Posted by Integrity. Intelligent. Industrious. 3iii (iiinvestsmart)$€£¥ > 3 weeks ago | Report Abuse

JKR

2006 4.00
2007 9.00
2008 6.50
2013 31.00
2014 17.00
2016 24.00
2019 26.00
2020 17.00
2024 21.00

How do you game this stock?

Buy when it is obviously available at low price or at fair price.
Do not buy when it is obviously at high price.
Do you sell when it is 50% over-priced (based on your estimates)?
Is it alright to just hold on for the LONG TERM and not sell (almost ever), just don't buy when it is high and only buy when it is at fair or bargain price?
It is.


My friend bought at 4.00 in 2006 and sold at 8.00 in 2007, making a 100% gain quickly. 😉

Posted by Integrity. Intelligent. Industrious. 3iii (iiinvestsmart)$€£¥ > 3 weeks ago | Report Abuse

QRS

2006 3.50
2008 10.00
2009 7.00
2010 16.00
2012 9.50
2014 13.50
2018 14.00
2020 19.00
2023 14.00
2024 16.00

How do you game this stock?

Buy when it is obviously available at low price or at fair price.
Do not buy when it is obviously at high price.
Do you sell when it is 50% over-priced (based on your estimates)?
Is it alright to just hold on for the LONG TERM and not sell (almost ever), just don't buy when it is high and only buy when it is at fair or bargain price?
It is.

Posted by Integrity. Intelligent. Industrious. 3iii (iiinvestsmart)$€£¥ > 3 weeks ago | Report Abuse

RST

2006 8.70
2007 11.30
2010 10.20
2014 24.50
2017 16.00
2024 18.00

How do you game this stock?

Buy when it is obviously available at low price or at fair price.
Do not buy when it is obviously at high price.
Do you sell when it is 50% over-priced (based on your estimates)?
Is it alright to just hold on for the LONG TERM and not sell (almost ever), just don't buy when it is high and only buy when it is at fair or bargain price?
It is.

Posted by Integrity. Intelligent. Industrious. 3iii (iiinvestsmart)$€£¥ > 3 weeks ago | Report Abuse

STU

2006 2.50
2007 7.40
2008 2.20
2011 4.50
2015 1.85
2018 0.59
2024 0.28


How to game this stock?!!!
🤣

Posted by Integrity. Intelligent. Industrious. 3iii (iiinvestsmart)$€£¥ > 3 weeks ago | Report Abuse

You have to love to take losses and hate to take gains.

Posted by Integrity. Intelligent. Industrious. 3iii (iiinvestsmart)$€£¥ > 3 weeks ago | Report Abuse

You earn a lower return because the winners you sell and no longer have, continue to perform well while the losers you still hold, continue to perform poorly.

Posted by Sslee > 3 weeks ago | Report Abuse

Timing beside on stock price you need to look into the micro and macro conditions that will affect the earning of that stock.
Sell if earning will drop and buy back when the earning will increase

And if that stock earning will depend on commodities price then monitor the commodities price trend
https://tradingeconomics.com/commodities

Posted by Integrity. Intelligent. Industrious. 3iii (iiinvestsmart)$€£¥ > 3 weeks ago | Report Abuse

>>>
Posted by Sslee > 10 minutes ago | Report Abuse

Timing beside on stock price you need to look into the micro and macro conditions that will affect the earning of that stock.
Sell if earning will drop and buy back when the earning will increase

And if that stock earning will depend on commodities price then monitor the commodities price trend
https://tradingeconomics.com/commodities

>>>

Focus on investing in companies with great businesses. 😀

Posted by xiaoeh > 3 weeks ago | Report Abuse

good sharing Sslee

Posted by ahbah > 3 weeks ago | Report Abuse

The best commodity to invest is GOLD because on a long term basis GOLD always goes UP while all fiat currencies always go down to ZERO.

