Glove counters

Harta
2010 RM 0.61
2023 RM 1.89
Dividends156.28 sen
R = (1.89 - 0.61 + 1.5628) / 0.61
= (1.28 + 1.56) / 0.61
= 2.84 / 0.61
= 4.66x = 466%

Topglove
2010 RM 0.51
2023 RM 0.81
Dividends 97,88 sen
R = (0.81 - 0.51 + 0.9788) / 0.51
= (0.3+ 0.98) / 0.51
= 1.28 / 0.51
= 2.51x = 251%

Kossan
2010 RM 0.44
2023 RM 1.29
Dividends 84.2 sen
R = (1.29 - 0.44 + 0.842) / 0.44
= (0.85 + 0.842) / 0.44
= 1.69 / 0.44
= 3.84x = 384%


Supermax
2010 RM 0.60
2023 RM 0.80
Dividends 50.41 sen
R = (0.80 - 0.60 + 0.5041) / 0.60
= (0.20 + 0.5041) / 0.60
= 0.704 / 0.60
= 1.17x = 117%

Aeon Credit
2010 RM 2.11
2023 RM 11.26
Dividends (total) 405.16 sen

R = (11.26 - 2.11 + 4.05) / 2.11
= (9.15 + 4,05) / 2.11
= 13,2 / 2.11
= 6.26x = 626%

QL
2010 RM 0.85
2023 RM 5.36
Dividends 31.75 sen

R = (5.36 - 0.85 + 0.3175) / 0.85
= (4,51 + 0.3175) / 0.85
= 4,8275 / 0.85
= 5.68x = 568%

FD
2010 RM 1.97
2023 RM 1.97
Interest received 3% yearly
R = (1.97 - 1.97 + Interests) / 1.97
= (1.97 - 1.97 + 0.7092) / 1.97
= 0.7092 / 1.97
= 0.36 or 36%


Hopefully, your return on your invested stock beats the return of risk free FD.

>>>
iCAP
2010 RM 1.97 (share price)
2023 RM 2,08 (share price)
Total Dividends received RM 0.295

R = (2,08 - 1.97 + Dividends) / 1.97
= (0.09 + 0.295) / 1.97
= 0.304 / 1.97
= 0.15x

>>>


FD
2010 RM 1.97
2023 RM 1.97
Interest received 3% yearly
R = (1.97 - 1.97 + Interests) / 1.97
= (1.97 - 1.97 + 0.7092) / 1.97
= 0.7092 / 1.97
= 0.36 or 36%

>>>
iCAP
2010 RM 1.97 (share price)
2023 RM 2,08 (share price)
Total Dividends received RM 0.295

R = (2,08 - 1.97 + Dividends) / 1.97
= (0.09 + 0.295) / 1.97
= 0.304 / 1.97
= 0.15x

>>>


FD
2010 RM 1.97
2023 RM 1.97
Interest received 3% yearly
R = (1.97 - 1.97 + Interests) / 1.97
= (1.97 - 1.97 + 0.7092) / 1.97
= 0.7092 / 1.97
= 0.36 or 36%

1. The new government has ruled for 7 months or so.
2. It is a coalition government. Bitter 'enemies' have to work together.
3. Some basic agreements: Malaysia is in dire straits, requiring reforms. Good governance should be implemented. Corruption should not be tolerated. Also between parties: agreement reached on rights of various communities in our Constitution.
4. First policy statement by new government: To eradicate absolute poverty by end of this year.
5. Other policies: The poor in Malaysia will be helped based on their incomes levels. The opinion is based raced affirmative action to help the poor for the last 60 years had been misused/abused by a small elite group and their cronies. The present government hopes to convince and to prove to Malaysians this new approach will be a better, more effective and superior one.
5. Zero tolerance to corruption. Corrupt practices will not be tolerated for those in and those outside the government.

The present government is a coalition between PH (PKR, DAP, AMANAH), BN and the Sarawak and Sabah parties. The Sarawakian party brings to this coalition unique features, refreshing to our political scenes to date.

What about the opposition parties? PN is dominated by PAS and BERSATU. It is also supported by those (disgrunted) who are left out of the ruling parties. Gerakan is in PN, but represent a very small insignificant number of our population. Due to lack of controversies in the present ruling government policies (deliberately avoiding controversial issues), PN has focused on race and religion, championing the loss of political and economic power among the major racial group in Malaysia. Yet, if one were to analyse this deeper, it is difficult to believe. But this is the nature of politics.

Enjoy the show.

