the main grouse is the high up front sale charges levied against investor. for cash investor 5% is very high and to be honest if you work backwards no ALL funds are performing.

for long term holders( above 5 years) if you invest in blue chip counters or buying properties, the returns may even be higher compared to unit trusts funds return. government unit trust ( eg. ASM or ASB ) is highly recommended for the ordinary "man on the street" where their track record and solid records is there.


i am not against unit trusts savings but i am very disturbed over the high up front sales charges and lack of information from the fund managers. their dividend or distribution policy where as best " you can guess based on past result". they should be more forthcoming on this issues and their investments. this is my personal viewpoint ( no disrespect to any UTC )

every investment carries risk. the higher the risk - higher the returns. even FD also carries risk. look at Cyprus. out of the blue. they came out with a rule to tax the depositors. if they carries thru. every fiscal tight country will follows and implement the deposit tax rule.

bull shit. rSPO what about modified GMO in Europe and US

undervalued shares is very subjective. the company may be assets rich but please bear in mind is the (major) shareholders pro active or passive in managing the company.

that particular undervalued counter may continue to be under value for a long-long time IF the shareholder does not sell out or maintain the current status quo. this is my personal opinion

as long the stand off is NOT prolong. the impact will be minimal. Felda Refinery and their Oil Mill ( FElda sahabat) is close to the village. Others like KLK, LDEO, Kwantas operating around Lahad Datu area will also be affected.(e.g. intake slow down etc )

comments noted. whichever way we look at the market. election risk? is a on going concern among many investors. until the GE is resolved. our market will continue to under perform. units trust ( open end funds ) is vulnerable to unit holders withdrawal.

i might not be 100% right but to give a run down on Bstead. a GLIC (controlled by LTAT). well diversified group. core holdings Pharma, Affin,Plantations, REITs, BHIC ( Ship building), Property development, Hotels, BH Petrol and manufacturing.

Pretty good dividend counter but the only fault lies with the strong linkage with ruing party. nothing wrong as Pharma and BHIC is dependent on Government projects.

at 4.70 - 5.00 reasonable discounted price consider total sum of parts
valuations at 7.00-8.00. the only concern is election risk but for long term investor . this is secondary.

this is my personal opinion and not any invitations to buy or sell. good luckl

some people are more equal than others. remember the "animal farm" story?

good business sense but politically sensitive on the HSR link between Singapore and Kuala Lumpur. Need to wait for details after GE13

invest in paper gold or Gold investment account at authorised banks ( eg. maybank , uob, public bank)

invest in gold as part of your diversified portfolio. gold prices tend to trend up in times of uncertainity. we are now living in challenging times?

elections jitters ?

revaluation exercise within a time frame of 6 months is tough. MPHB hold a spectrum of landed and non landed properties. Valuers need time to update their valuations ( ie. based on last transacted price ) less whatever costs plus mark to market valuations.

hana. rhb research.other details need to look at their annual report. ng ah chai bought 5.63 Million shares open market 1.25%. fillings from KLSE return

NTA at 1.71 @ 2011 plus 50sen cash per share and 22 Million CEPCO shares. free float 60%. valuable land bank at Kajang. Major shareholder holding less than 20%. Counter may attract funds or other interested parties. RHB valuation at 1.77 . highly possible as a take over target. this is my personal opinion

2.62 Million tons inventories is a drag of most plantation counters. alternatively look at "incken" counter. rumours of Owners (Ng ah Chai) buying back the cash rich company.

incken hold 230 Million cash after selling 2 parcels of land to UEM. holding 360 acres in Kajang. holding costs extremely low. last valuations done 12-13 years ago.

GE13 most or less anticipated at end march or early april whichever come first. whatever projects pending will be roll out before parliament is dissolved. BN will try their best to push the market "feel good "factor before the elections.

wct and gamuda favour by funds manger. construction counters underperformed last 2-3 years. hopefully with the ETP roll outs. the construction sectors can perform this year.

we need to be cautious on the Borsig listing dates. due to market uncertainity. things can be delayed.

gamuda core 3-4 areas favourable. construction, property, mrt projects and toll roads. this is my personal assessment. good luck guys

gamuda may benefit from the 3-4 core areas. construction, property, MRT rollout and toll collections

valuable lands banks at kajang and bangi area. kajang & bangi last valuation done 12-15 years ago. carrying cost extremely cheap at their book levels.properties around kajang have moved up in value. look at SP SETia valuations.

our education standards has been sliding backwards since 70's and 80's
.
the fall gradually accentuated with the phasing out of the missionary schools and the medium of instructions in the school system

the problem was further compounded with the retiring of senior (dedicated) school teachers. the new intake of teachers was flawed. what we lost (good teachers) benefit our immediate neighbours.

