 28.75 28.87 -1.10%
DPS 14.60 8.80 13.20 0.00 13.80 8.53 12.74 9.48%
NAPS 2.2459 2.1949 2.1848 2.111 2.1108 2.0504 2.0256 7.10%
Price Multiplier on Financial Quarter End Date
31/12/19 30/09/19 30/06/19 31/03/19 31/12/18 30/09/18 30/06/18 CAGR
Date 31/12/19 30/09/19 28/06/19 29/03/19 31/12/18 28/09/18 29/06/18 -
Price 19.44 20.08 23.00 23.16 24.76 25.00 23.36 -
P/RPS 3.36 3.48 4.00 4.04 4.36 4.44 4.18 -13.51%
P/EPS 13.69 14.24 16.28 15.94 17.19 17.39 16.11 -10.25%
EY 7.30 7.02 6.14 6.27 5.82 5.75 6.21 11.35%
DY 3.76 2.19 2.87 0.00 2.79 1.71 2.74 23.41%
P/NAPS 1.73 1.83 2.11 2.19 2.35 2.44 2.30 -17.24%
Price Multiplier on Announcement Date
31/12/19 30/09/19 30/06/19 31/03/19 31/12/18 30/09/18 30/06/18 CAGR
Date 26/02/20 07/11/19 14/08/19 29/04/19 20/02/19 25/10/18 15/08/18 -
Price 17.48 19.86 20.80 22.58 25.06 24.90 24.48 -
P/RPS 3.02 3.45 3.62 3.94 4.41 4.42 4.39 -22.01%
P/EPS 12.31 14.08 14.72 15.54 17.40 17.32 16.88 -18.93%
EY 8.12 7.10 6.79 6.43 5.75 5.77 5.92 23.37%
DY 4.18 2.22 3.17 0.00 2.75 1.71 2.61 36.76%
P/NAPS 1.56 1.81 1.90 2.14 2.37 2.43 2.41 -25.11%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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