1. The new government has ruled for 7 months or so.
2. It is a coalition government. Bitter 'enemies' have to work together.
3. Some basic agreements: Malaysia is in dire straits, requiring reforms. Good governance should be implemented. Corruption should not be tolerated. Also between parties: agreement reached on rights of various communities in our Constitution.
4. First policy statement by new government: To eradicate absolute poverty by end of this year.
5. Other policies: The poor in Malaysia will be helped based on their incomes levels. The opinion is based raced affirmative action to help the poor for the last 60 years had been misused/abused by a small elite group and their cronies. The present government hopes to convince and to prove to Malaysians this new approach will be a better, more effective and superior one.
5. Zero tolerance to corruption. Corrupt practices will not be tolerated for those in and those outside the government.

The present government is a coalition between PH (PKR, DAP, AMANAH), BN and the Sarawak and Sabah parties. The Sarawakian party brings to this coalition unique features, refreshing to our political scenes to date.

What about the opposition parties? PN is dominated by PAS and BERSATU. It is also supported by those (disgrunted) who are left out of the ruling parties. Gerakan is in PN, but represent a very small insignificant number of our population. Due to lack of controversies in the present ruling government policies (deliberately avoiding controversial issues), PN has focused on race and religion, championing the loss of political and economic power among the major racial group in Malaysia. Yet, if one were to analyse this deeper, it is difficult to believe. But this is the nature of politics.

Enjoy the show.

>>>
iCAP
2010 RM 1.97 (share price)
2023 RM 2,08 (share price)
Total Dividends received RM 0.295

R = (2,08 - 1.97 + Dividends) / 1.97
= (0.09 + 0.295) / 1.97
= 0.304 / 1.97
= 0.15x

>>>




Did you know that if you bought ICAP shares 2 years ago, its share price has jumped 18.5% while the KLSE plunged 14.4%? 🤣🤣🤣

iCAP
2010 RM 1.97 (share price)
2023 RM 2,08 (share price)
Total Dividends received RM 0.295

R = (2,08 - 1.97 + Dividends) / 1.97
= (0.09 + 0.295) / 1.97
= 0.304 / 1.97
= 0.15x

iCAP
2010 RM 1.97 (share price)
2023 RM 2,08 (share price)
Total Dividends received RM 0.295
R = (2,08 - 1.97 + Dividends) / 1.97
= (0.09 + 0.295) / 1.97
= 0.304 / 1.97
= 0.15x

Hengyuan
2010 RM 10.68
2023 RM 3.07
R =(3.07 - 10.68 + Dividends) / 10.68
=( - 7.61 + 1.11) / 10.68
= -6.50 / 10/68


Yinson (adjusted share price)
2010 RM 0.07
2023 RM 2.56
R = (2.56 - 0.07 + Dividends) / 0.07
= (2.49 + 0.2643) / 0.07
= 2.75 / 0.07
= 39.3x


PChem
2010 RM 5.50
2023 RM 6.00
R = (6.00 - 5.50 + Dividends) / 5.50
= (0.50 + 3.00 ) / 5.50
= 3.50 / 5.50
= 0.64x

Insas
2010 RM 0.50
2023 RM 0.81
R = (0.81 - 0.50 + Dividends) / 0.50
= (0.31 + 0.133) / 0.50
= 0.443 / 0.50
= 0.88x

TSH
2010 RM 0.76
2023 RM 0.92
R = (0.92 - 0.76 + Dividends) / 0.76
= (0.16 + 0.33) / 0.76
= 0.64x


Bonia
2020 RM 0.80
2023 RM 1.83
R = (1.83 - 0.80 + Dividends) / 0.80
= (1.83 - 0.80 + 0.247) / 0.80
= (1.03 + 0.247) / 0.80
= 1.277 / 0.88
= 1.45x

Calculating Returns
R = (Pf - Pi + D) / Pi

R = Rate of return
Pf = Latest market price of asset
Pi = Market price of asset when bought initially
D = Dividends (total) received

Examples:

Berkshire Hathaway B shares
2000 US 36.40
2023 US 341.00
R = (341 - 36.4 + Dividends) / 36.4
= (304.6 + 0) / 36.4
= 8.4x

Padini
2010 RM 0.80
2023 RM 3.88
R = (3.88 - 0.80 + Dividends) / 0.80
= (3.08 + Dividends) / 0.80
= (3.08 + 1.085) / 0.80
= 4.165 / 0.80
= 5.2x

Parkson
2010 RM 4.17
2023 RM 0.18
R = (0.18 - 4.17 + Dividends) / 0.18
= (- 3.99 + 0.36) / 0.18
= -3.63 / 0.18
= - 20.2

Dutch Lady
2010 RM 14.00
2023 RM 22.34
R = (22.34 - 14.00 + Dividends) / 14.00
= (8.34 + 20.85) / 14.00
= 29.19 / 14.00
= 2.08x

Simplified formula for compound interest:
A = P (1+r)^t

Compounding over the long term is truly the 8th wonder of the universe.
Today, the amount P in my portfolio is an 8 figure.
Hopefully, the 9th figure will be realised sooner.