Posted by godhand > 3 weeks ago | Report Abuse

Investing should be based on what you want foremost. Portfolio should be built based on your need rather than one universal rule for everyone. The only universal rule is to have margin of safety against future value. Do you want passive? Do you not need any passive? Do you want some passive while having some income? What's Your competitive edge it should scale with your conviction? no point investing 5% of your money better go fly kite

Posted by ahbah > 3 weeks ago | Report Abuse

On a long term basis, the future value of gold always go up. So, the margin of safety of gold's appreciation is 100% ! 😊😊😊

Posted by ahbah > 3 weeks ago | Report Abuse

Gold’s long-term return is comparable to equities and higher than bonds. Gold has also outperformed many other major asset classes over the past 3, 5, 10 and 20 years.

Posted by ahbah > 3 weeks ago | Report Abuse

In years when inflation was between 2%-5%, gold’s price increased 8% per year on average.

Posted by ahbah > 3 weeks ago | Report Abuse

Between 2000 and 2022, a gold investment would have yielded over 500% return versus the S&P at 300%

Posted by ahbah > 3 weeks ago | Report Abuse

Between 1971 and 2022, gold had average annual returns of 7.78%.

Posted by ahbah > 3 weeks ago | Report Abuse

Gold is one of the best-performing asset classes, if not the best, in the last 50 years.

Posted by ahbah > 3 weeks ago | Report Abuse

It’s a long-term store of value. You should have at least 10% of your portfolio in gold.

Posted by ahbah > 3 weeks ago | Report Abuse

On a long term basis, gold is always a 100% sure winner !!! 😄😄😄

Posted by Integrity. Intelligent. Industrious. 3iii (iiinvestsmart)$€£¥ > 2 weeks ago | Report Abuse

https://posts.voronoiapp.com/markets/The-Growth-of-100-by-Asset-Class-1970-2023-936


Growth of $100 by asset classes from 1970 to 2023.

Posted by Integrity. Intelligent. Industrious. 3iii (iiinvestsmart)$€£¥ > 2 weeks ago | Report Abuse

The enemy of your cash is INFLATION.

The friend of your cash is COMPOUNDING.

The best asset to compound your cash over the LONG TERM is STOCKS (EQUITY), as it offers the highest rates of return compared with all the other asset classes.

Posted by Integrity. Intelligent. Industrious. 3iii (iiinvestsmart)$€£¥ > 2 weeks ago | Report Abuse

Stock price goes up and down. It is volatile. Volatility is NOT risk.

What are risks in investing?

1. Not investing is risk. Risk from inflation.
2. Not knowing what you are doing is risk. Risk of losing your capital permanently.
3. Investing in gruesome company is risk. Over the long period, it underperforms, fails to perform or destroys capital. Also, opportunity costs.
4. Entangling in a company run by dishonest manager is risk. You will never get a good deal from someone who is dishonest.
5. Buying at high price is risk. Probability of loss is higher than probability of return. Also opportunity cost.
6. Holding onto losers in your portfolio is risk. Lovers continue to lose money. Opportunity cost of reinvesting into a better stock.
7. Selling a great stock too early is risk. Misses out on the huge future gains from a great compounding company.

Many, if not all, of the above risks are behavioural in nature. The BIGGEST RISK to your investment is YOURSELF!😀

Posted by ahbah > 2 weeks ago | Report Abuse

Between 2000 and 2022, a gold investment would have yielded over 500% return versus the S&P at 300% return 😁😁😁

Posted by ahbah > 2 weeks ago | Report Abuse

Gold is one of the best-performing asset classes, if not the best, in the last 50 years.

Posted by Integrity. Intelligent. Industrious. 3iii (iiinvestsmart)$€£¥ > 2 weeks ago | Report Abuse

Multi-baggers

Vision to see them
Courage to buy them
PATIENCE to hold them

Conviction cannot be borrowed.

Posted by Integrity. Intelligent. Industrious. 3iii (iiinvestsmart)$€£¥ > 2 weeks ago | Report Abuse

I am "overjoyed" when a stock price drops.
I am "heart-broken" when a stock price rises.

