[PBBANK] YoY Annualized Quarter Result on 30-Sep-2015 [#3]

Announcement Date
22-Oct-2015
Admission Sponsor
-
Sponsor
-
Financial Year
31-Dec-2015
Quarter
30-Sep-2015 [#3]
Profit Trend
QoQ- 0.49%
YoY- 9.34%
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Annualized Quarter Result
30/09/18 30/09/17 30/09/16 30/09/15 30/09/14 30/09/13 30/09/12 CAGR
Revenue 21,879,689 20,676,832 20,024,876 19,003,338 16,441,981 15,127,502 13,904,053 7.84%
PBT 7,081,928 6,880,580 6,348,428 6,178,158 5,662,636 5,291,597 5,007,873 5.94%
Tax -1,428,766 -1,491,761 -1,324,206 -1,359,401 -1,266,637 -1,197,502 -1,177,752 3.27%
NP 5,653,161 5,388,818 5,024,221 4,818,757 4,395,998 4,094,094 3,830,121 6.70%
-
NP to SH 5,580,340 5,312,756 4,965,457 4,759,632 4,353,132 4,052,088 3,793,218 6.64%
-
Tax Rate 20.17% 21.68% 20.86% 22.00% 22.37% 22.63% 23.52% -
Total Cost 16,226,528 15,288,013 15,000,654 14,184,581 12,045,982 11,033,408 10,073,932 8.26%
-
Net Worth 39,800,070 35,908,418 32,826,175 29,640,055 25,887,612 19,274,851 16,917,948 15.31%
Dividend
30/09/18 30/09/17 30/09/16 30/09/15 30/09/14 30/09/13 30/09/12 CAGR
Div 1,656,379 1,390,137 1,338,651 1,235,678 1,146,092 1,027,263 933,951 10.01%
Div Payout % 29.68% 26.17% 26.96% 25.96% 26.33% 25.35% 24.62% -
Equity
30/09/18 30/09/17 30/09/16 30/09/15 30/09/14 30/09/13 30/09/12 CAGR
Net Worth 39,800,070 35,908,418 32,826,175 29,640,055 25,887,612 19,274,851 16,917,948 15.31%
NOSH 3,882,138 3,882,138 3,882,138 3,882,138 3,882,138 3,502,035 3,502,318 1.73%
Ratio Analysis
30/09/18 30/09/17 30/09/16 30/09/15 30/09/14 30/09/13 30/09/12 CAGR
NP Margin 25.84% 26.06% 25.09% 25.36% 26.74% 27.06% 27.55% -
ROE 14.02% 14.80% 15.13% 16.06% 16.82% 21.02% 22.42% -
Per Share
30/09/18 30/09/17 30/09/16 30/09/15 30/09/14 30/09/13 30/09/12 CAGR
RPS 563.60 535.46 518.58 492.12 439.95 431.96 397.00 6.01%
EPS 144.23 137.59 128.59 123.25 121.55 115.71 108.31 4.88%
DPS 42.67 36.00 34.67 32.00 30.67 29.33 26.67 8.14%
NAPS 10.2521 9.2991 8.5009 7.6758 6.9269 5.5039 4.8305 13.35%
Adjusted Per Share Value based on latest NOSH - 3,882,138
30/09/18 30/09/17 30/09/16 30/09/15 30/09/14 30/09/13 30/09/12 CAGR
RPS 112.69 106.49 103.13 97.87 84.68 77.91 71.61 7.84%
EPS 28.74 27.36 25.57 24.51 22.42 20.87 19.54 6.63%
DPS 8.53 7.16 6.89 6.36 5.90 5.29 4.81 10.01%
NAPS 2.0498 1.8494 1.6906 1.5265 1.3333 0.9927 0.8713 15.31%
Price Multiplier on Financial Quarter End Date
30/09/18 30/09/17 30/09/16 30/09/15 30/09/14 30/09/13 30/09/12 CAGR
Date 28/09/18 29/09/17 30/09/16 30/09/15 30/09/14 30/09/13 28/09/12 -
Price 25.00 20.44 19.82 17.52 18.90 17.74 14.38 -
P/RPS 4.44 3.82 3.82 3.56 4.30 4.11 3.62 3.45%
P/EPS 17.39 14.86 15.41 14.21 16.23 15.33 13.28 4.59%
EY 5.75 6.73 6.49 7.04 6.16 6.52 7.53 -4.39%
DY 1.71 1.76 1.75 1.83 1.62 1.65 1.85 -1.30%
P/NAPS 2.44 2.20 2.33 2.28 2.73 3.22 2.98 -3.27%
Price Multiplier on Announcement Date
30/09/18 30/09/17 30/09/16 30/09/15 30/09/14 30/09/13 30/09/12 CAGR
Date 25/10/18 26/10/17 20/10/16 22/10/15 23/10/14 22/10/13 18/10/12 -
Price 24.90 20.48 19.80 18.64 18.62 18.50 14.72 -
P/RPS 4.42 3.82 3.82 3.79 4.23 4.28 3.71 2.96%
P/EPS 17.32 14.89 15.40 15.12 15.99 15.99 13.59 4.12%
EY 5.77 6.72 6.49 6.61 6.26 6.25 7.36 -3.97%
DY 1.71 1.76 1.75 1.72 1.65 1.59 1.81 -0.94%
P/NAPS 2.43 2.20 2.33 2.43 2.69 3.36 3.05 -3.71%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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