2. Calculating Returns
R = (Pf - Pi + D) / Pi

R = Rate of return
Pf = Latest market price of asset
Pi = Market price of asset when bought initially
D = Dividends (total) received


The rate of return is defined as the difference between the end of period market price of the asset and the beginning market price of the asset; and including all dividends paid by the company during the whole period; divided by the beginning market price of the asset.

You will wish to own a business with good competititve advantage for a long time. Over this long period, its intrinsic value can be expected to grow and you would have collected many years of dividends beside enjoying its expected higher market price.

Stay with good quality company, managed by honest people and buying this at a fair or bargain price; and keep almost always for a long term.

Keep investing very simple indeed.

Simplified formula for compound interest:
A = P (1+r)^t


Warren Buffett: "Time is your friend: impulse is your enemy. Take advantage of compound interest, and don't be captivated by the siren song of the market."

Simplified formula for compound interest:
A = P (1+r)^t


Warren Buffett: "Time is your friend: impulse is your enemy. Take advantage of compound interest, and don't be captivated by the siren song of the market."

1. Simplified formula for compound interest:
A = P (1+r)^t

A = How much money you end up with
P = The amount of money you invest
r = The annual return your money earns while invested
t = The number of years your money is invested


Rank these variables in order of their importance.
Rank these variables based on the level of control you have over each.
#1 - Number of years your money you invest
#2 - The amount of money you invest
#3 - Annual return your money earns while invested

The variable that investors have the most control over is HOW LONG THEY STAY INVESTED. Sadly, many investors sacrifice time invested (something they can control) in a futile effort to maximize returns (something they can't control).

There is a way to speed up the wealth-building process. It is not accomplished by trying to increase your investment returns. It is accomplished by focusing on the varibale that investors have the second most control of: HOW MUCH MONEY YOU INVEST.

There is only one way you can influence your annual investment returns: BY CHOOSING HOW AGGRESSIVE YOUR PORTFOLIO ALLOCATION IS. The more of your portfolio that is invested in risky assets like stocks, the higher your expected returns will be. Yes, you can influence your returns, but that is done at the beginning when you select your PORTFOLIO ALLOCATION.



SUMMARY:
It is not the return of what you invst in that matters, it is the return you are able to capture by staying invested. If that means giving up some expected returns in exchange for a level of volatility yu can stomach, then so be it.

Simple mathematics in investing. Knowing these 2 formulae in depth will make you very rich.

1. Simplified formula for compound interest:
A = P (1+r)^t

A = How much money you end up with
P = The amount of money you invest
r = The annual return your money earns while invested
t = The number of years your money is invested

2. Calculating Returns
R = (Pf - Pi + D) / Pi

R = Rate of return
Pf = Latest market price of asset
Pi = Market price of asset when bought initially
D = Dividends (total) received

What you choose to invest in should be boring and easy to understand.

Many pile new money into an investment after it has done well, and it usually ends badly.

Affin Hwang maintained its call "Buy" on Public Bank with a target price RM4.80.

calvintaneng is into so many stocks; yet he seemed to have always betted big on the worst stock with the poorest outcome. Incredible. Yet, not a credible person in my book.

Net Asset Value per share of icapital.biz Berhad as at 21 June 2023 is 3.42.

PMX will be preoccupied with election issues the next months. After the state elections, hopefully, the government will be more focus on economic issues and less on political issues.
Economic issues involve growing out GDP, reducing wastages and curbing on corruptions. Hopefully, with strong focus on these for a few years, Malaysia will be able to propel forward to a brighter future.

>>>

calvintaneng

Yes cost of fertilizer lower ?

1 day ago

>>>

calvintaneng suffered losses in Netx. Again, he probably suffered another loss in TSH.
Compounding losses is not a game one should follow.

A loss of 50% in a stock means having to make a gain of 100% to recover all the losses. Compounding losses like so, will mean a very long road to recover his capital, if he is skillful or lucky.

Its true, the first rule of investing is, do not lose money.

Keep investing very simple.

If you have doubt about the management, stay away from the business they are running too. Not difficult. After all, there are so many other stocks to look at.

https://www.bing.com/search?q=tan+teng+boo+youtube&cvid=d084114280474479ab42463d8ed591f3&aqs=edge..69i57j0l8.7787j0j4&FORM=ANAB01&PC=HCTS

https://www.youtube.com/watch?v=eLstZOnu9MU
Why the Ringgit has been falling? What is the longer term outlook for the Ringgit?
Tan Teng Boo has shared many youtube videos recently. Look through them for your education.

Another day passed. Are you wiser than yesterday participating in i3 today?

