[RHBBANK] QoQ Annualized Quarter Result on 30-Sep-2015 [#3]

Announcement Date
30-Nov-2015
Admission Sponsor
-
Sponsor
-
Financial Year
31-Dec-2015
Quarter
30-Sep-2015 [#3]
Profit Trend
QoQ- -19.08%
YoY- -16.12%
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Annualized Quarter Result
30/06/16 31/03/16 31/12/15 30/09/15 30/06/15 31/03/15 31/12/14 CAGR
Revenue 10,717,436 10,840,700 10,776,708 10,715,696 10,751,204 10,799,612 10,413,246 1.93%
PBT 2,449,622 3,021,888 2,250,584 2,310,010 2,806,714 2,579,284 2,735,053 -7.09%
Tax -609,194 -755,328 -582,032 -572,113 -658,582 -661,204 -671,589 -6.29%
NP 1,840,428 2,266,560 1,668,552 1,737,897 2,148,132 1,918,080 2,063,464 -7.34%
-
NP to SH 1,830,108 2,259,540 1,664,972 1,735,464 2,144,674 1,905,108 2,038,000 -6.92%
-
Tax Rate 24.87% 25.00% 25.86% 24.77% 23.46% 25.64% 24.55% -
Total Cost 8,877,008 8,574,140 9,108,156 8,977,798 8,603,072 8,881,532 8,349,782 4.17%
-
Net Worth 19,560,668 21,467,327 6,633,629 18,071,596 18,056,951 19,488,740 18,692,321 3.07%
Dividend
30/06/16 31/03/16 31/12/15 30/09/15 30/06/15 31/03/15 31/12/14 CAGR
Div 370,467 - 424,812 - - - 153,425 80.08%
Div Payout % 20.24% - 25.51% - - - 7.53% -
Equity
30/06/16 31/03/16 31/12/15 30/09/15 30/06/15 31/03/15 31/12/14 CAGR
Net Worth 19,560,668 21,467,327 6,633,629 18,071,596 18,056,951 19,488,740 18,692,321 3.07%
NOSH 3,704,671 3,066,761 2,601,423 2,581,656 2,579,564 2,574,470 2,557,089 28.06%
Ratio Analysis
30/06/16 31/03/16 31/12/15 30/09/15 30/06/15 31/03/15 31/12/14 CAGR
NP Margin 17.17% 20.91% 15.48% 16.22% 19.98% 17.76% 19.82% -
ROE 9.36% 10.53% 25.10% 9.60% 11.88% 9.78% 10.90% -
Per Share
30/06/16 31/03/16 31/12/15 30/09/15 30/06/15 31/03/15 31/12/14 CAGR
RPS 289.30 353.49 414.26 415.07 416.78 419.49 407.23 -20.39%
EPS 49.40 65.20 24.20 25.33 31.40 74.00 79.70 -27.32%
DPS 10.00 0.00 16.33 0.00 0.00 0.00 6.00 40.61%
NAPS 5.28 7.00 2.55 7.00 7.00 7.57 7.31 -19.51%
Adjusted Per Share Value based on latest NOSH - 2,592,480
30/06/16 31/03/16 31/12/15 30/09/15 30/06/15 31/03/15 31/12/14 CAGR
RPS 245.84 248.67 247.20 245.80 246.62 247.73 238.86 1.94%
EPS 41.98 51.83 38.19 39.81 49.20 43.70 46.75 -6.92%
DPS 8.50 0.00 9.74 0.00 0.00 0.00 3.52 80.08%
NAPS 4.4869 4.9243 1.5217 4.1453 4.142 4.4704 4.2877 3.07%
Price Multiplier on Financial Quarter End Date
30/06/16 31/03/16 31/12/15 30/09/15 30/06/15 31/03/15 31/12/14 CAGR
Date 30/06/16 31/03/16 31/12/15 30/09/15 30/06/15 31/03/15 31/12/14 -
Price 5.12 5.90 5.67 5.95 7.37 7.92 7.62 -
P/RPS 1.77 1.67 1.37 1.43 1.77 1.89 1.87 -3.60%
P/EPS 10.36 8.01 8.86 8.85 8.86 10.70 9.56 5.50%
EY 9.65 12.49 11.29 11.30 11.28 9.34 10.46 -5.23%
DY 1.95 0.00 2.88 0.00 0.00 0.00 0.79 82.74%
P/NAPS 0.97 0.84 2.22 0.85 1.05 1.05 1.04 -4.54%
Price Multiplier on Announcement Date
30/06/16 31/03/16 31/12/15 30/09/15 30/06/15 31/03/15 31/12/14 CAGR
Date 24/08/16 25/05/16 26/02/16 30/11/15 28/08/15 29/05/15 27/02/15 -
Price 4.99 6.06 5.35 5.56 6.48 7.70 7.96 -
P/RPS 1.72 1.71 1.29 1.34 1.55 1.84 1.95 -8.03%
P/EPS 10.10 8.22 8.36 8.27 7.79 10.41 9.99 0.73%
EY 9.90 12.16 11.96 12.09 12.83 9.61 10.01 -0.73%
DY 2.00 0.00 3.05 0.00 0.00 0.00 0.75 92.41%
P/NAPS 0.95 0.87 2.10 0.79 0.93 1.02 1.09 -8.76%

PBT = Profit before Tax, NP = Net Profit, NP to SH = Net Profit Attributable to Shareholder, Div = Dividend, NP Margin = Net Profit Margin, ROE = Return on Equity, NOSH = Number of Shares, RPS = Revenue per Share, EPS = Earning Per Share, DPS = Dividend Per Share, NAPS = Net Asset Per Share, EOQ = End of Quarter, ANN = Announcement, P/RPS = Price/Revenue per Share, P/EPS = Price/Earning per Share, P/NAPS = Price/Net Asset per Share, EY = Earning Yield, DY = Dividend Yield.

NOSH is estimated based on the NP to SH and EPS. Div is an estimated figure based on the DPS and NOSH. Net Worth is an estimated figure based on the NAPS and NOSH.

Div Payout %, NP Margin, ROE, DY, QoQ & YoY figures in Percentage; RPS, EPS & DPS's figures in Cent; and NAPS's figures in Dollar.

All figures in '000 unless specified.

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