SP Setia share is 40% of the Battersea project.personally i feel counter is waiting for the private placement to be completed before it's move. this is my personal opinion

hot money will push the market (index) higher prior to announcement of GE 13 election dates. tendency for the market to move sideways (or lower) after the announcement. after that keep our fingers cross. ride the wave when the going is good.

the biggest anxiety facing investors is timing of the GE13. looking at the news reports. BN most likely will call for elections upon expiry of their (5 yrs) full term. After March school holidays(23-31) only other alternative is between April 29(Good Friday ) - May 01(Labour Day) holiday break

in banking. your balance sheet matters alot. it's like receiving money ( FOC on savings deposit ) and loans out the money with high margins ( loans & overdraft etc)

agreed . but the problem is YTLP large percentage of free float. YTL needs to address the parity of the pricing

DIGI (CEO) waiting for clarity from our Government's stand on telco foreign shareholdings. need to be patient

IFRS reporting ? look at olam valuations and their replies to muddy waters allegations

Vietnam venture can either brings unexpected profit or additional earning risks. no risk no gain.

keck Seng is a good company but fail to generate interest. you need to hold for long term not short term play.

agreed.to be a learned men(lady) is different from getting an education. wishing everyone a prosperous new year & enjoyable holiday break

Overseas market (allows shorts) whereas our local (KLSE) prohibit. some of this strategy may not be applicable in our local context. nonetheless, it's good to read their strategy especially on the warrants and over the counters stocks

politics,race, education, religion is something close to our heart. how we achieved it on a more equitable basis is something we have long talk, discuss, argued and disagreed many many times.

going forward, this country politicians need to sit up and think with their heads. being moderate and open in the best way forward. we cannot close our eyes and minds to the ever changing world. never be a ostrich ( HEAD IN THE HOLE)

TDC is currently holding 275 Million shares in DIGI (3.5%) TDC is intends to maintain the balance 137 Million shares ( 1.75%) as their company long term investment. the dividend in species distribution of 6 (DIGI) : 25 (TDC)is pay back the long suffering (big) TDC shareholders who has endured numerous capital reductions in the past.

whether a good call or a bad call is very subjective. even fund managers defers in their calls. likewise do not pick (choose) your stocks on hearsay. do your own homework and stock analysis.

trading is not easy you need to open up your eyes (ears) to the ever changing market conditions. nothing is static. but the most important factor is your own timing and your very own risk tolerance

try to ( i repeat)cut your losses but let your profit runs. it's not easy but at least be aware.

everyone is entitled to his or her opinion. one person makes money = another one lose money. this is call free enterprise. but we need to differentiate between logical and wild calls?

market is taking the clue from overseas. klci under perform compared to other asian markets. need to monitor (in case) snap elections

telcos earnings is stable plus all the new smart phones users.most funds managers still positive on telcos. incremental earnings from voice calls plus higher income from data (non voice) segment. this is my personal view. good for long term core holdings.

there is something we can control and there are other things beyond our control. the political divide is something which we need to live with it. times have changed ( for good or bad ) depending which side you are on.

whether BN or PR wins. the people in power needs to ensure the people needs are taken care. the waiting game for GE13 is killing the market.


nobody can predict the future. but coming 2013 will be a tough year for everybody. wish everybody good luck and trade (vote) carefully.

You recognised a person contribution NOT from the money you make from him. A great men (lady) is one who cares to give back to society (or the less fortunate)without any publicity or recognition.

You dont need to know his name but you recognised his(her) deeds. this is what we call humility. there are plenty of rich people but not many are willing to give back to society.

it's take a special character to walk away from power and lives a simple life.

a very humble guy. you don't need to be a tan sri or datuk to do good. a simple man.

EPF must have solid reasons to bar Public Mutual. comparing EPF rates with their funds return is normal publicity. unit trusts distributors relies 80% sales from EPF withdrawals. can anybody enlighten? reasons for EPF action

need to know any specific reasons for the (EPF)suspension. is it compliance or any other reasons

this is interesting. what about public gold (another trading company) not related to public bank bhd. seen a recent magazine write up (front page)on their cover?

to much paper money being printed. we have QE1, QE2, QE3 (now) the flat currency minted by the central banks is staggering

i am more concerned on the impact (if FDI) pulls out from Malaysia. The damage ? your guess

no risk -no gain but try to reduce the risk. never fight against market trend

CPO prices is down because of slow sales and high stock inventories. stock is projected to hit 2.30 Million tons end September and possible 3.0 Million tons next year