[PBBANK] QoQ Quarter Result on 31-Dec-2014 [#4]

Announcement Date
05-Feb-2015
Admission Sponsor
-
Sponsor
-
Financial Year
31-Dec-2014
Quarter
31-Dec-2014 [#4]
Profit Trend
QoQ- 5.24%
YoY- 22.27%
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Quarter Result
30/09/15 30/06/15 31/03/15 31/12/14 30/09/14 30/06/14 31/03/14 CAGR
Revenue 4,914,523 4,737,678 4,600,303 4,528,585 4,324,008 4,059,101 3,948,377 15.69%
PBT 1,613,794 1,531,147 1,488,678 1,567,278 1,552,183 1,367,694 1,327,100 13.91%
Tax -396,829 -318,246 -304,476 -300,937 -350,049 -299,862 -300,067 20.46%
NP 1,216,965 1,212,901 1,184,202 1,266,341 1,202,134 1,067,832 1,027,033 11.96%
-
NP to SH 1,201,395 1,196,810 1,171,519 1,253,981 1,191,521 1,056,396 1,016,932 11.74%
-
Tax Rate 24.59% 20.78% 20.45% 19.20% 22.55% 21.92% 22.61% -
Total Cost 3,697,558 3,524,777 3,416,101 3,262,244 3,121,874 2,991,269 2,921,344 16.99%
-
Net Worth 29,640,055 29,322,255 28,091,211 28,024,793 25,887,612 21,434,750 20,387,314 28.30%
Dividend
30/09/15 30/06/15 31/03/15 31/12/14 30/09/14 30/06/14 31/03/14 CAGR
Div - 926,758 - 1,197,063 - 805,607 - -
Div Payout % - 77.44% - 95.46% - 76.26% - -
Equity
30/09/15 30/06/15 31/03/15 31/12/14 30/09/14 30/06/14 31/03/14 CAGR
Net Worth 29,640,055 29,322,255 28,091,211 28,024,793 25,887,612 21,434,750 20,387,314 28.30%
NOSH 3,882,138 3,882,138 3,882,138 3,882,138 3,882,138 3,502,639 3,501,831 7.10%
Ratio Analysis
30/09/15 30/06/15 31/03/15 31/12/14 30/09/14 30/06/14 31/03/14 CAGR
NP Margin 24.76% 25.60% 25.74% 27.96% 27.80% 26.31% 26.01% -
ROE 4.05% 4.08% 4.17% 4.47% 4.60% 4.93% 4.99% -
Per Share
30/09/15 30/06/15 31/03/15 31/12/14 30/09/14 30/06/14 31/03/14 CAGR
RPS 127.27 122.69 119.13 117.28 115.70 115.89 112.75 8.40%
EPS 31.11 30.99 30.34 32.47 31.88 30.16 29.04 4.69%
DPS 0.00 24.00 0.00 31.00 0.00 23.00 0.00 -
NAPS 7.6758 7.5935 7.2747 7.2575 6.9269 6.1196 5.8219 20.21%
Adjusted Per Share Value based on latest NOSH - 3,882,138
30/09/15 30/06/15 31/03/15 31/12/14 30/09/14 30/06/14 31/03/14 CAGR
RPS 25.31 24.40 23.69 23.32 22.27 20.91 20.34 15.67%
EPS 6.19 6.16 6.03 6.46 6.14 5.44 5.24 11.73%
DPS 0.00 4.77 0.00 6.17 0.00 4.15 0.00 -
NAPS 1.5265 1.5102 1.4468 1.4433 1.3333 1.1039 1.05 28.30%
Price Multiplier on Financial Quarter End Date
30/09/15 30/06/15 31/03/15 31/12/14 30/09/14 30/06/14 31/03/14 CAGR
Date 30/09/15 30/06/15 31/03/15 31/12/14 30/09/14 30/06/14 31/03/14 -
Price 17.52 18.72 18.88 18.30 18.90 19.58 19.16 -
P/RPS 13.77 15.26 15.85 15.60 16.34 16.90 16.99 -13.06%
P/EPS 56.31 60.40 62.23 56.35 59.28 64.92 65.98 -10.01%
EY 1.78 1.66 1.61 1.77 1.69 1.54 1.52 11.09%
DY 0.00 1.28 0.00 1.69 0.00 1.17 0.00 -
P/NAPS 2.28 2.47 2.60 2.52 2.73 3.20 3.29 -21.67%
Price Multiplier on Announcement Date
30/09/15 30/06/15 31/03/15 31/12/14 30/09/14 30/06/14 31/03/14 CAGR
Date 22/10/15 30/07/15 20/04/15 05/02/15 23/10/14 24/07/14 21/04/14 -
Price 18.64 18.88 19.60 18.44 18.62 20.00 20.20 -
P/RPS 14.65 15.39 16.45 15.72 16.09 17.26 17.92 -12.55%
P/EPS 59.91 60.92 64.60 56.78 58.40 66.31 69.56 -9.46%
EY 1.67 1.64 1.55 1.76 1.71 1.51 1.44 10.37%
DY 0.00 1.27 0.00 1.68 0.00 1.15 0.00 -
P/NAPS 2.43 2.49 2.69 2.54 2.69 3.27 3.47 -21.12%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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