These are particularly true for those stocks I am holding long-term.

Posted by Sslee > 2 weeks ago | Report Abuse

The statement by 3iii can't be the truth.
Imagine if you already invested all in that particular stock and the stock price just hit another multi-years low will you be "overjoyed" or "heart-broken"?

Posted by Integrity. Intelligent. Industrious. 3iii (iiinvestsmart)$€£¥ > Apr 8, 2024 11:41 AM | Report Abuse

I am "overjoyed" when a stock price drops.
I am "heart-broken" when a stock price rises.

These are particularly true for those stocks I am holding long-term

Posted by Integrity. Intelligent. Industrious. 3iii (iiinvestsmart)$€£¥ > 2 weeks ago | Report Abuse

These are stocks where I have conviction their earnings in the next 5 to 10 years will be a few times higher than today. For these stocks, and only for these stocks, you should love the market when it's price falls.

Posted by Integrity. Intelligent. Industrious. 3iii (iiinvestsmart)$€£¥ > 2 weeks ago | Report Abuse

FOMO - fear of missing out. (BUYING IN A RISING MARKET driven by GREED)

FOCO - fear of crashing out (SELLING IN A FALLING MARKET driven by FEAR).

Posted by Sslee > 2 weeks ago | Report Abuse

3iii,
Did you top up your Dladay when it drop below 22?

Posted by Integrity. Intelligent. Industrious. 3iii (iiinvestsmart)$€£¥ > 2 weeks ago | Report Abuse

WEDNESDAY 20 SEPTEMBER 2023

Comparing Farm Fresh with Dutch Lady
Market cap of Farm Fresh (RM'000) 2,283,742

Market cap of Dutch Lady (RM'000) 1,433,600


Farm Fresh
Adj PER – Latest 45.35
Dutch Lady
Adj PER – Latest 14.03

Performance Info
Farm Fresh
ROE - 5 Yr Avg10.56
ROE - Latest FY 7.94
Dutch Lady
ROE - 5 Yr Avg 62.91
ROE - Latest FY 11.66


Farm Fresh
Latest YR D/E 0.55
NAB/Share (RM) 0.34 Latest PX / NAB 3.59
EV/EBITDA 25.43
Dutch Lady
Latest YR D/E 0.02
NAB/Share (RM) 6.20 Latest PX / NAB 3.61
EV/EBITDA 14.72

Posted by Integrity. Intelligent. Industrious. 3iii (iiinvestsmart)$€£¥ > 2 weeks ago | Report Abuse

I have committed many mistakes and errors too. These resulted in permanent losses. Learning from these mistakes is humbling and yet rewarding.

By always focusing on the risks and the downsides ( keeping losses small), the upside takes care of itself.

Posted by Integrity. Intelligent. Industrious. 3iii (iiinvestsmart)$€£¥ > 2 weeks ago | Report Abuse

THURSDAY 7 JUNE 2012

The Reasons You Should Invest in Quality Growth Companies for the Long Term. Illustrated examples.

The reasons you should review your philosophy and strategy in stock investing:

1. You can create wealth only by adding value to resources or by providing a service of value.
2. Only investments in active businesses are capable of adding value.
3. Owning a business, though very rewarding, is expensive and risky; but owning shares in a variety of successful businesses eliminates most of the risk while retaining most of the reward.
4. Buying the stock of quality growth companies and holding it for the long term provides substantial, predictable returns.
5. Short term trading (BFS/STS) is unpredictable and stacks the odds against you, because it relies upon winning at some loser's expense and because there's no assurance that you won't be the loser.
6. The benefits of long-term investing include carefree portfolio maintenance, the potential to double your money every five years, the deferment of taxes, and the fact that there are rarely any losers.



Let's review the simple mathematics that makes this method work:

1. Assume that 15 times earnings is a fair multiple for a good company and that the company earned $1 per share last year.
2. You will therefore pay $15 for the stock.
3. In five years, the earnings will have grown to $2 per share.
4. At 15 times earnings, the price will then be $30.