SSLee

Thanks for your insightful response. Will elaborate on this further.

Isn't it rude that the post above was flagged and disappeared? I just do not understand some people's thinking. Sad.

"Looks like ..."

Post removed.Why?

Is i3 forum beneficial to your investing? What do you hope to benefit from participating here?

Good morning to raider and calvin. Looks like each has more than one account in this forum.

The prices of a stock can fluctuate hugely over the short term: 50% up and 1/3rd down.

Many in this contest by SSLee will be "fooled by randomness".

However, over a very long time horizon, 5 to 10 years, the stock market is a weighing machine. The price then will generally reflect the real value better.

If you are buying Berkshire Hathaway stock, be prepared for its market price volatility in the 1st, 2nd and perhaps, its 3rd year. After then, you should usually find that its market price is often or always higher then the price you paid for it.

Keep investing SIMPLE and SAFE (KISS)

Calvintan likes to talk like an expert. But he was really fooled by the randomness of the market, which he has neither acknowledge nor master.

We should learn from calvintaneng, to protect and to grow our own portfolio.

QMV approach to PBB

Is PBB a business with good economic moat? Yes.

Is PBB run by good managers with integrity? Yes.

Is PBB undervalued? The usual PE of PBB is 12 to 16: its signature PE is 14. Today, it is available at a PE less than 12.


Know yourself. The most important risk factor in your investing is the person staring back at you in the mirror.

Know your:
Investing objectives
Tolerance to risks
Time horizon
Financial capacity to take this risk.

SSLee

Why waste time in this "contest"? It will achieve nothing meaningful or educational. An ego trip or fun trip at best.

For one who is financially free, his investing time horizon is many decades. Let me explain: the remainder of his investing lifetime + those of his beneficiaries.

SSLee. My investing time horizon is in decades. :-)

Maintain OVERWEIGHT on the banking sector. Post results, we believe the uninspiring market sentiment provides entry opportunities into the highly resilient banking sector. Threats to the overall markets would derive from severe drags in asset quality from heightened inflationary pressures or further slowdown in domestic and global markets. Not helping either is the present weakening of the Ringgit elevating import costs. On top of its sticky earnings, the dividend yields for the banking sector have risen to an average of c.6%, which could be a meaningful consideration to long-term yield seekers.

Subject to further consideration for our upcoming 3QCY23 investment strategy, we maintain our top picks to be: (i) PBBANK as it is the leading bank in terms of GIL readings at 0.4% (vs. peer average of 1.5%) backed by a highly collateralized loans book thanks to a substantial mortgage portion (41% of total books). Meanwhile, its recent shares’ sell-down owing to uncertainties of its shareholding and ownership structure may see an inversion when clarity on the matter unfolds. We also like (ii) RHBBANK as we believe the relevancy of strong capital safety will be in the limelight once more. RHBBANK continues to lead with its CET-1 buffers (17% vs. peers’ average of 14%). On the other hand, RHBBANK’s dividend prospect is become more promising with targeted payouts of c.55% looking to generate yield of 7%-8%. Also, developments on its upcoming digital bank with Boost could support interest in the stock.

Source: Kenanga Research - 6 Jun 2023

He found his work so stressful that he has stomach ulcer.

Your friend should see a doctor. Stomach ulcer can be cured. Many with stomach ulcer problems in the past are cured.

Don't buy this for investment for rental income.
Buy if you need to live in it.

Is this stock a better investment than PBB today? Opportunity cost.

All plantation stocks did well 2 years ago, due to the very high palm oil prices. However, many investors lost money in plantation stocks the last 18 months.

Congratulations to those who got out above RM 1.20 to RM 1.50 a few weeks ago.

Could Johnson & Johnson Stock Help You Become a Millionaire?

https://www.fool.com/investing/2023/06/13/could-johnson-johnson-stock-help-you-become-a-mill/

Could Johnson & Johnson Stock Help You Become a Millionaire?

https://www.fool.com/investing/2023/06/13/could-johnson-johnson-stock-help-you-become-a-mill/

Short run

In the short term, there can be a disconnect between

- how a company performs and
- how its stock performs.


This is because a stock's market price is a function of the market's perception of the value of the future profits a company can create.

Sometimes this perception is spot on; sometimes it is way off the mark.



Long run

But over a longer period of time, the market tends to get it right, and the performance of a company's stock will mirror the performance of the underlying business.




The Voting and Weighing Machines

The father of value investing, Benjamin Graham, explained this concept by saying that in the short run, the market is like a voting machine - tallying which firms are popular and unpopular. But in the long run, the market is like a weighing machine - assessing the substance of a company.




Message

What matters in the long run is a company's actual underlying business performance and not the investing public's fickle opinion about its prospects in the short run.