The value of your investment will have doubled - in five years!


Hopefully you're satisfied with the logic behind this investing approach and can see its advantages.

Let's dispel any doubts you might have about whether you can be successful.



The best way to minimize the risk is to invest in good quality companies for the long-term, expecting not to make a killing but to earn as much as good quality companies are capable of earning for their shareholders.

Posted by Integrity. Intelligent. Industrious. 3iii (iiinvestsmart)$€£¥ > 2 weeks ago | Report Abuse

7.6.2012

Here are some examples of KLSE listed companies that have grown their earnings over the last 5 years. Their earnings (green lines on the chart) have doubled or almost doubled over this period. Therefore, assuming you have paid the fair PE for these stocks, your capital appreciation on the stock price would likewise have shown the corresponding gains. Investing can be as simple as this: invest into good quality growth companies at fair or bargain prices, and holding them forever, unless their business fundamentals deteriorated permanently.

Stock Performance Chart for Dutch Lady Milk Industries Berhad

Stock Performance Chart for Padini Holdings Berhad

Stock Performance Chart for Petronas Dagangan Berhad
Lastest EPS of PetDag was 91 sen.

Stock Performance Chart for Nestle (Malaysia) Berhad

Stock Performance Chart for Guinness Anchor Berhad

Stock Performance Chart for LPI Capital Berhad

Stock Performance Chart for Public Bank Berhad

Stock Performance Chart for Guan Chong Berhad
Guan Chong has shown rapid growth over the last year.
Do not expect this growth rate to be sustained at the same level.
It doesn't have the same level of quality as the other companies above.


How many of these stocks do you need in your portfolio?
Over-diversification will lead to attenuation of your potential gains in your portfolio.

Posted by Integrity. Intelligent. Industrious. 3iii (iiinvestsmart)$€£¥ > 2 weeks ago | Report Abuse

Yields jump, futures plunge.

Core CPI YoY 3.8% vs 3.7% EST.

(March Inflation data hotter than expected)

Interest rates differential between US and Malaysia widen.

US$ will strengthen against the MYR.

Posted by Integrity. Intelligent. Industrious. 3iii (iiinvestsmart)$€£¥ > 2 weeks ago | Report Abuse

NVIDIA

Forecasted High Price: 1,187.4 Minus Forecast Low Price: 298.3

Buy Zone: 298.3 to 520.6
Hold Zone: 520.6 to 965.1
Sell Zone: 965.1 to 1,187.4
Current Stock Price of 853.64 is in the HOLD Zone.

Posted by Integrity. Intelligent. Industrious. 3iii (iiinvestsmart)$€£¥ > 2 weeks ago | Report Abuse

https://myinvestingnotes.blogspot.com/2020/10/hidden-hands-behind-penny-stock-surge.html

Hidden hands behind penny stock surge
Old article

Posted by Integrity. Intelligent. Industrious. 3iii (iiinvestsmart)$€£¥ > 2 weeks ago | Report Abuse

Use "normalized income after taxes."

(1) If you are calculating ROE on your own, it should be calculated using the most “stripped-down” income available; i.e., “normalized income after taxes,” which excludes all non-recurring and extraordinary items from the income derived from continuing operations. This is not all that easy to come by. Either you, or your data provider’s analysts must estimate the tax implications for the non-recurring items excluded, since such items appear above the tax line on the income statement. At this time, the only data providers I know of that offer normalized earnings are Value Line (www.valueline.com) and Market Guide (www.marketguide.com).

(2) As a practical matter, the second best and probably the “most likely to succeed” would be income available to common shares from continuing operations excluding extraordinary items.

(3) And the net income after taxes would be a near next choice.

Posted by Integrity. Intelligent. Industrious. 3iii (iiinvestsmart)$€£¥ > 1 week ago | Report Abuse

Don't be fearful when a stock price dropped by half. If you are confident in the business and have the conviction that its price should be higher and that in the future, its price (based on valuation) will be higher than its previous highest price, continue to own the stock for the long run.

Posted by StartOfTheBull > 1 week ago | Report Abuse

Middle East crisis escalated.
https://www.timesofisrael.com/report-warns-iran-could-launch-major-drone-and-missile-attack-as-soon-as-friday/

Posted by stockraider > 1 week ago | Report Abuse

Just invest in maybank as give good steady return & div loh!

Posted by Integrity. Intelligent. Industrious. 3iii (iiinvestsmart)$€£¥ > 1 week ago | Report Abuse

Just visited the market, and it is so "red" today! Wonderful!!!😀

Posted by TheContrarian > 1 week ago | Report Abuse

Prices have not retreated sufficiently, there's hardly any bargain.

Posted by Integrity. Intelligent. Industrious. 3iii (iiinvestsmart)$€£¥ > 3 days ago | Report Abuse

QL
Fiscal year is April-March.
All values MYR Millions. 2023 2022 2021 2020 2019
SALES/REVENUES 6,243.00 5,236.00 4,379.00 4,156.00 3,619.00
GROSS INCOME 1,254.00 902.00 870.00 826.00 687.00
NET INCOME 347.00 217.00 312.00 239.00 217.00
NOSH (DILUTED) 2,434.00 2,434.00 2,434.00 2,434.00 2,434.00
- - - - -
- - - - -
FREE CASH FLOW 345.52 218.42 223.20 67.75 -49.67
DIVIDENDS 170.36 85.18 73.01 73.01 73.01
- - - - -
- - - - -
TOTAL EQUITY (Book Value) 2,888.00 2,706.00 2,546.00 2,091.00 2,014.00
TOTAL ASSET 5,285.00 4,957.00 4,877.00 4,096.00 3,708.00
RETAINED EARNINGS 2,103.00 1,933.00 1,803.00 1,566.00 1,412.00
TOTAL 5 YR RETAINED EARNINGS 691.00
- - - - -
- - - - -
Fiscal year 2023 2022 2021 2020 2019
GROSS PROFIT MARGIN 20.09% 17.23% 19.87% 19.87% 18.98%
NET PROFIT MARGIN 5.6% 4.1% 7.1% 5.8% 6.0%
ASSET TURNOVER 1.26 1.07 1.07 1.12 #DIV/0!
FINANCIAL LEVERAGE 1.83 1.92 1.96 1.84 #DIV/0!
ROA 7.0% 4.4% 7.6% 6.4% #DIV/0!
ROE 12.8% 8.5% 14.9% 11.9% #DIV/0!
DPO RATIO 0.49 0.39 0.23 0.31 0.34
- - - - -
- - - - -
FISCAL YEAR ENDING 2023 2022 2021 2020 2019
PRICE 6.37 5.51 4.6 6.12 5.57
- - - - -
- - - - -
MARKET CAP 15,504.58 13,411.34 11,196.40 14,896.08 13,557.38
NAPS 1.19 1.11 1.05 0.86 0.83
EPS 0.14 0.09 0.13 0.10 0.09
- - - - -
- - - - -
P/B 5.37 4.96 4.40 7.12 6.73
P/E 44.68 61.80 35.89 62.33 62.48
EARNINGS YIELD 2.24% 1.62% 2.79% 1.60% 1.60%
- - - - #DIV/0!
- - - - -
FCF YIELD 2.23% 1.63% 1.99% 0.45% -0.37%
DIVIDEND YIELD 1.10% 0.64% 0.65% 0.49% 0.54%

Posted by Integrity. Intelligent. Industrious. 3iii (iiinvestsmart)$€£¥ > 2 days ago | Report Abuse

NESTLE MALAYSIA

This is definitely a GREAT company.

Revenues grew from 5.5b in 2019 to 7.1b in 2023.
Gross Income grew from 2.1b in 2019 to 2.2b in 2023.
Net Income dropped from 673m in 2019 to 660m in 2023.

From 2019 to 2023 (a period of 5 years), it generated 4.1b in net cash from its operations.
From 2019 to 2023 (a period of 5 years), it spent 1.4b on capex.
From 2019 to 2023 ( a period of 5 years), it generated 2.7b in Free Cash Flows.
From 2019 to 2023 ( a period of 5 years), it distributed 3.04b as dividends.

How much was retained earnings from 2019 to 2013? 10m
Its total equity in 2019 was 665m and in 2023 was 675m.

Its gross profit margin was a high of 37.6% in 2019 and a low of 30.9% in 2022. Its average GPM over the 5 years was 34.1%. In 2023, its gross profit margin was 31.64%.

Its Net Profit Margin shrunk from 12.2% in 2019 to 9.3% in 2022. The Net Profit Margin in 2023 was 9.4%. The average Net Profit Margin for the last 5 years was 10.2%.

We can expect its profit margins to expand in the near future when the costs of its goods are cheaper.

Its Dividend Payout Ratio was a high of 0.99 over the 5 year period.

Over the last 5 years, its average P/B was 52.2x, its average P/E was 52.7, its average Earnings Yield was 1.91%, FCF Yield was 1.70% and its average DY was 1.89%.

In 2023, its P/B was 44x and P/E was 45x, both were the lowest for the last 5 years.

In 2023, its earnings yield was 2.22%, its FCF yield was 2.91% and its DY was 2.07%; these are the highest for the last 5 years.

QUALITY: GREAT BUSINESS
MANAGEMENT: EXCELLENT, SUPERB
VALUATION: FAIR PRICE (FOR THOSE WITH LONG TERM HORIZON)

Posted by Integrity. Intelligent. Industrious. 3iii (iiinvestsmart)$€£¥ > 1 day ago | Report Abuse

Dutch Lady

This company is suffering from some short-term business problems. The market has beaten its share price down a lot.

Look at the company in greater detail. It is growing its revenues. Despite huge capital expenditure to set up the new manufacturing plant, its short term and long term debts remained very low. It is able to generate cash from its operations and delaying payments to its creditors to finance the capex. Though its dividends were slashed over the last 5 years, it is still paying 50 cents per share in dividends. All these points to Dutch Lady has economic moat. Its business will sail on through troubled times.

It is a company that is not hurting for cash and is not sitting on a mountain of debt.

Once the new manufacturing plant is up and functioning fully, we can expect to see ton of cash piling up, little debts and its dividends creeping up again.

Posted by Integrity. Intelligent. Industrious. 3iii (iiinvestsmart)$€£¥ > 1 day ago | Report Abuse

The business of Dutch Lady remains exceptional. Despite huge capex, it carries little long-term debt on its balance sheet. Dutch Lady remains highly profitable and it is self financing the building of its new manufacturing facility (compensation of its old factory and land acquired by the authority, through internally generated profits, retaining more of its earnings by paying out lower dividends and through funding from its suppliers).

Due to its economic moat, Dutch Lady is able to grow without the need to borrow large sums of money.

Posted by Integrity. Intelligent. Industrious. 3iii (iiinvestsmart)$€£¥ > 8 hours ago | Report Abuse

We are stock investors in high-quality growth companies — not stock traders.

We look to hold a company in our stock portfolio as long as the company's fundamentals remain intact and the potential for an appropriate return on our investment exists.

Posted by Integrity. Intelligent. Industrious. 3iii (iiinvestsmart)$€£¥ > 8 hours ago | Report Abuse

Anyone can become a successful lifelong stock investor by following sound, practical investing principles.

Posted by Integrity. Intelligent. Industrious. 3iii (iiinvestsmart)$€£¥ > 7 hours ago | Report Abuse

A beaten down stock maybe a good investment opportunity. At its beaten down price, the upside reward is high and the downside risk is low. Assumption: it is a temporary downturn in its business.

Why one should be optimistic and greedy?
Revenue growth
Profitable
Margin expansion
PE expansion